Estate planning payoff guaranteed “ESTATE PLANNING” mighi sound complex, as well as depressing. E-ut estate planning can be as simple as having a will and enough life insurance. And the only depressing thing is what could happen to your survivors if you don’t do some estate planning. Sure, it’s ‘hard to motivate yourself to organize these matters. After al!, you won't be around to -deal with the results. But. if you care for your beneficiaries — or if you are likely dollars and sense Michael Grenby | to be one of the beneficiaries — some basic estate planning is vital. Invest some time, effort and ‘perhaps money now. The payoff is guaran Every so often ¥ meet with somebody who is handling the af- fairs of a spouse, parent or some other. relative who -died without a will. A typical comment: “] didn’t have a will myself. But after.ail the problems I had to deal with because the deceased didn’t VE SSS SAVE S551 " LENSES. 2 CASES Only at our have a will, I went out and had my own will drawn up, I didn’t want to leave problems like that to my beneficiaries. The will is the key to effective estate planning. “A will i is the legal expression of a person’s wishes as to the disposi- tion of his or her property, to be performed or take effect after death,’ said lawyer Thomas Vic- cars, of Viccars & Associates. The will is probated according to where the person lived. Rules dif- fer slightly from province to pro- vince, especially in Quebec. But some if not all of the points men- tioned here could apply to your situation. (Naturally, you should check these details as they relate to you before taking any action.) ff you die without a will, or your will has been revoked (by mar- riage, for example), or your will is invalid because it was not properly drawn up, you could end up leav- ing all your assets to your in-laws if you are older than your spouse and both of you (and the children if any) die in a common accident. Viccars gave some other results of dying ‘‘intestate.”’ Nobody is authorized to start handling your estate. Provincial law says who gets what. Court ap- pearances might be required. Legal applications will have to be made for the right to be a guardian of the children. Too much income tax might have to be paid. Perfor- . mance bonds might be required. Over-all costs of dealing with the Ses Estate PRESENTS A BUSINESS LET’S DO LUNCH THIS WEEKEND ... at the Burnaby Garbage Incinerator This Saturday and Sunday, 10 a.m. to4 p.m., we're holding the Second Annual Open House at the Surnaby Incinerator and you're invited. Free cookies, coffee and juice, Imagination Market, Jots of displays and entertainment for - the whole family. Rikki Recycle too! To get there, take Marine Way in Burnaby, turn south at the traffic light at Marshland Avenue and follow the signs. AND MORE... The following week, on Wednesday, Thursday and Friday (June 14, 15, 16), from 6 to9 p.m., there is a public Open House at Wastech Services’ brand new Coquitlam Resource Recovery Plant, where recyclable materials are removed fram the refuse, to be used again. The plant is at 1200 United Boulevard, Coquitlam. Take the Lougheed Highway and turn south at King Edward Street. Greater Vancouver Regional District 4330 Kingsway, Burnaby, B.C. V5H 4G3 TRU-VALU OPTICAL COMPANY | ALL ALL CANADIAN COMPANY @ KEEPING DOLLARS IN. CANADA SPECIAL SAVINGS SALE. FOR EVERYBODY! TAKE ADVANTAGE OF THE SAVINGS OR SHARE THE SAVINGS!!! BRING YOUR MOTHER, FATHER, GRANDMOTHER, GRANDFATHER, WIFE, HUSBAND, SON or DAUGHTER, BRING YOUR DOCTOR, LAWYER, ACCOUNTANT, BUTCHER, BAKER, CANDLESTICK MAKER. BRING YOUR & THEIR PRESCRIPTIONS FOR THIS UNBELIEVABLE SALE! TRU-VALU OPTICAL. SINGLE VISION 2 PAIRS, 2 FRAMES. 4 PLASTIC $ SI FOCALS 2 PAIRS, 2 FRAMES. 4 PLASTIC LENSES 2 CASES § Only at our 2 PAIRS 2 PAIRS {rimless & % eyes & extras excluded} Low Price Low Price {rimiess & '& eyes £P AIRS & extras excluded) - YOUR CHOICE GF METAL OF YOUR CHOICE OF METAL OR PLASTIC FRAMES WITH PLASTIC LENSES TO POWERS OR toa 2 CYL Meee ee ORO SEE ie CMeeE® WITH PLASTIC LENSES TO POWERS © OR 8 toa 2 CYL GIVE EVERYONE A PHONE CALL AND TELL THEM ABOUT THIS GREAT SALE WE NOW FEATURE THE NEARLY INDESTRUCTIBLE CALYPSO SUNGLASSES — COME HAVE A’ LOOK! - SORRY! VICTORIA, NANAIMO, KAMLOOPS. FRANCHISED STORES NOT INCLUDED IN THIS SALE «PAYMENT. IN’ FULL AT TIME: OF ORDER . e NO OTHER DISCOUNTS OR COUPONS APPLICABLE DURING THIS SALE ‘ LANGLEY SURREY RICHMOND NANAIMO Hightana Village 14787 + 108Ih Avenue 145 - 4800 No 3 Read (franchised) agsorsrono Shopping Centre 585-3132 Parkside 4800 Unit 33 Unit #106 4-20558 - 56th Avenue ; 270-3624 1450 Terminal Ave ’ 32883 S Fraser Way §30-6313 MAPLE RIDGE COQUITLAM 753-0123 852-6640 WHITE ROCK 22365 Lougheed Hwy Renarssance Mat VICTORIA KAMLOOPS : : 1456 Lonsdale Avenue 1470 Johnston Road 463-3133 329 North Road No 520 (ranchised) 887-1611 538-2424 936-4522 386-6622 (franchised) SESS SAVE SSS SAVE SSS SAVE SSS SAVE SSS. SAVE SSS | SAVE.SSS SAVE S$S SAVE $$$ SAVE SSS: SAVE 35S SAVE-SSS SAVE SSS... VANCOUVER 833 West Broadway - 873-3941 NORTH and _ WEST VANCOUVER {amalgamated) BSED VS SSS JAVS. SSS IAVS SSS IAVS.SSS TAVS SSS-GAVS SSS SAVE © w | ~ SAVE $$ SAVE S55 SAVE-S5S SAVE S5$ SAVE $$$.-S.