NEWS photo Neil Lucente

Sunshine Girl

RAMAK IS a student with a passion for belly dan- cing. This Cancer has travelled through Europe and to Asia and hopes te cio more globe-trotting

after graduation.

Drivers guilty of drinking

RECENT CONVICTIONS in North Shore courts have resulted in fines and penalties, including a one-year driving suspension, for drinking and driving related of- fences:

NORTH VANCOUVER: Gregory Larson, 30, 2081 Anita Court,

North Vancouver (impaired, $300 fine).

WEST VANCOUVER: Donald Henney, 60, 4567 ‘Mountain Highway, North Vancouver (im- paired, $400 fine); Michael Albert Stone, 27, 1108-235 Keith Road, West Vancouver (impaired, four months jail).

HELP’S AT Hand, a weekly feature by North Shore Com- munity Services, answers questions about and discusses such topics us government policies and pro- grams, benefits, consumer and legal rights, taxation and public AeTVICRS.

Answers published in this col- umn are intended only as a gener- al guide and should not be applied to individual cases without further consultation.

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Question: In the recent bad weather, my car, which I had parked in the road autside my house, was in an accident, A big truck came around the corner, skidded on the ice, and slammed into it.

1 bought the car in 1980. That was the year ] retired and, because I thought it would probabiy be the last car 1 would own, FT looked after it exceedingly well, hoping it would last me a long time.

Now, all of a sudden, my car is squashed beyond recognition and ICBC says it is not worth repair- ing. Te add insult to injury, they want to offer me ‘book value.” I feel the offered compensation isn't nearly enough to replace a vehicle that t had lavished such care, at- tention and money on. What should [ do?

Answer: It is ICBC’s aim to put you back into the same position you were in immediatcly prior to the accident. They will compen- sate you by giving you enough money to replace your car with exactly the same model and year

Sunday, January 6, 1991 - North Shore News - 11

HELP’S AT HAND

and in similar condition to the one you lost.

One af the waes they use to are rive at the value of your vehicle is by using an independent vehicle valuation system catled *‘Autotrak.”” This system collects and records information on the recent sale prices of automobiles in B.C. in a computer database. The computer will compare details of the car you are trying to replace with similar cars that have been sold recently, and will come up with a replacement cost.

When they assess your car, they will take into consideration things like the condition of the tires, whether there is rust) on the bodywork and whether you have extras on your vehicle such as a sunroof or electric windows,

They would also probably be interested in seeing your service records for the vehicle, to see that it is in top condition. Remember, however, that) most mechanical repairs are considered part of reg- ular maintenance and their cost will not increase the value of the vehicle beyond the price of a simi- lar vehicle in similar condition.

Your adjuster will be willing to negotiate with you, within the range indicated by the Autotrak valuation,

If you are still unhappy with the value set by ICBC, you can choose to submit your claim to independent arbitration. You ap- point an independent appraiser and he or she will meet with the appraiser from ICBC and negoti- ate fo try to reach agreement on a

valuation,

Each party is responsible for the cost of his own appraiser and the appraiser’s decision, presented in wruing, is binding. If the ap- praisers are unable to agree, they will choose an umpire who will review the issues and make a deci- sion. The cost of the umpire is shared equally by the two parties.

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North Shore Community Ser- vices, a United Way agency, is located at 1060 Roosevelt: Cres., North Vancouver, B.C. V7P_IM3, telephone 985-7138. This column is prepared with financial assistance from the Notary Foun- dation.

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