AUTGOMOTiIVE S

Football tips can also apply
to your automobile’s insurance

EVERY YEAR on the first day of training frequent losses.
It became obvious that in
order to charge fair in-

camp,

Packers, veterans and
rookies alike, Lombardi
would hold up a standard
NFL pig skin and say, ‘‘This
is a football. The object of
this game is to carry or pass
this footbali across the other
team’s goal line or to kick it
between the uprights on their
goal posts more often than
they do that to us.”

Fundamental to the suc-
cess of the Packers was their
basic understanding of the
game and their goal. Simi-
larly, a fundamental part of
properly insuring your vehi-
cle is understanding what
auto insurance is and how
you can use it successfully to
protect yourself and your
property.

“Protection”? is a key
word. The deed for protec-
tion against unexpected loss
was the motive behind
establishing the first in-
surance plans.

An early type of insurance
was developed centuries ago
when farmers banded
together to provide mutual
protection from fires. The
formula was simple. Each
farmer contributed some
money into a fund. Then, if
one of them had a fire, that
fund would pay to repair or
replace what was lost.

In the beginning, every
farmer's contribution to the
fund — his insurance
premium — was the same.
But as time went by, some
farmers put up new, more
expensive buildings while the
value of other farms declin-
ed. Some farmers took steps
to prevent fire loss such as

Mahood
places
in 7th

FATIGUE FROM az all-
night trek to Calgary and a 6
a.m. radio interview didn’t
stall the performance of
North Vancouver’s Andy
Mahood.

At the Sept. 2 qualifying
session for Race Six of the
Player’s Ltd./GM
Motorsport Series West a
good run and one particular-
ly hot lap gave Mahood’s
Canon EOS/Kokanee
Beer/Com West Radic/
CHRX Camaro the fourth
fastest time, and a Row Two
start for the next day's race.

As the event got under
way beneath suddenly clear
Calgary skies, a good jump
gave 33-year-old Mahood
third spot. By lap five, how-
ever, hard charging Frank
Allers and Rick Payne
motored by to drop Mahood
to Sth.

The sideline prairie mud
was thick and sticky this
day, and as driver after
driver slipped off the track,
Mahcod kept steady and on
the pavement. The positions
gained through attrition
were lost — Mahood
couldn’t stay with the
speediest cars on the city
track. A seventh place finish
was the result.

Vince Lombardi,
coachs would conduct the same ritual.

Huddling his Green Bay.

the famous football

Ken Hardie

INSURANCE CORPORATION
OF BRITISH COLUMBIA

surance premiums, these
‘Farmers’ Mutuals’* would
have to take into account the

ensuring a good supply of
water. Others seemed to be
more careless and had more

89

value of the property insured
and the chance, or risk, that
it would catch fire.

In time, farmers wanted to
protect not only their build-
ings, but their crops too, and
from risks like hail, floods
and lightning as well as fire.
With developments like
these, the business of in-
surance became more com-
plex.

Nevertheless, the princi-
ples from the horse and
buggy days of insurance ap-
ply very much to today’s
business of insuring your
““horseless carriage.’’

The premium you pay can

23 - Friday, September 15, 1989 - North Shore News

depend on the coverage you
need, the value of your vehi-
cle and the risk of your hav-
ing an accident. Elements of
risk include such factors as
what you use your vehicle

for, where you do most of.

your driving and, of great
importance, your personal
driving record.

Next week we will look at
your basic Autoplan
coverage in more detail. We
also invite your questions
and comments to ICBC
Auto Topic, care of the
North Shore News, 1139
Lonsdale Ave., North Van-
couver, B.C. V7M 2H4,

Sg. THE SHARPEST

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FROM

1989 TERCEL

1989 TERCEL

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—

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1988 HONDA ACCORD LX
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512,395

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56,495
1987 MAZDA 323 GT

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1988 JEEP
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1984 RX7 GLS-SE

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1988 MAZDA ‘323
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