RRSP season iin Full AT TEIS time of the year our thoughts inevitably turn te sunny southern locales, sxiowy peaks in the norih and the most joyous experience of all: that all-important RRSP contribution. By Marcus Slade Contributing Writer . From now until the end of February it will be difficult'to scan "any newspaper, magazine or on-line "service without running across those _ four letters — RRSP. "This, after: all, is Canada’s = “RRSP season.” However, it is not my purpose at here to discuss whether or not “ \. RRSPs are a good savings and a ‘you .". -Roakitig’an RRSP investment is on ” your annual calendar of events and + that you have more pressing invest- “» sment.concems such ‘as the manage- ment of risk. = The effective ‘management of risk - . ? for individuals is, perhaps, the’ most... oe challenging aspect of establishing a ~ “© financial course you feel comfort ‘able charting. It is also an area that”. is enormously difficult to objectify ’ or quantify at the individual level. =, Most of us intuitively understand . to obtain a greater level of investment retum necessitates assum- greater degree of risk. But how makes sense for you. Similarly if the ‘ ~ wisk/return conundrum is keeping ‘you awake at night, sift through the MACKENZIE bl FINANCIAL Corporation assistant vice- president Marcus Siade. This has become particularly common with mutual fund invest- ments. We could all be well-served . by that old investment axiom: “If it ain’t. broke, don’t fix it.” - Begin this season instead with a resolution to develop a partnership with an individual and firm that can do more than just offer you prod- ucts. If someone can offer you work- ‘ing methodology that identifies risk potential with attendant retum potential then you are starting to see real value. If someone openly recog- ~~ nizes that your individual investment “needs differ from everyone else's “’ (even between spouses in many cases) more value is being added: - Surveys in the financial services industry consistently show that client " dissatisfaction is at its greatest when - ’ -institutions and their. representatives - fait to communicate adequately with - their clients. In this era of fierce competition for your savings and investment dol- lar, discuss with your adviser the fre- quency of communication that t advertisements and find that adviser who can offer you a better night's sleep. Marcus Slade is assistant vice- -: president of MacKenzie Financial -: Corporation who will be speaking at "he North Shore News Financial Fonen | at L145 am. on Saturday, Feb, 10. t's Not What You Make... ‘It's What You Keep!" | Can Show You How. - Retirement Planning se Estate Planning “Ts: investment ~ Planning. Income Protection Education. Funding Tax - Planning Licensed with FPC Investments Inc. Elaine Douglas Registered Financial Planner Callus today! . 926-6207 / 689-7966 Wednesday, January 31, 1996 — North Shore News ~ 28 “The greatest fortunes in the next decade are In the field of distribution. As middie managers get laid off, talented people will be launching off in their own business." Paul Zane Pilzer, Economist/Author, “Unilmited Wealth” - | The answer is a business of your own - a Home-Based Business! iu DATE: Monday, February; 26, 1996 TIME: 7. 9 p.m. PLACE: Executive Inn, 4201 Lougheed Hwy. Burnaby (1 mile east of Boundary) NO COST (First 50 people to register receive author's John Mion Fogg book Money, Money, etc. me) LOOK AT THE FACTS © Tired of the same old grind? © Everyone needs to expand their income cirele © Most people live paycheque to paycheque © The #1 cost of living is taxation. Tax laws are Seared fo for small business, not to the ° Dan then 1/3 of Canadians have a retirement * Government pension plans might not be there for you at retirement This seminar will provide with | the following i: informations * Capitalize on the trends: Safety, Energy, Environment . * On 268 billon doer Industry thats growing 20-30% every year * Very low start-up costs ® How to survive In times of financial uncertainty: © Corporate downsizing « Rising prices 7 __ Limited future income potential © Less leisure & fomly tine * How to create a residual income Reserve now — seating is limited! . CALL. aot 54 15 sr matic to attend, call to receive information on liow you ca Own YOO business Introducing Match Maker™, the strategic Investment Service with First Canadian® Mutual Funds. The Match Maker service helps you.decide what kind of investor you are. Your answers to the quick and easy self-test indicate the amount of risk that you can comfortably accept when it comes to investing. The match is made when you tink your investor type with the appropriate Strategic Portfolio - one designed to help | _ maximize your returns for the risk you're ready to assume. You also benefit from the professional management of each First Canadian Mutual Fund in your portfolio. PluSevery six months according to your prior instructions, your portfolio’s allocations are reviewed and changes are made, if necessary. 50 stop by. our booth at The Financial Forum and one of our service representatives. will be happy to answer any questions you might have. At Bank of Montreal we make MatchMaking easy. For more information contact one of our 11. North Shore Branches or call Infoservice® at 665-2700 ete ORR Oy SH Oe De ee ONE NO OEE AT OTE ET HOE Fn ON ONETE RTE O EUOTENE Y O w rete: Lcemecen oon Oca nee a ne mete Oe ER nt nm a na oat RN at he am A