19 - Wednesday, September 2, 1987 - North Shore News GUARANTEED INVESTMENT CERTIFICATES BTRUST COMPANY 87f,° 104, * 180 - 364 DAYS * 4 YEAR TERM * MINIMUM $25,000 * INTEREST PAID ANNUALLY OR COMPOUNDED TO MATURITY * RATES SUBJECT TO CHANGE WITHOUT NOTICE Mm Head Office: B® 2230 Park Place 666 Burrard Street Mm Vancouver, B.C. V6C 288 (604) 685-1208 MEMBER CANADA DEPOSIT INSURANCE CORPORATION NEWS photo Tom Burlay TONY AND Shirley Muller of West Vancouver work out a new family budget based on the financial advice the couple received from News columnist Mike Grenby. WHERE’S THE DOUGH? Suggestions help to manage money WANT TO know how to save tax? Get out of debt? Make more from your investments? Solve a banking problem? Raise your retirement in- come? Mike Grenby nas the answers. Every Wednesday starting today in the North Shore News, he will help you get more from your money. Mike is well-known for his ability to explain complicated yet important financial matters in plain English — and to enliven his advice with stories about how he bargains with his bank manager, saves money by riding a moped, or beats the taxman at his own game. Mike wrote a money column for the Vancouver Sun for 25 years until he went out on his own. This award-winning column continues to run in newspapers across Canada. A North Shore resident since 1948, Mike has written three money books, appears frequently on radio and TV, acts as a consultant to gov- ernment and business, lectures and does individual financial counselling. And he wants to hear from you. ““WHERE’S THE dough?” That’s the beef Tony and Shirley Muller have with their finances. And it’s a problem most people bothers me have: wondering just where all always so casual their money does go. nances.’’ The Mullers came to North SE ee ee Vancouver from South Africa in 1974. dollars and sense is that we weren't about our fi- “We had $2,000 in our pockets and because we couldn’t afford a ear, we used to walk up Lonsdale from our apartment on Second Street to the Safeway on 13th,” Shirley said. ‘‘People got to know us with our big orange packsacks.”’ The Mullers saved $15,000 that first year to put down on a $58,000 three-bedroom house in central West Vancouver. “When I first started working, I used to put away $100 a month,”’ said Tony. ‘‘Every time | got a raise I used to add it to the sav- ings.”” Since 1975, Tony has built up $38,000 in his registered retirement savings plan: ‘‘Some years I con- tribute, some years I don’t.”’ The Mullers often spend every dollar they earn, yet don’t consider by Mike Grenby I spent an evening with the 4 REIN e Piety 38 soporte MORE CONVENIENCE IS ABOUT TO TAKE OFF September 14 our Twice as Convenient schedule starts EY on the downtown Vancouver to downtown Victoria route. That's 24 Flights per day! (Monday - Friday) Mid-October we inaugurate another route to give your schedule an added lift. Scheduled Jet Helicopter service from the Vancouver International Airports’ new heliport terminal to downtown Victoria. That's another 12 flights per day! (Monday - Friday). Our Royal Service includes: Complimentary shuttle bus Complimentary coffee — For Reservations call your travel agent or Helijet Aways Coming Soon. Helijet Reservations Vancouver 273-1414 Downtown Vancouver Vancouver International Airport VANCOUVER Mullers last week to help them feel better about their financial situa- tion. Some of my suggestions could help you get more from your money, too. “When we paid off our mor- tgage, we thought we'd have an extra $650 a month — but it just disappeared,’’ said Tony, a 38- year-old engineer. Added wife Shirley, 39, a physiotherapist: ‘‘The money comes in and it goes out. What they live in a grand style. “We don't have any fancy fur- niture or spend extravagantly on anything,’’ said Shirley, who works part-time. ‘‘Yet we look around at how other people spend and wonder where they get all their money.”’ For entertainment, the Mullers enjoy the North Shore’s natural attractions on outings with their See Invest Page 20 HORT Of vancouves ueoe DOMTOWs VANCOUVER Pegasus G/SAR/IJBA INTERNATIONAL AIRPORT Reservac DRI-10129 Pre-reserved taxi or timousine Convenient to connecting flights Interline baggage service Victoria 382-6222 Downtown Victoria a STOWN pis : & Bi Sabre Participant i SIS LA AIO CASAS ER SESE URC NSH SSCA SIS TEE ATW NRCD IAAI RSIS BERR NC VAE GSR ECP EN OTA IR, SCL A SMILE CUR Ce a]