16 — Wednesday, September 23, 1998 ~ North Shore News

DON’T leave year-end
tax planning until the
end of the year. By the
time December rolls
around, tax action will
not be high on your
list of holiday plans.

Invest a few minutes now
to save hundreds, even thou-
sands, of tax dollars — what-

ever the stock market does.
Circle the strategies that
couid apply to your situation.

Save with losers. Did you
/ et some money out of the
; market and realize capital

gains titis year? Have vou car-
; ‘fied forward unused capital

' gains from previous \ years?

Pian the best time to sel) any

losers between now and

around mid-December.
Then use your capital Joss-
"es to reduce or even wipe out
your taxable capital gaing,

& Sell in 1999. If you plan to

‘+ take. some investment profits,
: - could you sell after Dec. 31?

north shore news

Alike
renby

That would defer the taxable
capital gains until the 1999
tax vear.

& Rumble that RRSP. If you
borrowed for your 1997 con-
tribution, you should have
paid off the debt by now.
Redirect your former month-
ly loan payments to this
year’s RRSP contribution.
Always make a spousal contri-
bution by Dee. 31 to cura
year off the three-vear wait-
ing period until the money in
the plan belongs to the
Spouse for tax purposes.

@ Split and save. The higher-
income spouse should pay aff

business briets

* BOWEN Island-based
: Black Bear Sraoked

. Salmon Company came.

. away a winner from the
* recent Uniquely B.C.
Gift Show. —

Placing first in the specialty :

food division, Black Bear spe-

cializes i in selling on the inter-’.

net sockeye. and king salmon
i caught near the Queen
: Charlotte Islands.
Founded by. siblings. Jim,

ny 1 Wholesaler Di rect!

DOYHARCABAL

Tina, Nick and Bob Clark,

Pine ‘Amair/

the bills so the lower-income
spouse can do the family’s
saving and pay less tax on the
resulting investment income
and profits.

B Pay ’em fairly. If childrea,
spouse and even elderly rela-
tives you support are in a
lower tax bracket, pay them
to work in your self-
employed sideline and other
business — including revenue
property. You deduct the
expense in your tax bracket,
they pay less tax or, in the
case of the children, probably
no fax.

§ More charity, less tax. Plan
to make 1999°s charitable
donations by Dec. 31 to
claim nwo years’ donations
this year, Once your total
passes $200, your tax savings
almost double on the amount
over $200. Also schedule
medical and dental work by
year-end to maximize a claim.
B Tax break for camp? Make
sure your file of child care
expenses is up to date.

Black Bear is now expanding to
retail shelves. Their first target
area is along Vancouver's
Robson Street. For a first-hand
Jaok at their products check
our wawblackbear.net
aoe
The North Shere Business
Club, one of the North
Shore’s best established net-
working breakfast groups, is
continuing tO meet every
Tuesday morning.

The group’s meetings start -

might also be able to claim
summer camp (even dav and
sports camp) and boarding
expenses. Call the local tax
office for its child care litera-
ture.
@ Unpack receipts. If you
moved to a new job this vear
and qualify to deduct moving
and the many related expens-
es {ask the tax office for its
booklet), locate your receipts.
Otherwise, vou might have
no idea where they are when
you file your return six
months from now. .

— Copyright 1998 Mike
Grenby

Mike Grenbv is a columnist
and independent personal
financial adviser; he'll answer
questions in this column as
space allows but cannot reply
personally — contact him at
P.O. Box 50029, Sauth Slope
R.P.O, Burnaby, B.C, Va]
5G3; e-mail mikeGgrenbycam
and see previous columus at
Mike’s website,
wingrendy.con

at 7:30 a.m. and feature either
a guest speaker or members
speaking on subjects “near and
dear to their hearts ... but
always pertaining to their
entreprencurial endeavours or
the general business climate.”

For more information call
Rene Doyharcabal at 980-
1939. .
— Robert Galster

Business Briefs can be taxed
to 985-2104.

987-8630

for information

& appoinuments.

Financial
pefvices

/ wher the banks say “no”
4 /# when speed counts
_¥ Jow rates and fees

“Celebrating aur (5th Anuiversary
Call me for a quate today”

687-2020

Lender Broker fees may apply

Junior Drop-In
Saturday & Sunday
inics at 10 am.

‘10

Adult Camps
Beginners & Intermediates.
Four one-hour lessons :

$ .
7
‘Ciub Repair
11 piece re-prip with
‘Golf Pride Special.”
“ $s g ad
Q dF re
wares eos oa mae am mena =a mm mm 3
Buckets of Golf Balls: BUY ONE, GET ONE FREE!
Buy one driving range token and get one free..

Offer valid with this ad until October 4th, 1998.

( Limit} per customer per day).
ee as oi aac ba caead RES SEA ates ENRIE

Seymour Creek Goif Centre .
315 Seymour Boulevard, North Vancouver :
(lust cast of Highway #1, enter off Mt. Seymour Parkw

Entertainment Centre
with wrought iron
H188cm X W/130cm X D64cm
reg °936

ay Merico Sale 5794

il “See instore for details ; with this coupon, [HOURS Tesi Tame-ipe St. ¥ Yona pen
it TEAHATION AL FUANITURE DRC

Save even more on our.
| already low prices, on fur-
: aL ‘nishings from our factory in

THE CORPORATION OF THE CITY OF
NORTH VANCOUVER

1998
TAX SALE

Pursuant to Section 405 of the Municipal Act, notice is hereby given that as of
September 28, 1998, the following properties will be subject to Tax Sale untess
the DELINQUENT TAXES together with interest are sooner paid.

The 1998 Tax Sale will be held in the Council Chamber of the City of North ra ae
Vancouver, 141 West 14th Street at 10:00 a.m. on Monday, September 28, 1998. ‘ ; ' oe

) Polycoat paper containers: of I sia
LIST SUBJECT TO ALTERATION ti
BLOCK. D. LOT PLAN STREET ADDRESS
271 750 620 Jones Avenue
556 1232 415 East 10th Street
274 VR525 304-360 East 2nd Street
271 VR2624 1007-168 Chadwick Court

NOTICE TO PROSPECTIVE PURCHASERS
’ Purchasers of tax sale properties should be aware that they will NOT have
the right to receive title or possession until after one year following the date
of the tax sale. During this period, the registered owner of the property has
the right. to redeem the property from the sale thus cancelling the sale.
Properties soldat Tax Sale are subject to the Property Purchase Tax. For
more information, please contact the Tax Department at 983-7311.

LOT
A. 71
3 95
SL53
SL85