Making the right
investment choices
for the new year

RESOLVE TO
ment choices for 1993, but
remember that for " investment
success, a common-sense strategy
is needed that will work no matter
what the economy does.

improve  invest-

Before drawing up a_ battle

plan, potential investors need to
know what has worked in the
past. Here’s what history has
taught us: ‘
© Buy stocks. ,

They have: almost. always
outperformed bonds and have left
simple bank accounts in the dust.
Over long periods of time, stocks
have outperformed: inflation by
roughly 7% annually — a far bet-
ter average real return than from

virtually any other financial. in-:

“* vestment. ;

~ “Buy. stock-owning mutual
funds, not stocks themselves.
Good mutual funds give full-time,
professional money management
that individuals - cannot provide
themselves.

-@ We need buffers — investments
that give our capital some protec-
tion in a year when the economy
falls apart and stocks decline. Use

CLINICAL HYPNOTHERAPIST AND
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PRACTITIONER, MASTER TIME |
LINE THERAPY 1m PRACTITIONER

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“‘ODAY 1S THE BEST DAY OF
YOUR LIFE TO MAKE THE

B CHANGE THAT PUTS YOU
IN CONTROL :

ET RID OF NEGATIVE ..
EMOTIONS AND.SELF-
LIMITING BELIEFS & DECISIONS
THAT KEEP YOU FROM LIVING
“FULLY & HAVING HEALTHY. :
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long-term = growth;
funds for

stocks for
money-market mutual
teady savings; bonds and divi-
dend-paying stocks for steady
compounding of interest; and real
estate as an inflation hedge.

Money you need within four
years should always be kept in
safe investments. such as certifi-
cates of deposit, treasury ~ bills
(maturing in one year or less) and
short-term notes.
® Be patient.

Don’t let: impulse investing or
sudden market changes shaks ycu,
out of your long-terin plan. Time
is always on your side. Successful
investors put a fixed sum of
money into. mutual funds —
maybe once a month.

They don’t worry about bad
markets when stock: prices are
low. Buying stocks .at bargain
prices will earn smart investors
good money. when the market
turns around.

1993 GOALS: PET SERVICES
©24 Hr. transportation services
vet hospital / crernations
*Pet sitting Dog walking
PEACE OF MIND PEY SERVICES
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FREE FOLLOW-UP
'China trained Practitioner
18 Yrs. Experience |
GRANT SMITH, 8.Ed
__ Ph, 929-6254

Let Cypress help you keep that New Year's.

resolution to stay in shape as we Sale
- price an unbeatable selection .

_ Of fitness equipment

VALUE PRIC
ATNESS: EQUIPMENT

” STAMINA 990. Stepper

* Our most popular entry
level stairclimber
_ Reg. $249. 99

” SALE 197
~ IMPEK 252 stemner

~e Low impact trainer;
“7 position resistance
Reg. $329.99 ° :

‘SALE °277

- STAMINA 880 —
$id Machine =

¢ Smooth gilding action;
“adjustable resistance
Reg. $249.99

SALE °187
HEALTHWARE Rower_

Increases cardiovascular
output and muscle tone
Reg. $269.99

‘SALE 227 a
UMPEX EX550 Bike
© Adjustable tension;

__ Sturdy construction’ °
Reg. $197.00 .°

SALE 17

BURKABY. 3430 Bighton Avenue
COQUITLAM 970 Westwood Strest
METAOTOWN CENTRE
HORTH VANCOUVER: 1550 Marine Dive .
RICHMOND . 7820 Aiderbridga Way. =
| SURREY 15149 Fraser Highway
VICTORIA. 1790 Island Highway .”
“ABBOTSFORD 32917 South Fraser’ Way’
' PARTS bd SERVICE .

t

AM 840 ski Machine”

. © Our best Selling ski machine:
“¢ Easy to use electronics 7
_ «Adjustable resistance settings
for both lower body and
arms' i!
Reg. $699"

SALE *SA7
~ IMAGE 510 HORE BYR

* Our best selling home gym
- © Features include : 200 Ib weight.
stack, pec deck, chest press:
Station, lat bar, nylon coated

_ cables and deluxe upholster

Reg. $1299" —
SALE 1097.

~INIAGE 310 Treadmill.

+ Our most popular treadmill °
+ Features includes electronics display. -
.in 6 modes, 0-6 mph, power elevation,
0-10% incline, 1 hp motor **:
“and 16” x 45" belt Surface
Reg. $1299":

oy son sti
942-8070
431-0626.

| 478-9808
© 952-6955:
 $91-7024

Kelp. open doors for

' Pijease Volunteer

~ Call 732-1331 or:
800-666-6526"

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associanion

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CANADIEWNE |
Ou paatte >

" BATEYE £6 3000 Hectronis bike

* Our most economical electronic ergociser, _'
featuring: 7 factor display, 8 level workload :
resistance and easy fo read controfler_ mo

4 Reg. $799.99)

© © Our most. advanced full featured ergociser
* Features include: Personal profile data
“card data card system, user friendly
‘controller printer, 6 training programs .:
including fitness test, 20 factor screen. ;
‘ data monitoring and 16 factor data printouts.

. Reg. $1497, 00 - SALE 4297. :
ROSS Futura Dual: Action Bike

= «#1 ‘consumer rated air-resistant ergomete ‘
“ provides upper and lower body =
workouts as well as aerobic ‘conditisning.

~ Reg. $1099.99.” _

VERSACLINBER

" ¢Come inand test the versaclimber and see:
“why it's called ‘The most complete exercis
machine *. Provides a whole body workout

_ designed to build strength and endurance
an “lato every part, of the body. :

After your workout, feel the
magic of a.werld famous:
Beachcomber Spa.”

‘ Cypress has a Beachcomber for every
location and budget.;

Beachcomber 910 ‘Spa

* [> «3 person single lounger spa

ve Complete, ready te to install «
“SALE 997
‘Beachcomber 680 Spa ©

* Designed for deep soaking in contoured...
"bucket seals and relaxing Jounger

oe SALE "3497
“Beachcomber 970 Spa

* Our most ‘popular double- -founger spa ‘

“s Loaded with extra features: 3
“SALE ‘797.