Because long ago, Greg Harb learned to add
a measure of security to his investments.

It’s just smart investing really —
protecting yourself.

Recently you may have discovered
just how smart it can be.

But playing it too safe can also
mean missing out on opportunities.

oe Which is exactly why
Scotia’ GICs

~ there's Scotia's GICs
with Guts. with Guts. Offering stock
Stock market

market potential, but

potential with the safety of a GIC.
with the safety It's like getting the
of a GIC. upside of the market-
place without the downside. Good
news without the bad.

How?

Well, the“G" in GIC means “guaranteed”
principal.

That’s important because if the
markets happen to fail, every penny
of your principal gets returned to
you — guaranteed. .

But the “G” also stands for “gutsy”
investing.

1800 528 3211

Did you krow *The Toronto 35 Index stock index is prepared and pubiished by The Toronto Stock Exchange (“TSE”) in accordance with a standard set of rules established by the TSE from time to time? In fact, the
Toronto 35 index is a trade-mark of the TSE, which licenses the use of the index and the trade-mark to The Bank of Nova Scotia and its subsidiary companies but does nat sponsor or endorse Scotia Stockndexed GICs.

You see, Scotia’s GICs with Guts
aren't your ordinary GICs, because
their performance is tied to stock
market indices.

In fact, one out of every two Canadians
who have purchased stock-indexed
GICs bought Scotia's GICs with Guts.

Canadian G7
Stock-Indexed GIC | Stock-Indexed G:C

PRINCIPAL
GUARANTEED Yes

RASP ELIGIBLE
“Mot consaiered
foregn cuntent.

We have two GICs with Guts to choose
from: the Canadian Stock-Indexed
GIC and the G7 Stock-Indexed GIC.
Depending on your choice, you could
earn up to 20-30% returns over the term.

The Canadian Stock-Indexed GIC

@Registered trade-mark of The Bank of Nova Scatis. ™Trade-mark of The Bank of Nove Scotia. Thanks for reading.

is based on the performance of the
“Toronto 35 Index” stock index — which
is made up of 35 of Canada’s largest
blue-chip companies from a cross
section cf major industries.

The G7 Stock-Indexed GIC is based
on the performance of the world’s
leading economies (Canada, the U.S.,
France, Germany, Italy, Japan and the
U.K.). The great part is it’s held in
Canadian currency and doesn’t count
against your 20% foreign content limit
when held in an RRSP or RRIF.

You can invest as much as you'd like,
or as little as $500.

To get started, just call us at
1-800 528-3211, or stop by your loca!
Scotiabank branch.

You'll start feeling gutsier just
being there.

Putting peopie first.

oe oe