Sr Wednesday, April 17, 1996 - North Shore News - 44 Let "Everyone. should be entitled keep a balance | on.our ‘credit - "© to,have dreams. And they shouldn't : card from time ‘to time, , After “have to pay a premium to make | , con es them a reality. So when you talk. to us about a personal loan, we'll offer it to you at the very lowest. possible interest rate. And we'll ! make sure you're informed and ~ makes a lotof financial sense. ~*~ comfortable with the process. . ~ At 12.9%, Value VISA offers the We'll even try to approve your _-your home. That 1 means s you can -- lowest VISA interest rate in _ loaninas gf - borrow at ‘mortgage interest ae _ Canadat. With:other ‘cards’ little as ge EN dt 3 = for home improvements, your — charging rates of 17.5%, 18.9% _ justa’ alone children’s education, a financial. 7 ~and even up to 28.8%, you few hours. Ask about our personal investment, etc. We've reduced . --could save hundreds of dollars a loans for as low as Prime’ today, _ your cost of refinancing by making year. And when you switch the for a new car, a renovation or special arrangements with legal balances on your other higher simply to consolidate your debts firms. And this program is avail- interest rate éards, you ‘ll save into one convenient payment. able even if your mortgage is with , even more. another financial institution’. Scotiabank & Get the credit you deserve. www.scotiabank.ca ~# Registered ‘Trademarks of ‘the Bank of Neva Scotia, “The Bank of Nova Scotia licensee of mark. Unterest rate comparison as of February 1, 1990, Value VISA nite effective June 1, 1995, *= Subject to change. “This rate is available on 12 manth term loans af at least $7,500, and is subject to nceting specific credit requirements. As of March 25, 1996, Scotiabank Prime Rute was » 6.73% per anni and is subject to change, Offer expices fune 29, 1996. °OHer expires October 31,1996. © Costs de not inehide pre-payment penalties or interest rate differential that may apply laa an existing morlpiae by by the current [inaneial institution when it is transferred to Scotiabank, . a se