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24 - Sunday, April 15, 1990 - North Shere News

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TRAVEL

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Play the slots and pay Uncle Sam

IRS TAKES 30 PER CENT OF AMERICAN GAMBLING WINS

FEW TRAVEL stories make me happier than the ones |
hear from Nevada winners. There aren’t all that many —
Nevada has a way about helping us to part with our cash.

About 15 years ago, I was told
that Canadians drop over a million
bucks a day in the city of Reno
alone, including dollars spent on
food and hotels as well as gambi-
ing losses.

The casinos in Nevada are
obligated to deduct 30 per cent of
all slot machine winnings of over
$1,000 if the players are Cana-
dians. Thus, we pay ‘‘income tax”’
in the U.S.

Table winnings are harder to
calculate and unless a player is
playing high stakes and obviously
winning, he’s usually ignored.

A few years ago, I discovered
that there were a few loopholes in
the U.S. law and 1 coached a lot of
readers througii the varicus forms
that must be submitted to the U.S.
government to get their money
refunded.

Some managed to get the entire
30 per cent back while others had
to settle for 15 per cent, which is
still better than nothing.

Why 15 per cent? Briefly, prior
to 1983, the Americans extracted
15 per cent. Then, some sort of
trade agreement was entered into
by our two governments which
booted the ante to 30 per cent.

However, there was some error
in the wording of the paper that
left a loophole through which

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many of us were able to crawl.
1 have now been told that the
loophole has been firmly plugged.
But there is always a chance. If
you’re fooking at a small amount
of money — maybe a couple of

travelwise
Barbara McCreadie

hundred dollars, it’s hardly worth
the effort to try to get it back.

If you’re in the position of one
reader who got relieved of $40,000,
you might be inclined to make an
effort to get a rebate.

My husband, Brian, is a
chartered accountant and quite
often runs into tax questions in-
volving clients with American in-
come or properties.

If the problem is a real tangle,
he consults with an American CPA
firm in Bellingham and has found
them very reliable.

Moss, Adams

3614 Meridian, Bellingham

(206) 676-1920

So, congratulations to all of you
lucky winners. And, good luck
with the IRS.

wae

Several people have called about
the Lawrence Welk Museum in
Escondido, CA. They have told me
that it’s weli worth a visit, if only
to have lunch. There is a restau-
rant in part of the complex that

serves great food.

There is also a mobile home
park where Welk has a residence
and he and his wife live there for
at least part of the year.

The theatre presents live produc-
tions — one reader saw Fiddler on
the Roof — so it app¢ars unlikely
that you would get a chance to see
The Lawrence Welk Show.

Another reader told me there are
organized bus tours out of places
such as Yuma, quite reasonably
priced, and include iunch and
whatever show happens to be play-
ing.

awe
Still another reader, an avid
golfer, recommended two golf

courses in the area:
— Pala Mesa, north of Escondido
— Rancho Bernardo, north of San
Diego
My experience with golf is
limited enough to be laughable,
but judging from a close relative of
mine, the sport can be addictive.
Keep those two in mind if you're
heading for California with your
clubs.

eek

I got quite a laugh out of a bit
of travel trivia. Are you familiar
with the song, April in Paris? It
extols the beauty of that city dur-
ing the month of April.

But the month of April is a
filthy month in Paris, usually cold,
wet and windy. The song should be
entitled May in Paris, but it would
never sell.

Unfortunately, millions of trav-
ellers have been taken in by a
songwriter who needed a two-
syllable word.

wat

Are you planning a European
vacation and intending to do any
travel by train?

If so, travel light! Baggage facil-
ities on many trains consist of
small, overhead racks. Big suit-
cases don’t fit. Heavy cases are a
horror story to heave up.

WHAT'S IN YOUR NAME?

The quality of your life is in your name!

CHARLES, JEAN, JAMES, CLAIRE,
JACKIE, TOM, ALICE

These people are in-
telligent, quick-minded, and
versatile. Others usually enjoy
their company because they
all have a good sense of
humor, liking to act up and
clown a little. They do have a
dignified, prim and proper
side, but they can loosen up
and be fun, too. Expression
comes easily for them and
they can be argumentative
and fond of debate. They
could do well in sales as they
are outgoing, spontaneous,
and good-natured. They do
have to guard against a
tendency to be somewhat
disorganized and scattering at
times, leaving things to the
last minute and then they do
not always finish what they
start.

Although they are general-
ly quite healthy, any weakness
would come out in the liver
and skin through over-eating
and indulgence in sugars and
starches. Since they take their

responsibilities very seriously
they tend to worry too much.
They are caring people and
make good parents. They
must guard against being too
emotional as they are roman-
tic, affectionate, and sym-
pathetic. Their names bring
out a fairly well-balanced
nature but nicknames do
cause quite different qualities
to express.

Call 736-2875 and ask for a
FREE brief analysis of your
name ard find out not only
the influence it has had on
your life, but, more important,
how to change and improve
by overcoming the things that
are holding you back, or write:
KABALARIAN PHILOSOPHY,
908 W. 7th Ave., Van., BC. V5Z
1C3. Plan to attend a FREE §
public presentation on April |
17th & May 1st at 7:30 pm.
5912 Oak Street and learn
how you will benefit from this
understanding.

On newer trains, there are bag-
gage racks at the end of each car,
but these are often filled to capaci-
ty before you get aboard.

Worse, you may find that your
bag is at the bottom of a big pile
and you have all of two sinutes to
get it out and get off the train.

nak

Cruise ships do their best to plan
excellent shore excursions for their
passengers. Unfortunately, the
ship’s directors are at the mercy of
tour operators in the various ports
and sometimes the arrangernents
are dreadful.

One reader warned me to be
very cautious about the excursion
in Costa Rica — ask a lot of ques-
tions before you book!

By now, with all the complaints
that were registered by dissatisfied
passengers something may have
been done to improve it — let’s
hope so. Anyway, these North
Shore travellers paid $100 each for
an all-day tour that was worse than
awful.

wae

I know most of us don’t want to
consider the down side of travel —
meaning accidents, illness or even
death. However, it is a wise travel-
ler who considers leaving behind a
Power of Attorney with a trusted
relative or friend, just in case.

(Please consider discussing this
with your lawyer before you leave
town.

Oo you have revenue producing investment
properties such as:

* Apartment Buildings

* Commercial Buildings

x Development Sites?
Would you like an investment analysis done to
show where you stand in today’s growing
market? If so, give me a call. i offer an exten-
sive background in alt areas of commercial &
residential real estate.

My future depends oi: my successes today!

— Shouldn't yours?

KLAAS VAN DEN BOS, CCIM
(604) 984-9711
Sussex Group-S.R.C, Realty Corp.

ACCIDENT ‘‘NO

FAULT” BENEFITS —

WHAT ARE THEY?

Until a few years ago, a person injured in a motor vehicle accident could
not recover any compensation until he proved fault or negligence, on the part
of the other driver. This could often take montis or even years. Today, a per-
son injured in a motor vehicle accident in British Columbia is entitled to receive
a number of benefits directly from 1.C.B.C., immediately upon the accident
occurring. These benefits are commonly called “‘No Fault Benefits’. They are
available both to passengers as well as drivers in the involved vehicles. Some

of these important benefits include:

. Wage Replacement Benefits — While disabled from employment due to
injury, a party may receive up to $145.00 per week for a two year period.

. Homemaker's Benefits — An injured homemaker who cannot carry out
his or her regular household tasks is also entitled to receive up to $145.00

per week.

. Medical Expenses — All costs for necessary medical or dental treatments <
ard hospitalization are payable. This also includes the costs of necessary
physiotherapy or chiropractic treatments during the course of recovery.

. Homemaking Services — 1.C.B.C.

may also pay the cost of homemaking

services provided that an injured party is incapable of carrying out household

duties.

. Death Benefits — If an accident results in death, in addition to all funeral
expenses, the surviving family members of the deceased are entitled to cer-
tain lump sum payments of up to $5,000.00 in the case of surviving depen-
dent children. It is important that anyone injured in an accident file for
these benefits no later than 30 days from the date of the acident by giving
written notice to 1.C.B.C. Failure to follow the prescribed procedure io claim
these benefits may result in a loss of entitlement.

For advice concerning a motoring probiem or injury
claira please call our personal injury group at:

Ferguson Gifford

Barristers & Solicitors

Suite 500-Park Place
666 Burrard Street
Vancouver, B.C. V6C 3H3

Derek Cave
Dennis Quinlan
Martha Konig

687-3216