| Summer reading list

Just because it’s summer doesn’t mean you have to forget about finances

Michael

DOLLARS AND SENSE

USE THE non-financial days of summer to catch up on those vital yct often over- looked routine financial chores.

Some good places to start include:

&@ Updating (or drawing up) a list of what your dependents (or other survivors) should do when you die. If you are likely to be the sur- viving individual, show this reminder to the person who should make this list.

Many financial institutions (especially trust and life insurance companies) offer a free booklet to help you compile information like the location of the safe-deposit box and key, advisers and family members to contact following death, funeral arrangements, employve benefits (especially those from a former employer), insurance policies, investments and debts,

@ Update or take photos or a video of all home possessions (not just the valuables). It took me just over an hour to make a videc of every room. My wife Mandy opened cupboards and drawers so

1 could shaw the contents, We recorded comments on the origin and value of unusual items, then put the cassette in our safe-deposit box.

& No time to read all the money books on the market today? Here’s a sampling so you can buy (or bor- row from the library) those that appeal.

The easiest introduction to mutual funds I've seen is the amusingly written ond illustrated Mutual Funds with Ben Wicks. You can get a [ree copy from any National Trust branch, even if you aren’t a customer (there's no prod- uct promotion).

Warwick/Firefly has published a new edition of Strategic Personal Investing, by Jerry White ($15.95), to update his 21 financial threats of the 1990s and the vari- ous financial planning responses to consider.

66 Once you have time to smell the flowers, invest ina living plant, whether it’s a full garden box on an apartment bal- cony or some indoor vegetation... 99

The Profit-Taker Breakthrough, by Don Abrams ($28.95 from the author, 1-800- 694-3343), focuses on the stock market but also touches other investments.

Barron's Guide to Making investment Decisions, by Douglas Scase & John Prestbo (Prentice-

Whistler market opens

WHISTLER HAS established its

own farmers’ market open for:’

business every Sunday until Thanksgiving from 11 a.m. to 5 p.m. at the Wizard Walk, at the foot of Blackcomb Mountain.

The small traditional market offers B.C.-grown seasonal pro- duce. herbs, free-range eggs, flow- ers and street performers.

—"

It is being coordinated by the Upper Village Merchants Associa- tion with a grant from Employment Canada to cover the costs of staffing and equipment.

For more information on becoming a vendor at the Whistler Farmers’ Market, contact Marika Koenig at 938-7369 or Bernard Casavant at 938-2004.

Hall, $17.95), also deals mostly with the stock market [ts clear style and helpful chapter sum: maries make it worth considering, despite its U.S. flavor,

if you are serious about interna- tional investing, The Dow Jones Guide to the World Stock Market (Prentice-Hall, $39.95) provides murket overviews and key compa- ny information for 20 countries — including interesting comments about Canada.

Into computers? The Canadian Association of Financial Planners 1994 PFP Software Reviews, by Donald Pooley ($25 from CAFP, 510-60 St. Clair Ave, East, Toronto M4T 1N5), is aimed at whose who provide personal financial planning but is also use- ful for serious do-it-yourselfers. Pooley includes a review of per- sonal income tax programs and a section on designing your own financial planning software.

You can read the story or sim- ply refer to the list of 150 simple ways to cut costs (including saving tax) and invest better in Financial Freedom Without S«crifice, by Talbot Stevens ($14.99 from the author at 789 Monsarrat Ave., London, Ontario NSY 4¥3).

To put all this money manage- ment in perspective, read The Joy of NOT Working, by Ernie Zelinski ($16.95 from the author, 10518-68 Ave., Edmonton T6H 2B 1), to help you focus on what really matters: your quality of life.

Once you have time to smell the flowers, invest ia a living plant, whether it's a full garden box on an apartment balcony or some indoor vegetation, with the help of Practical Guide ta Gardening in Canada (Reades‘s Digest, $9.95).

Have Your Home and Your Money Too, by P.J. Wade (Wiley, $16.95) looks at reverse mortgages and other ways to draw an income from the value of your horne, as well as alternatives.

On related topics, The

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Canadian Divorce Dec ‘isions Workbook, by Payne, Payne, Engel & Gould (McGraw-Hill, $26.95), helps you plan clearly during an emotionally difficult time.

The new edition of A Care- Giver's Guide, by Jill Watt (Self- Counsel, $11.95), does the same when you are caring personally and financially for an aging parent or chronically iff refative.

Most of 60-Minute Estate Planner, by Saudy Kraemer (Prentice-Hall, $22.95), is American but it has an interesting list of 55 offbeat, funny and inspi- rational inheritance ideas.

Mike Grenby is a North Shore- based colummnise and independent financial adviser who works with individuats;.he will answer your questions in this column as space allows — write to him c/o 2444 Haywood Ave., West Vancouver, BC. V7V IYI.

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