change without notice Rinte aubject ©

If you're looking for RRSP ae safety of capital, and a highly interest, then Pz Prenor Trust has the range of options you need. ~ ABOUP

With a Prenor Trust RRSP, ot a To you'll enjoy the kind of attentive, personal service you expect from a neighbourhood trust company.

And you'll have the security of

knowing that your RRSP is bein&

handled by an established company hind with more than 70 years of history Pehind it.

SEE YOU FEBRUARY 6TH AT HE GREY'S MONEY SHOW!

‘Paenor TRUST

enue

petitive rate of

1452 Lonsdale Av North Vancouver 980-7440

Branch Manage™ Roger Higgin®

INGRAM

SAYS

"OUIR

IRRSP

IS NOT AN

) INVEST

“ITS CONTENTS SHOULD BIE

2 a a a

CEN-TA FINANCIAL PLANNING. SINGE 1969

U.S. & CANADIAN TAX RETURNS PROFESSIONALLY PREPARED.

DAVID INGRAM'S CEN-TA 201 Capilano Mall, 935 M8451 North Vancouver - Phone 657-84!

stments that provide

Cen-ta Advantage

Genta Savings

“Figures include G.ST.

NEWS phate Nell Lucente

MANAGER OF personai banking at the Royal Bank on 16th Street and Lonsdale Avenue, Gerry McMillan advises a client on one of his bank’s 17 retirement savings options. _

WHO — AND what — makes a good entrepreneur?

“The face of Canada’s small business community has begun to reflect subtle changes,’ said John Noonan, B.C. Regional Director, Management Services, for the Federal Business Development Bank.

“More and more women, recent high school and. post-secondary graduates, immigrants and even Tetirees are joining the ranks of first-time . entrepreneurs. These groups have begun to outpace the ‘typical’ entrepreneur with start-

REAL ESTATE COMMISSION

WHY PAY MORE?

JIM SHORT 649-7321 CEN-TA REALTY

on a $100,000 Sale*

Traditional 2% Commission

87,490 52,140

$5,350

up businesses.”

. Noonan said three charac- teristics mark most successful small business people: a good business. sense, a bright’ idea and reasonable financial backing.

He encourages would-be. en- trepreneurs to seek advice from experienced and © objective | third parties before ‘‘taking. the plunge.”” The best-prepared and best-informed individuals: are ‘the most successful, he said. ‘

Noonan quoted a 1988 reader-

ship’ survey conducted by Profit’

magazine which revealed the. typi-

_can..be™ considered. * business.”? -.~

cal entrepreneur is a mid-40s male. . who .has more. than one-third of : his nearly $500,000 .net worth ‘ine vested ina business. mts

He holds. about 45% “of : the equity in the business, insists’ on having . control of « its’ operations . and works an average of 55 hours* :

~weekly, 5.

But even: a. home-based. ‘venture ; ‘ismall

More’ than two’ million: people

: started working: at ‘home in‘ one .

recent year’ — more than. twice. as

many» as the year : before.

your RRSP SHOULD BE MORE THAN A Tax DEDUCTION!

Buy An WMVESTIMENT FOR YOUR. RRSP FROM |

A PROFESSIOWAL 1M BOTH TAR AND

SHVESTIMENTS

See Don Walsh, F.CB.A. ce George Hatton, C.A. at the Money Show

REGAL CAPITAL PLANNERS

and

DAVID INGRAM'S CEN-TA 201-Capilano Mall, 935 Marine Dr., North Vancouver - Phone 649-4755