Safe-tiriver

_ICBC has announced
the second phase of a
new premium. scale
starting Jan. L.

And it’s a case of goed
: sand bad. No claimys-fre
‘customer will pay higher pre-
omiums with the new scale,
but new and less experienced
drivers will receive discounts
more gradually.

For cach year of safe dri
“ving, new drivers will earn

cach of their first ciwht vears
driving. instead of the pre-
sent system of 10 per cent a
Year for four years.

The discounts on family
whicies will noc be affected
by the occasional use of the
vehicle by newer drivers ‘so
the cust of insurance for the
parent of 2 new driver would
not change.

The Claim Rated Seale fs
used By FCBC to set the dis-
count and surcharge levels to
determine premiums for cus-

tomers. The first phase of the
new scale came inte effect
Sept. 1, 2000.

At that time RoadStar and
Roadstar Gold customers
Degan receiving inercased
discounts on their optional
coverage for each vear of sate
driving up toa maximum 33
per cent on Sept. 1, rising, to
360 per cent: within’ two
months.

Long tern sate drivers
who have their first: ar-fault
clainy wiil return to their pre-

sn HAN YD Bt SETI YET, SONATAS ES TS NETRING JO EAI VS ERI TEA

tane

Aious discount level in fewer
years. RoadStars will return
to their previogs discount
level in three years rather
then five. RoadStar Golds
will return ta their previous
discount level in three years
rather than TL.

ICBC says the combined
changes to the Claim Rated
Seale mean that almost. all
drivers in B.C. wil pay less for
their auto insurance over a
litetime of driving.

The impact on current

drivers not vet at the 40 per
cent discount ‘could range
trom $35 spread over’ two
renewals, to $946 spread
over six renewals,

“Over time, the scale had
become unbalanced. The

system with incentives linked
to safe driving behaviour, and
is another example of the
move towards drier-based
insurance,” said ICBC presi-
dent Thom T! hompson.

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