Whai doesn’t go @ ame a will? Ao will often isut read euntil after the funeral. You aeed vo tell someone what kind of ceremony you want when you die. and whether you want to be buried or cremated. Wo you own assets in joint tenancy, they do not form part of the estate. For example. if you and your spouse own he house as joint tenants, or have a joint hank account, it goes directly te. the spouse. Usualiy RRSPs dowt form part of the estate. becanse im the RRSP you name a beneficiary. When you dic, the bank or trust company transfers the RRSP or pays it out to the beneficiary you named. {f you have fife insurance thal =omames a beneficiary in the policy. the same thing happens Can ! change my will after I’ve made it? You can make a new will eat) any time. Or you can /s Estates Where there’s a will ... elange the will veu"ve made by signing a separate tocument called a codicil. Vo be legal. the codicil has to meet the same requirements as the will: [t must be in writing. and be signed by you and twe witnesses: who are not veneficiaries. You doit have to use the saute twa wiinesses you used for your will. The codicil nust refer to the will it is amending. There is also the possibility of help from the Office of the Public Trustee, You can also cancel a will, You can cancel a will by destroying the original. Or. you ean cancel a will be drawing up a signed written document, with two wilnesses, A new will automatically cancels any previous will. Ifyou marry after you made a will. the will is cancelled unless ii states the person's name and your plan to marry. How do I register Qn; will? You can register your will ewith othe provincial NOTARY PUBLIC WILLS * CONVEYANCING * MORTGAGES 922-5972 PAX 922-4686 SUITE 300 - 1497 MARINE DRIVE WEST VANCOUVER, B.C. V7T_1B8 ATTENTION KHITTERS Wool, mohar & cotton yams at wholesale prices. DAY ONLY) Saturday, orwas 1 30th, 10am - Som. Burnaby (near = Willingdon & Lougheed) Have by R that the Revenue sbfle legitmate dessent? Author seeks your story. Please contact: R, Fearn, GD, Picher Creek, AB TOK 1W0 Fax: 140316272958 Ema: fean@omn.ret ~__ QUIT SMOKING WITH LASER-QUITI Treatment + 90% success rate. Emily 254.7720. When Classi Aa wl do be ot 986-6222 King Eowarb Hicn Scuoo. GRADS 1949 50 Year Reunios Thursday, Jane 24th, 1999 Marine Brive Golf Cub SW. Merinte & 57th Ave, ANC OUVER Reminiscing & ne hou har starts ad -£:00 pin, Dinner at 7:08 par Cost: £65 per person Cantact: Joe Quan LO. Box 214 Vancouver, Bc. VOw BVT i Don Barrieau G29-4981 North Vancouver ET SHOUD) BE GREAT CUNT TENTION! HAVE YOU fad enough yet? Is there aagone teadng tus who 1s not sti “ooticaly asieep’ and who wal De interested @ 2 few provecal = No party...FOR te ptapte, BY the of... am J sie only one left in the widerness with a‘fre in my daly Contact Mclean 985-3472 OR. CP. BELLAMY wishes to an oource tat Dr. Kuss Larjava wil be an asscate m the dental practce at 1503 Eastem Ave, North Van. ‘Open Monday - Friday. 987-7188. Ama been treated unfairly BYITER) Comiog Event GARAGE SALE! Cagies Fall West 3d, 925m, r Tables 510. 987 BECK Nanaimo, 5.C. Passed away peace: . fuly January 20, mother’s home at the age cf iortytie. from carer. serace fequested by Diane. Cremation. She wd remembered by her husband Wayne, er mother uly Tufts, and father Haroid March, sister Sharon {John} McAtee of Kelowna Robert Wudyl, reece Jennifer and nephew Scott of Sherwood Park, Alberta, and by her relatwes in Denmara and her canng inands. WeT miss you, Diare day, 18! Det eB UE CANADA? Da you fee! avernment of Canada uses anad2 andver C.S15. to auteract at 11:00 Cemetery, Vancouver. followen — SCdsgst. ure feady to sell, a January BUTCHART - Ethyle (nee Marshall. Passed away peacefully on Wednes- January 20, 1999 in Langley, Ethyle was predeceased by her husband of 44 val be deeply 2g remembered t. * {Gary Moonl, : and coftle, her grandchildren and Erk: her sister Dorothy Sauth: many nieces, nephews, relatives and close frends. A was held Tuesday, January 26,°1999 Deeply am. at Captano View 1490 Third Ave, _ West government Wills | Registry service, This is aot required by law. but its a geod idea becatise it avoids any confusion afler your death, ‘To register vour will, you (or the lawyer or notary) need to file a Wils Notice with the Wills Registry. Division of Vital Statistics. To find the nearest office, look in the blue pages of your telephone book under Geavernment of British Columbia and Vital Statistics. Do not send a copy of the will Probate How is a will different fram power of attorney or a living will? A will takes effect: only eafter you die. A power of attorney is the authority you ean give samesne to act on your behalf for financial matters when vow are sill alive. A living + ill has no legal effect. tis only an expression of your wishes if you became seriously ill or injured, and are unable to make healtheare decisions. Estate Administration @ Estate Litigation 984-3646 301-145 West 15th Street, North Vancouver http://www.lsandb.com CONTESTED WILLS & ESTATES Adult Guardia. :ship & Trust Claims McLELLAN HERBERT Barristers & Solicitors 683-5254 Hugh S. McLellan Deidre J. Herbert (North Shore Residents) Web Page: www.mclellanherbert.com DEMPSEY fark , crs, Cesms. She SK. enhews ane joanhy ers Penay Town, Lynn care. Beanay, Chad, Kirk raveside service capped would be appreciali tarruly. FRASER HE! FREDERICKS ~ Allred. Passed away 23, 1999 § $ 589-2559 ured by hs fowng wile Joyce, son Kews, daugh- Jan 3st. als. 2013. danatons + Diane (ree March) of 1999, at her im North Vancouver, hs be koaingly law and brother choce. fers Cheryl and Jenny and ' : The service will be Bode td at 1:00 p.m. Thursday, January 1999 at Hot Fellowstup, 140% Duchess Ave, West Yarcouver, B.C. a _heu of flowers, randctuidren, Felowstup, Mam Post Olfice 2902, Vancouver, 6.0. ¥66 3x4 Hothburn Funeral Horne 922:122) FURNESS = Gordon. Passed away suddenly on January 22, 1999 in bis 75th year. lowng wile af 50 Christe: daughter Joanne; jaw Sus: 2 grandsons Jona and Aaton; Z sisters an England: sister. wil Wynn, many frenas. A memonal service wil be held oa Saturday, Jas at $0) pm. at the Kingdom Hal Jehovah's Witness, Highway, North Vancowier, in keu of fiowers donabon may de made in Gordon's memory fo Seven Chasben fo Zon Messianic away Gut! ta Fondly remembered by years, sonin- England. may, { nd and ar re eae og 40." 1999 2626 Mountain Diabetes charity af fiowers please. ~ Robert (Bob). Died January 1. 1999. Bom December 1, 1916. Sunwed 9) Qempsey, Gel and Geordie Clark. Mary thanks to the staff of Unteo Lodge for the many years of lowng Sadly missed. SMITH ~ Shirley. Beloved wife of aud Kad Smith, Passed away Fre day, January 22, 1999 at age 75. mourned Scatland, England, New Zealand and frends nn Canada, No service. “Steep deep, Bonne Lassi sade WINGFIELD - Ellen (Hote: ft is with regeet that the Wingheld famly announces ihe foss of cur teloed Mother, Grandmother and Ferd. Mrs. Ellen Wingheld passed in the twght at ge i the late evening of 1999. Eftsn was 83. She 2 brother Eran Belfast, sons Michael Joan, Peter end James, and oaly daughter Joe afne, who resides i Farngdon, Grandctulcren Chantel and Patricia. She jorung her loving husband young granddaughter memones ef you wil always be living memories. of remembrance wil be held at 753 Vindale Rd, North Vancouver on Sunday, January 21, 1999 at 2:30 om, A donaton to the Canadaa Association i heu of ts succeeded by sister Mary J. Brantford, fon and Donald Margaret, parents, and son Swwed by her day ‘a in S0m- ult, daughter Sharon and husband reat grandson aan Wagner, end many neces and nephews. sabaie was 2 fife member of the Caigary Rose Society, the Calgay Satcen Club, The Calgary and Pro wical Hornceltural Societies, she CO authored the garden book “Better Ways to Successht Gardening in WS 8 member of the North Shore Atance Church. Memeciat serace wil held in forth Shore Alliance Church, January 27, 1999 at 11:30 am. Memesial Aidergrove 857.0111 _ wlaw Dane and Fret Zmmetman == and by family in Chnstopher, grasdson her husband, Charles, Westen Canada”. She n "Cremation, "First Abways keved, vever forgotten. Justa, senace Every day is a Hobday shop Cussted YOUNG ~ Isabelle Rosa. Passed ‘away Janvary 17, 1999. Bore in Ontario, mavng to Calgary, Alberta as a young chid, sesiding there until moving to Van- cower in August. 1985. Preaeceas- ed by her husband Charles m 1970: aso by her brother James, sister George. 19th. Jan 21. Please return no ques- GERARD VATOR BOROKORSH dune 22, 1917 - January 26, 1993 Margo and tamily Borongashi. We will no longer accept lost passport ads BIG GREY TOMCAT, BALD PATCH FRONT LEG, short _ haw, Age Vaiey when you 986-6222 BALDWIN (COMPANY ; Law Office ¢ real estate * mortgages * conveyancing « wills * estates 985-8000 40-1199 Lynn Valley Road, North Vancouver VIRGINIA LANGE NOTARY PUBLIC ¢ Conveyancing ¢ Wills © Powers of Attorney Two Locations: | #315 Lonsdale Ave. 904-4407 #206-3650 Mt. Seymour Parkway 924-0099 RATCLIFF & COMPANY BARRISTERS AND SOLICITORS Established 1950 WILLS, ESTATES & TRUSTS cs weil 988-5201 Suite 500-221 West Es Yon planade 986-6222'FA) “3 www.nsnews.com www.van.net or e-mail your ad to us classify@direct.ca 1139 Lonsdale Avenue,North Vancouver, V7M 2H4 015 aa PRESCRIPTION GLASSES in case found Keith Rd sear Taylor Way. Call io Wendy, 9268887, CAT FIND A fee service, Quners cal SET OF KEVS including automatic 538-2287. finders cal! 538-7359. car door opener. Found area of Tolt tree cal 668.8150 first Edgemont Vilage. RCMP 990-7455 CHOCOLATE LAS female, Mahon & = Rw GLUE/BLACK faced lovebird tost Sat, January 23 at Riverwood Co-op. to Please ca 986-1830, Massages COCAINE ANONYMOUS meets every Friday evening. 7:30 pm, 166 West Esplanade, North Vane. Chikdeare provided. 421.0910 THASKSGIING TO Sacred Heart ra Anthony. Publication promnised. READERS: When applying to a box aumber co our newspaper please role our address. 1139 Lonsdale Ave., North Vancouver, 8.0. V7M 2H4 A box qumber is open for a one mont geod. ATTRACTIVE, SINGLE winte female 5'6" wishes to meet sincere, honest, gent, 45-55 for tong term ‘elation ship & mamage. Intiers need net apply. Bos #4561, ¢/o thes paper. bons asked! Renard! 986-3825 GREY FEMALE tabby cat with wtite flea colfar, mussing Wed Jan 20, 8th 4 Hendry, North Van 986-8754 HAVE YOU see’Molly"? Black Lab X, ng tad, blue colar. REWARD! 922.0704 TADIES WATCH, {ast Monday, Jan ath, ist & St. Patrick, North Van. Caldezzae - fo with MANS SUIT i bag lett miront of Da Vines, Bellevue Ave, West Van Thurs 1/21. Chorstn 980.8764 te WALLET CORNER of Meth fa & Willowereek Rd, West Yan, Spm. Thurs Jan 21. $400 borrowed money please retym REWARD! 99041163 1015 BLUE BABY mitten East 6th & St. Davids, 980-2255 CAT FIND A tee servce, Ovners cali 528-2287. Finiers cat 938-7359. Tol free cal 658156 first. KEYS FOUND Jan 23, 1000 block Ciements, lorth Vancouver. Cal to clam 985-9778 KEYS FOUND Jan 20/99 on Ross Road & iym Valley Road, near WcDonaids. 986-6222 LARGE CAT af grey {brown tip on tad), neutered, Canyon —_ Heights Upper Cap. Since Dec 31. 985-5986 SET OF keys found on 22nd Street between Lawson & Kings, 926-9604 | MEEY LOCAL SINGLES iM THE NEXT 7 MINE Record & lskon 30 ode FREES Or conrnct UNE enth other colers! Tey st out! FREE © col anynme of the day or ght Phe fore between bpm 2am t's mghtly B “Fartytin.n” ochon! Jon the FN! { Beg (606: 735-7735 (18+) wy Eva: FREE Code #555