esd eo r 21, a —e - —
F CHRISTMAS SHOPPING

Come in and choose that special
gift from a dazzling array of
BONSAI.

Don’t be fooled by imitations,
we are Canada’s finest Bonsai store.

See our display at Lonsdale Quay from now till Christmas.
Phone orders accepted ~— We Deliver! Daily 10:60-8:00

(604) 737-2204

next to M. & J's hand car wash

$5.00 off any
BONSAI with this ad

1529 W. 4th, Vancouver
by Granville Island —

LMA

Sheena Easton
The Lover in Me

Elton Johns
Greatest Hits
Sate $5.99

Know the costs
of using credit

THE SAYING goes that it is better
to give than to receive.

During the holiday season many
Canadians use their credit cards to
purchase gifts, but Consumer and
Corporate Affairs Canada tells us
that if you are giving without
knowing it, that’s another matter.

This can happen if someone
charges purchases to your credit
card account without your permis-
sion, or if you don’t fully ap-
preciate the interest costs charged
for using your credit card.

Most of us are aware of the
potential cost of losing a credit
card. But what about the costs of
using one? When you pay only
part of your bill, you are generally
charged interest on the full
amount.

Some credit cards have addi-
tional charges such as transaction
fees or annual fees.

U2
Rattie and
Hum
$14.99
Dotible
Album & Tape

The Pursuit of
Happiness
Love Junk

Steve Earle
Copperhead Road

Hold An Old
Friend's Hand

‘Sale ends Dec. 26th

To avoid being the victim of
credit card fraud, here are a few
tips to keep in mind:

¢ Examine each sales draft be-
fore signing it to ensure that your
receipt includes the total amount
of your purchases so that addi-
tional amounts cannot be added
later.

® Avoid signing blank sales
drafts and make sure that an in-
correct draft is destroyed. After
every purchase, destroy your car-
bons to prevent others from using
information obtained from the
carbon paper.
© Don’t be taken in by unsolicited
callers offering unbelievably inex-
pensive trips to fun-in-the-sun des-
tinations in exchange for your
credit card nuinber. if you do, you
might be left out in the cold with
unauthorized charges on your
credit card.

Bobby Brown
Don’t Be Cruel

988-0666