“With all the trends, tables, forecasts, and hot picks to keep track of, we figured investing was a tough act to follow. — But after several years of savings bonds, T-Bills and GICs, we noticed that taxes and inflation had ‘really slowed: our progress. . | A friend suggested we sit down with a personal banking representa- tive at Scotiabank.. From the very. start we could tell this was a new approach to investing. We began by working out an investment plan built around our family. Things like our ages, earnings, future needs and objectives were all considered. Then we set some realistic goals. A planning tool called ‘The Scotia Investment Worksheet’ helped decide which invest- ments were best suited to our abjectives as well as otir comfort level for risk. And by adding Scotia Autopilot” Service. the mutual funds in our portfolio are fine-tuned every quarter to keep things on track. Now we're at the stage where we invest with confidence If the thought of investing makes you nervous, perhaps it's time to speak with us. Scotiabank would like to introduce you to the proven performance of the Scotia® Excelsior” Family of Funds: « world class selection of RRSP eligible mutual funds and the perfect partner to our secure and highly flexible range of GICs: Looking for an uncomplicated, common sense approach to investing? Why not sit down with a representative at Scotiabank. Scotiabank @ Registered Trademarks of The Hank ol Nova Scott.“ Hogistored Trade-mark of Montteat Ttust Company Scot Socuntieg lng as at heaneed user of Wa Tavis mark