From page 26 In inflation, gold, real estate and other tangibles are strong. And during growth periods, common stocks and real estate tend to stand out. “If you have a relatively small amount of money to invest or are not an active money manager, choose mutual funds that invest in these types of investments.” At the end of 12 months, rear- range your’ investments so once again one-third of your money is in each category. “Hf you ‘are a gambler, you might take some of. your profits and invest: in more : speculative areas, but) this should only be money you can afford to fose,’* he said. “And: if your speculation pays off, return some of those profits to your original RIG i vestments.’* ¥ Using: stock,’ bond’ and gold we ‘funds, since 1978 Chakrapani has recorded annual results of his total RIGs portfolio ranging from a gain of 65.5 per cent in 1983 to a loss of 19.9 per cent in 1982. He lost 13.3 per cent in last Oc- tober’s crash but still managed a gain of 27.1 per cent for 1987. “With this RIGs approach, you should spend about 15 minutes a month to monitor your invest- ments and about half a day once a year to rearrange your program Chakrapani said. “This strategy is suitable for conservative investors. It increases ‘your total return over the years, decreases the loss in any given year and softens the blow. should everything go wrong in a given period.” In Best Ways to Make: Money, Chakrapani explains the basic in- vestments most people should con- sider, .from savings accounts to gold and silver with brief com- ments on real estate and more _ NLM. Rothschild International Asset Management Limited . (Adviser to Worldwide) ~ GLOBAL An investment fund seeking long-term capital growth. SAF lexible j investment policy permits holdings in shares, “oe bonds, cash deposits or gold. ® @ Experienced professional management. @ RRSP & RRIF eligible. For further information, mail the coupon below or call: Jeanne. Campbell « or Deborah Peachey at 643-2800 or 643-2773 Levesque, Beaubien Inc. Suite 700-310 Burrard St. Vancouver, B.C. V6C 3A8 Please send me complimentary information on the Global Strategy Prov. Tel. + Offered by prospectus only ~ WEST VANCOUVER 926-5541 specialized investments. His advice: ® Realize nobody can predict the future. * Don't be carried away by ‘‘hot tips.” © Stress regular and diversified in- vestments rather than the amounts you invest. With a Guaranty ‘Trust “ . More money now because not only can | . you defer some of your 1987 taxes but we can even lend you up to $7500 to maximize your contribution. Then you needn't make a payment for a full 4 months?* by which time you should have received your tax rebate. . More money later because our “Best Rate” GIC-RSPs guarantee the highest rates among the major banks and trust companies. And » 27 - Wednesday, February 17, 1988 - North Shore News * Keep up to date with changing economic conditions. Do you have a financial or con- Sumer question for Mike? Or a story you think should be in his column? Please write to Mike ' since both your principal and interest are guaranteed for the full term, no investment’ could be more secure. Other Guaranty Trust RSPs you might TAX DEADLINE FEBRUARY 29. WHY WAIT? because well inateh any major Bank oc Trust Company offering a higher rate, Canadian Inperial Bank of Commerce, Hank, Toronte Dominion Bank, Bank wf Nova Scotia, Bank of Montreal, Canada Trust, Royal Trus Subject to credit worthiness. Interest is calculated from, and she feer month payment deferral period commences Grenby, North Shore News, 1139 Lonsdale, North Vancouver V7M 2H4. Mike cannot reply in- dividually but will answer as many of your letters as possible through The North Shore News. Remember to include your phone number in case Mike needs to contact you. Best Rate” GIC -RSP |. Want to consider: a Daily Interest RSP — (a tax-sheltered savings account), Equity, * Income and Mortgage Funds, plus spousal and Self-Directed Plans. ' The tax deadline for RSPs is February 29th this year, so hurry. Call your nearest Guaranty Trust branch and enquire about extended hours and our 15-month 4% bonus GIC- RSP. COMPAHT OF CANADA ‘ationa’ Trust. at, the date of arfvancement af fands, (Offee not available in the province af Québee. Park Royal South Mall 922-0158