. Photo submitted

ONE way that large families can cut down on holiday

wee Is to gift-share. Kettie Creek's timber plaid shirt is
S.

Upper Level, South
j Tel. 922-7782

VELVET. A
Alvin stock velvet
_ Up.to $22 58m

‘ rege price.”

Have yourself a finan ially
sane holiday season

BEING careful not to blow your budget at
Christmas is key to surviving the holidays.

Planning for the season and the associated expenses
can help to minimize costs, according to the Credit
Counselling Society of British Columbia, which offers the
following list of low-cost and no-cost gift ideas.

1. Bake 2 home-made dish or sauce.

2. Sew clothes, quilts or draperies.

3. Make crafts such as evergreen trimmings, a collage of
favorite photos, needlepoint or Christmas stockings.

4. Donate time transporting seniors and the ill. help with
trips to the store, doctor's office and going out to eat.

5. Refurbish old toys, furniture or cars.

6. Give up a valued possession that is yours.

7. Give potted plants or fruits from your yard.

8. Give your services: manicure, cut hair, yard duty, clean
house, wash car or r pet, prepare a meal, babysit or carpool.
9, Give coupons for a dinner out, movies or sports.

10. Forgive a monetary debt owed to you.

11. Compile a package of favorite recipes such as 4 quick
dinner ideas for working mother or dad, or low-salt
recipes for someone who has high blood pressure.

12. Present a coliection of coupons for favorite products
13. Make a coupon dbouk for kids. This could includ.
“no peaalty® for not cleaning their rooms or coupons ‘0
plaving game with parents.

14, Copy a favorite poem on fancy writing paper.

15. Tape-record a conversation with your children and
send the tape to faraway grandparents.

16. Frame one of your child’s drawings to send to rcla-
tives.

17, Make a certificate saying recipient understands the
true meaning of Christnias. In exchange, you promise to
work a certain number of hour for a charity in their
honor.

18. Large familics can draw names to gift-share and go in
together to buy a gift.

19. Give the gift a a Canada Savings Bonds to encour-
age savings.

20. Exchange Christmas cards instead of gifts.

FACTORY CLEARANCE SALE
DAILY UNTIL CHRISTMAS

1767 Welch St., North Vancouver
Hours: Mon.-Fri., 2 pm-8 pm
‘sat.-Sun. 17 amd pr 980-2491

CHECK QUT OUR WEBSITE!
www.fabriclandwest.com

WHERE DESIGNER
LABELS ARE
VERY AFFORDABLE

Fabulous selection for the festive holiday season

Celine « Dior « Escada + Geiger » Saeger + Jax + Sobis
Sones sof ° NY . » Bie Clarbor, pe * Lours Peraud
Rebert Napon « Ports « Simon Chang © Steilmana

AVOMEN'S. ‘CONIC FASHION
14th Street and Clyde Ave. West Vancouver
(One block north of Marine Drive)
Consignment by appointment oniv.
Open Tuesday to Saturday, 1! am to 5 pm.
Telephone: 926-1235.

Effettive, Dee.

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refrigerant, We
oS sistem.

North Van.
ralyne. Mail,

Coquittam”
2852 Barnot Hwy

* Kohotst rd*
Yay Buf -

en Sig ah MémbersValue “ohe

Van, 825: g244 Surgey. 988: 178