20 - Friday, October 13, 1989 ~ North Shore News +8 AUTOMOTIVE S UMP covers costs incurred by underinsured beach boys IN PAST Auto Topics columns we have made the point that the third party legal liability insurance you buy does not compensate you for your loss in an accident, but rather it protects you financially if you cause an auto accident resulting in someone else’s loss. But there is a way you can turn your third party coverage into extended protection for yourself and your family. — has a whole $20,000 third party legal liability coverage from Malibu Mutual. It’s called ‘“‘UMP”’ Underinsured Motorist Pro- tection — and it is one of the While your immediate most popular optional in- medical care is covered by surance coverages. Here is how it works. You are driving through Los Angeles. All of a sudden there’s a screech of tires and “BANG,” you’re rear-ended by a beach buoy in an old chopped-down VW bug. The next thing you know, you wake up in hospital and what you think is a life- support system beeping beside your bed is actually a meter rolling up a medical biil at the rate of two grand a day! Unlike over two million Californians who don’t bother to buy auto insurance at afl, the beach boy actually your No-Fault Accident Benefits, you could still be looking at lost wages, physiotherapy treatments and the pain and suffering you’ve experienced as the result of the other driver’s negligence. These days, $20,000 doesn’t go very far toward settling a moderately serious injury claim. This is where your deci- sion to add UMP to your Autoplan policy literally “‘pays off.’” With UMP, you have ex- tended protection against bodily injury or death caus- ed by a motorist who does not carry enough liability in- surance to pay for your claim. For only $15, less your Claim-Rated Scale dis- count, you can be compen- sated up to your own third party liability limit. As we mentioned fast week, UMP is the perfect companion for Extended Third Party Legal Liability coverage. Let’s say you have $1 mil- lion in third party coverage. in the case above, you would make your claim to ICBC and we would arrive at a final settlement. If your total injury claim emounted to $100,000, the first $20,000 would be paid by the beach boy’s insurer and the rest would come from your own Autoplan policy through UMP. If the accident occurs out- side B.C., legal liability is determined by the local laws but B.C. law determines the amount of your UMP claim. UMP coverage does not ap- ply in places where the right to sue for injuries is barred by law. If you purchase Underin- sured Motorist Protection you are not the only one covered. It also extends to each oc- cupant of your vehicle, whether driver or passenger. It also covers you, your spouse and any dependents living in your household if any of you are injured as pedestrians or as occupants See UMP Page 22 326 "AUTOMOTIVE RS Car buyers are waiting to read your ad — 986-6222. I BUY CARS Highest prices ever! 1965-1969 For easy sale call BOB WARKENTIN 984-6303 of 687-1985 ipge 3656) 327 CARS Cash For Cars We Pay Top $$$ for clean cars 80's & newer Cats & Trucks MORIN INVESTMENTS, 966-7534 78 PONTIAC Grand LeMans wagon, uuto, pis, pfb, buckets, conse, cver 100k miles. Looks funs weil. $1600, 985-0035 8? ACADIAN, 2 docr, automatic. $600 cb0.922-9273 9 67 FIREGIAD, deme int, auto, 400, alt stock, $5500. 968-5079 68 EL CAMINO, growing ‘amily must seft AN new, all msscie, ott with TLC, receipis avail. Driv- ing is toving! $7,590. 980-8309. 6S CAMARO SS. No rusi, air cond, orig. $4700 cho, 987-0691. 70 PONTIAC ieMans. 1 owner, exc cond, $1100 obo. 988-5058 71 “MAVERICK, running order. New brakes. $250 obo. 434-4352. T2 BUICK Skylark. Exc cond. low miles. $2,400 obo. 984-9293. 72 BOOGE Dart. 2 dr, new brakes, New exhaust, rebuilt eng. Good cond. $1000 obo. 988-5955 72 MUSTANG, 351, Cleveland engine, 53,000mi, new battery. For parts. 926-2282. 74 DODGE Colt, auto, running. body excei, $600 obo. 384-0572 74 FURY 2 auto 360.Musi be seen exc cond. $1500 firm. 922-9184. 74 PONTIAC 5 passenger coupe hyp, 35,000 orig mi, 1 owner, pis, Pib, radio, mechanically sound, some tust. $2500. 922-5548 75 FORD Gran Torino 4 a, pis, Pb, a/c. piw, cass, good cond, inct snows. $550 $87-0981. CARS 78 NOVA blue. excellent mechanical condition. 380-9719. sound, 1 owner. $1,500, 987-2466. 76 OMEGA V6, pis, pi, runs well Nice int. $899 obo. 921-7319. 77? MALIBU Cassic 4 new winter tatiats, V8, piw, alc. trailer hitch, Qa cond. $2,000 obo. 988-2741. 78 CADILLAC PRESTIGE PLUS White Coupe Deville, 2 dr, ht, pis, afb, piw, lock on spoke hubs, etc. Mulberry leather interior. Original owner. $4500. 929-5294 76 CRYSLER LeBaron s/w, leather bucket seats, piw, pib, p/s etc, a/c, gd cond, some surtace rust. $1600 obo, 986-5502, 78 FAIRMONT 4 dr, 71,000mi, pis, pf, extra clean. $1,700. 985-0326 __ 78 FAIRSONT sir, V8, 351, amitm cassetie, mags. runs great! $500 78 PINTO, 90,000km, good runn- ing order. $1100 obo. 926-4728 78 AMC Concord, reliable trans- . $550 obo. 984-7062. 79 CADILLAC Deville - exc cond, new brakes, new muffler. 36,500 bo. 926-0686. 80 CITATION X-11, good cond, 4 Spd. pls. pfb. $3100 obc. 922-9210 80 IMPALA 2 dr, loaded, reliable. $1,500 firm. 926-1128, 987-5461. : CARS ed 80 KRUSTANG. 4 cyl. red with gold mags. 4 speaker am/fm stereo, new clutch $2,600. 960-1990 80 MUSTANG, 6 cyi, 4 spd. nib, amitm cass, s/f, snows, bills. Nice. $3,700. 922-9701. 80 OLDS OMEGA, 2 dr, V6, pis, plo, 71,000 km. $2,895. 922-9600. A GREAT Whistler car, 80 Phoenix front wh Give, 4 dr, auto, 2.8 tb, loaded. $3250. 985-2480. 80 PONTIAC Grand Le Mans sta low miles. w wu rt 80 VELLOW BIRD, new carb, tires, paint & carpets. Exc car, sir, many options. 70,000 km. Exec owned & main- tained. $11,500. 929-1907. 81 FORD Chateau superwagon, 18 passanger, air, 150,000 kms, cond, offers to $8,000. 986-1955 9-4, 987-3929 eves. REDUCED FROM $6,500 to $6,000. ‘81 FORD F150, 300 cu in, 4 spd. 25 mpg. Phone 983-3810. 81 PONTIAC Acadian, new brakes, exhaust. Must sell, leav- ing_ country. $1,400, 922-1319 62 CrsVEITE 4 dr hi, good cond, no rust, 110,000 kms, $1,500 ob0.929-2300 62 FAIRMONT, exc cond. $5,500. —_____ 986.7751 of 986-4283 82 FIREBIRO mint cond, low mi, extras, all receipts for work done. Musi sell. $6,800 070. 980-0598 82 FORD SSCORT station wagon. $2,000. 986-3724 atter Som. 82 GM Cavalier, 75,000km, auto, 4 dr, no rust, $2500 firm, 929-1996. 82 SAERCURY 1N7, lixe new in & out, exc mech shape, no trust, Michelin tires, sir, 54,000 orig kms. Sporty car, $3,600 obo. 984-2818 83 BUICK Skyhawk, exc cond. $5060 obo, 985-9724. H 84 ESCORT, 4 cyl, auto, exc cond, new tires, ext warranty, stereo. No money down, take over payments. 929-2534 aft 6pm. 84 EXUSTANG ix convert; 6 cyi, auto, 73,000 kms. Extras. Gd cond. $9500 obo. 929-6616. CON’T ON PAGE 22 games Abe > . - Show your car you care What you don't you plenty ENGINE TUNE-UP* Install new Autopar spark plugs. Check plug wires, distributor cap, rotor, coil, PCV valve, belts, hoses, compression, air filter and battery. Adjust timing and idie — - LUBE OIL & FILTER Install up to 5 litres of Autopar engine oil and Autopar oil filter. Lube chassis and top up ail fluid levels. (N/A fuel injected vehicles). 19 POINT WINTER * 2.6 lite V6 & V8 engines slightly extra. N L CHECK UP v. COOLING SYSTEM ENGINE ON THE HOIST 0 he hoses and © Inspect and tube {1 Tires and we 0 Rat ° hops ih and 13 Fhe complete BRAKE INSPECTION This is approximately a four hour service and includes 12 Heater system. 2 On level ana 1 Sates System Remove all 4 wheels, inspect brakes and consuitation time with shep manager, if requested, all for wend _anamsson thud feaiattamage)—-FepOFtS ON wear and condition of brake only $99.95 parts & labour included. it is a minimum ad 1} RCN. valve figavend sie ns linings. $75.00 SAVING on our regular pricing. Larger motorhomes; (2 All the lights Ui Heatiise vave Oe extra charge for brake inspection. e mot, washer ard 11 all ine betts C1 GV rot boots Special Prices in effect till October 27, 1989. O Hon © Battery, cables and For most Novth American built cars and light duty trucks. . Hours: Sexvice 980-8501 Mion. Thurs. 7:30am - 5:30pm Expect the r NORTH VANCOUVER | Parts 980-2055 Fri. 7:-Wam - 6:00pm BET: 1177 MARINE DRIVE, N. VANCOUVER Body Shop 986-2601, 980-5423 Sat. 8:33am - 5:00pm