16 — Wednesday, September 15, 1999 — North Shore News Sushi: fresh and handmade in store From page 18 Some of her former stu- dents come by for some sweets, such as chocolates, fudge, caramel apples and ice cream, a summertime favourite. . “We had a remarkable change this week, truly. In the summer we mainly self ice cream. Just this week people started buying chocolate again. Especially peanut but- COMPUTER 387316/44761 /386521 SERRE: * Our Price Mail-in Rebate Price After Get over $350 of ons! |'SF6700SYPL ORGANIZER. ©.239 x 64 eho. poedit display “= 199 r calender/3-mon display . Telephone Our Price directory/ schedule/ Price & after | rene rebate “a7 ter puffs, for some reason.” O’Coftey is gearing up for Hallowe’en stock to arrive this week. Once the trick-or- treating is done for another year, it'll be straight into Christmas candy canes and such. ooo Edgemont Village’s Harvest Festival is Sunday from noon to 4 p.m. with entertainment and fun for the whole fantily. Gelting ¥2K Ready now meens a fax return later! 40/MO QAL-36 month term Foras extre BOT een to al7” nt Monitor for only $250 more! OF Hy le [fepensing tacts } SCANJET . 3200C 3 FLATBED % SCANNER Bay. 2 30-bit colour 99: oF © Adobe Phato Deluxe software Lt and mere 46421 © 600 dpi optical, 600 x 1200 « hardware, 9600 dpi x 1200 144" Offers valid north shore news & BUSINESS Investigate your RESP options From page 18 to below three dollars. To make matters worse, (accord- ing to Statistics Canada) tuition fees have grown 115% during the same period. By contrast, the average family income rose about 1% during the same period (both figures adjusted for intlation). This disparity, along with fiscal belt-cightening — in Victoria and Ortawa, makes starting carly with your sav- ings all the more important. Ifyou have been procrastinat- *After Mail-in Rebate Canon BJC-1000SP COLOUR PRINTER 386521 Bc-2000SP Printer for only $30 more! ing, maybe now is a good time = to. get started. Grandparents may also want to consider contributing to their grandchildren’s educa- tion now, rather than leaving them money in their will. Saving for education goes beyond simply putting money aside. You must first. deter- mine what you can realistical- ly afford to apply to fururc education costs in light: of other financial objectives, then decide on the savings option that fits your situation. Although not the perfect Scanner for only $119.99" more! * After $50 Mail-in rebote > 20-pg auto doc. * 9-second e 512K. memary 40935 tember 15-19 © 99-station auto diater Mailin Rebate 2000 "29.00 + Pri rice 249.99 transitesion aaa Ee Price L = aaen09 afte 99 rebates “fit” for everyone, perhaps the most popular saving option today is the Registered Education Savings Plan (RESP). Recognizing the challenges most families face in putting their kids through college, last year Ottawa introduced an incentive to encourage saving for educa- tion through an RESP. When you nake an RESP contribu- tion, you can apply for an Educational Savings Grant (CESG) of 20% of your con- tribution to a maximum grant of $400 per beneficiary per year and ; lifetime maximum of $7,2 Describing the relatively few rules and restrictions to obtaining the grant would take more space that I have in this column, but the informa- tion is casily obtained as mest financial institutions now include RESP’s in their prod- uct lineup. Human Resources Canada has prepared a sur- prisingly helpful and compre- hensive Web site . Search under CESG of RESP and you can’t miss it. One twist worth mention- ing is the age cut-off for grant applications, If the plan is rel- atively new (less than four years old) or contribution in prior years were less than $2,000 in total, you will not be eligible to receive the grant in the year the benefi- ciary turns sixteen and after. In other words, if your child or grandchild celebrated their USth birthday in 1999 and you want to take advantage of the grant this year and beyond, you must act now. Be sure to take the time to understand all of the options available to you and the- advantages and restrictions of the various plans available. Chris Carter is an invest- ment executive with, ScotiaMcLeod in North Vancouver. He is also the daily business commentator on the BCTV Morning News. He can- be reached at 981-7618. ____Apply now online fora jow ¢ cost : HOME EQUITY cee : es ancient acm if you a hive a life insurance lp The Mutual Life Assurance Company of Canada Manulife Financial Sun Life of Canada; Q Tine Canada Life Assurance Company Industrial-Alliance Life Insurance Company You could be affected. You are invited to attend a ‘ee one hour seminar on your options in demuisualization.. Thursday, Sept. 23, 1999 "7:00 PM. Call to reerve your seat; 223 Lower Mountain Hwy. (Main Unie 112, Nocth Vancouver EdwardJones S Individu T to quantities last. lepnciaoo-s : = STORE HOURS ‘MON-FRI 1 BAM:9PM/ M/SUNDAY 11AM-SPM Savestment Representative. 980-7433 & NORTH VANCOUVER . hap: wwe advencoees com