In an increasingly com- petitive world, survival often depends on doing it just a lit- tle better than your neighbour. At Citizens Trust, we offer excellent rates and quality service on all our products.

There are a multitude of ways to inspire customers to walk through your door. You can give away the latest gadget or gimmick. We do that. Or you can serve cof- fee and donuts. We even do that. Our difference is when customers enter, they stay. Why? Because we offer great rates and friendly ser- vice. That’s what we're ali about at Citizens Trust. Plain and simple. Our customers are our first priority. And our interest rates are excellent — on GICs, residentia! ana com- mercial mortgages and foreign exchange.

You're invited

On April 29, 1992, from Il a.m. to 4 p.m., we invite you to our Open House at 151 Chadwick Court, next door to the Seabus Terminal. Come and meet our friend- ly staff and learn a little more from our GIC specialists. You can also leam more about our foreign exchange, precious metal and bullion trading services.

Opened in 1989, our Lonsdale outlet is our newest branch. Branch Supervisor Sue Chodolak is also our newest staff member. She's looking for- ward to meeting the customers and residents of the area. Along with Sue, Gloria Nidzgorski, Carole Esterer, Angela Thorne and Stewart Warner add a per-

sonal touch which makes dealing with Citizens so pleasant. And which ex- plains why so many of our customers have placed their trust in Citizens since its opening.

MEMORY MUSIC 1320 will be joining us at our Open House and giving away a trip for two to Jasper on VIA Rail, with accom- modation at Jasper Park Lodge.

GiCs

As GIC specialists, we of- fer you better rates than you'd find at large financial centres. GIC deposits are made for a specified length of time (one to five years) at a fixed rate and generally earn higher rates than regular savings accounts. Our GICs offer a very at- tractive means of ensuring a safe dependable return on your savings.

Our Short-Term deposits are the right avenue if you ate looking for attractive returns on a wide range of terms from 30 to 364 days, while still having easy access to your money.

Dream Retirement

Getting your finances in order can allow for an early retirement — enough time and money to sail around the world, go on a safari to Africa or write that book. At Citizens, you can choose from several types of RRSPs. For those who prefer to manage their own funds, a Citizens Trust Self- Directed RRSP offers low cost and flexibility. Whichever retirement op-

Join our staff during our Open House April 29. (L to Rt) Carole Esterer, Angela Thorne, Sue Chodolak, and Stewart Warner

Gic Specialists

tion you prefer, we're here to help turn your dream into a retirement reality.

Personalized Lending

Whether you are looking to purchase your first home or invest in a commercial property, or whether you need interim construction financing or a personal loan we invite you to come in and talk to us. Our customers say they are delighted with our highly personal ap- proach to lending.

Simply Better

We recognize that stresses come with contemporary life. And we don’t intend to add to yours — in fact, we aim to simplify life. There are none of the complicated choices involved in trying to choose from a plethora of accounts. Not to mention the added service charges. Our customers get all the benefits from our “Simply Better” accounts, including competitive rates. We even give our “Golden Age” clients (5S years of age or better) higher rates of in- terest. No service fee is charged if funds in these ac-

Citizens Trust Lons Seabus Terminal

counts are kept above a low minimum balance.

Your Community Financial Service Centre

At Citizens Trust, we are proud of our efforts. Quali- ty, stability, and a commit- ment to customer service have become our hallmark. However, we won't stop there. We intend to broaden not only the range of pro- ducts we offer, but our

aN aN Ss Ete

dale Branch, Next to the

saat!

financial services as well. We aim to fulfill our role as your community financial service centre, while striving to re- main competitive.

Citizens Trust Lonsdale

Located next to the Seabus Terminal. We're open from 8:30 a.m. to 5:00 p.m. every weekday. For more in- formation, please cal! us at 983-3773.