. ‘That's why. the. ; Scotiabank: ‘Value’ VISA. makes a lot of financial sense. At. 12, 9%; Value VISA offers t the lowest VISA interest rate in» Canada’, With other cardé charging rates of 17.5%, 18.9% "and éven up to 28.8%, you . could save hundreds of dollars a “year. And when you switch the balances on your other higher interest rate cards; you'll save even more. | tea us about a person offer it to you at the vety lowest - possible interest rate. And we'll make sure you're informed and comfortable with the ‘process. We'll even try to approve: your | . loan in as’ — little as y justa few hours. Ask about our personal Joans for as low as Prime* today; for a new car, a renovation or simply to consolidate your debts into one convenient payment. Scotiabank Get the credit you deserve. www.scotiabank.ca Wednesday, April 10, 1996 - North Shore News -17 borrow or inortgaae interest rates” _ for home improvements, your’ children’s education, a financial investment, etc. We've reduced your cost of refinancing by makinig . special arrangements with legal. firms. And this program is avail- able even if your mortgage is with another financial institution’. ® Registered ‘Trade-marks of The Bank of Nova Scotia, “fhe Bank of Nova Scotia licensee of mark. ‘Interest rate comparison as of February 1, £296, Value VISA raty effective June 1, 1995, Subject to change. “This rate is available on 12 month term foans of at fe ast $7,500, and is subject to meeting specific credit requirements. As of March 25, 1996, Scatinbank Prime Rate was - 6, 73% per annum and is subject to change. Offer expires June 29, 1996, “Offer expires October 31, 1996. ¢ Costs de not include pre-payment penalties or interest rate different ial that may apply to an - existing mortgage by the current financial institution when icis transferred ta Scariabarsk,