28 - Fitday, May 5, 1989 May 5, 1989 — North Shore News

__AUTO©ODEALER

Don’ t rush into settling ICBC claim

WHEN YOU make an
ICBC claim you are dealing
with professional insurance
adjusters.

Legal Director, Public Legel Education -

If you have no previous experi-
ence with ICBC claims, you may
feel pressured to accept the first
offer that is made. Take your time
before you decide to settle, and
don’t let yourself be pressured.

If ICBC doesn’t make a reason-
able offer to settle your claim you
can always start a legal action.

This legal action must be started
within a certain time period, in
most cases two years from the date
of the accident. Unfortunately,

there may be other time limitations
that apply to your case.

For example, if you have an ac-
cident with a vehicle owned by a
municipality, you may be required
to start a legal action within six
months. Time limitations can be
confusing, so if you are unsure
about any that might apply in your
situation, contact a lawyer.

Here are some suggestions on
when you should settle your claim:

1) Never settle a claim until you
have received 2 fall medical report
from your doctor and never settle
until your injuries have stabilized.
If you are getting near the time
limitation to start a legal action
and your injuries have still not
stabilized, then contact a lawyer. If
you don’t take steps to start a legal
action you will Jose the right to

claim any money from ICBC.

2) Never make a setilement while
you are under medication, while
you are recovering in hospital or at

any time when you might be at a.

disadvantage. In fact, you should
not even meet with an adjuster
unless you are clear-headed and
aware of what you are doing and
saying. ‘ .

If an adjuster comes to see you
in the hospital when you are not

thinking clearly or while you are”

under iaedication, then tell the ad-
juster that you will make an ap-
pointment to meet at a later date,
but that you are not willing to
discuss the accident at this time.

3) Ask for time to think about
the offer before you decide

whether or not to settle. Once you -

have settled your claim, there is no

going back.

You will be asked to sign a
release form which prevents you
from making any more claims
from that particular accident.
Since a claim settlement is final,
take the time to think about the
offer.

IF you are not sure whether the
offer is fair, then contact a lawyer,
but above all don’t be pressured
into accepting the offer quickly. If
the adjuster tries to pressure you
into accepting the offer before you
have a chance to think about it,
then be warned — the offer may
not be a good one for you.

Unfortunately, there are no
simple rules about how much a
particular injury is worth. There
are many factors that will affect
the amount of damages that you

Automotive apprenticeship training available

ADVANCED TRADES training
for automotive mechanic appren-

tices is again available at Fraser

Valley College.
The automotive mechanic ap-
prenticeship program in B.C. re-

quires four levels of training, each |

including on-the-job experience
and classroom theory. Students
who complete the first year of
automotive trades training at
Fraser Valley College or another
provincial institution receive credit
for the first level of apprenticeship

training.

After they enter the workforce,
they must return to a designated
institution for five weeks of formal

training for each of the remaining
three years of their apprenticeship.
Until recently, for automotive
mechanic apprentices this meant a
yearly five-week session at
Kwantlen College in Surrey or

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Until the restraint period in
education began six years ago, the
Fraser Valley College did provide
some advanced apprenticeship
training. In January this year, the
college again began to offer ad-
vanced five-week training sessions
in the automotive mechanics area.

Since then, three groups of ap-
prentices in classes of 16 students
each have completed first and se-
cond year apprentice training ses-
sions. Next fall the college plans to
run up to five classes in advanced
level training to almost 100 ap-
prentices. When enough appren-
tices require further upgrading,
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“The big advantage to many
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Department director Harvey Mc-
Cullough. ‘For the college, it
means an important addition to
our programming because we can
now offer our first-year students
the opportunity to complete more
of their apprenticeship without
leaving home.’’

During the five-week advanced
apprenticeship training sessions,
tuition fees and a living allowance
are paid by the Ministry of
Labour.

McCullough noted that a year
ago the college’s local Trades Ad-
visory Committee, which is com-
prised of representatives from the
local automotive industry, had en-
couraged the college to pursue this
advanced training. With approval
from the Ministry of Advanced
Education and Job Training last
fall, the college was able to meet
this request. Discussions be{ween

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the college and the Ministry are
now under way which could see the
return of advanced apprenticeship
training in carpentry and
welding/fabrication.

Interest in advanced appren-
ticeship training has _ increased
sharply over the past two years as
the economy and job market have
improved. At present, all Fraser
Valley College Trades programs,
including the automotive, heavy
duty and commercial transport
mechanics, parts/counter person,
welding/fabrication, drafting, and
carpentry/joinery, are almost filled
to capacity.

Students enter these programs

throughout the year and complete . .

the first level of training at their
own pace.

For more information on Trades
Training contact any Fraser Valley
College centre.

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can claim: the lengitt of your inju-
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For more information cn how to
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book published by the People’s
Law School Press called ICBC and
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car accident insurance
claims, ‘‘No-Fault” benefits, the

amount you can claim and how to
make a claim.

To order your copy send $5.50
to the People’s Law School, #150.
— 900 Howe Sireet, Vancouver,
B.C. V6Z, 2Mé4 or call 688-2565 for
a free booklet .

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