Grenby to share tax-saving tips MANY HAPPY returns! It doesn’t even have to be your bir- thday, for those are many happy tax returns we are wishing you. You need to discover only one or two ways to save tax, and you can indeed be celebrating for years to come with extra money in your pocket. Most of us work about half of each year to pay all our various taxes. And the single largest amount we pay is income tax. That’s why North Shore News money columnist Mike Grenby chose ‘44 Ways to Save Income Tax” as the topic for this year’s Money Show, co-sponsored by the News and the Certified General Accountants Association of B.C. The show will be held Saturday, Jan. 27 from 1 p.m. to $:15 p.m. at Carson Graham Secondary School in North Vancouver. Grenby is the author of three books and has just completed a fourth — a collection of his best columns about personal financial planning, written in a practical yet lively style. His money column also appears in 51 other newspapers across Canada. Based in Vancouver, Grenby does personal financial counselling for individuals, families and employee groups. He has earned the reputation as ‘“*the man who can both pinch a penny and manage a million,"’ and is known for his upbeat, humorous speeches. So plan to get your tickets soon for his upcoming tax tips talk. Last year, every one of Grenby’s 13 money shows sold out early. “*Actually, you should hear about more than 44 ways to save tax,’’ Grenby said. ‘‘One topic, for example, actually breaks down in- to seven different tax-saving tips.”* Income tax covers a broad area. You can expect planning ideas to help you: © Investment more successfully. © Reduce debt with Ottawa's help. © Save for a child’s education. ® Use RRSPs to make the most money. © Deal with a marriage breakup. © Analyze tax shelters. ® Benefit from incorporation. © Get back the most money from RRSPs. Also, CGAs and other financia! advisers will be at the money show to provide further tax-saving and money-making ideas, and to an- swer your questions. Tickets are available at the North Shore News, 1139 Lonsdale Ave., North Vancouver, V7M 2H4. ". FOR ALL THE-RIGHT REASONS ~ Reach your maximum allowable RRSP contri- bution and tax deferral for 1989 right away. First City Trust will lend you up to 100% of your RRSP contribution" at our current prime rate over a 1 or 2 year term. Instant approval! You can even apply by phone. See or call your First City Trust branch staff or authorized agent for current rates. FIRST CITY TRUST 1575 MARINE DRIVE WEST VANCOUVER 926-8877 * Minimum loan/contribution is $1,000, FinsiCiy Trust Exclusively for personal tnvestinent savings “Photo submitted FINANCIAL ADVISER and News columnist Mike Grenby will be giving tax tips at a forthcoming seminar at Carson Graham Secondary School. Secure the Best Annuity or RRIF Rate ¢ Independent Brokers ¢ Immediate Response & Access to Market Rates ¢ No Fees Charged “Advice is only as good as the person you ask..." See us at the Money Show ZLOTNIK, LAMB & COMPANY Annuity and RIRLE Brokers 1200 Park Place, 066 Burrard Street Vancouver, B.C. V6C 2X8 (604) 688-7208 Toll Free Line 1-800-663-3171