Photo courtesy of North Shore News
AS LOCAL prize-draw winners of a credit union youth awarevess campaign, two North

Shore Credit Union (NSCU) clients recently rode away on spanking new Steve Bauer
mountain bikes. Pictured (left tc sight) are Penny Downie, NSCU financial services manager,

35 - Sunday, August 13, 1939 - North Shore News

CYCLE INTO
SUMMER WINNERS

Tea lucky winners are cycling through summer in style after winning
prizes in the Steve Bauer - B.C. Credit Unions “Winner” give-away.

Several young people, who filled out entry forms at one of the 10 North
Shore Credit Union branches, recently rode away with some nifty extras
after being named among the winners in the contest.

Pedaling around town on brand new Steve Baver mountain bikes are,
14-year-old Emile Lecoultre, 14-year-old Kim Teleske and 13-year-old
David Campbell, ail of North Vancouver.

bike winner Emile Lecoultre, bike winner Kim Teleske and Chris Williams, NSCU senfor

cash service representative.

How to use an ATM wisely

Automated Teller Machines
(ATMs) provide one of the most
convenient means of handling daily
financial transactions. They allow you
to deposit funds, withdraw cash,
Treceive cash advances from your
credit card, transfer funds between
accounts, nay bills and obtain
account updates anytime of the
day or night.

There are almost 7,000
ATMs in Canada,
installed in such
convenient places ae
shopping malls,
supermarkets or
outside the branch
offices of credit
unions, banks and trust
companies,

An ATM iseasy to use. You
need a plastic card with a magnetic
swip that holds encoded information
anda Persona! Identification Number
(PIN). A PIN is your security
password to use the ATM and gain
access to your accounts. Each PIN is
personal and individual. You cannot
operate the ATM unless you have
toth itews, which your financial
institution can provide for you.

Used properly, ATMs are reliable,
efficiext and safe. However, there are

and explains the responsibilities and
abilities you assume when you use
an ATM. Itis very important that you
know if you are responsible for any
losses, if, for example, you lose your
card or PIN.

Make sure you know your

get it.

Take the time to understand the
fees that apply to ATM transactions
and use the machine accordingly. At
present, most financial institutions
apply the same fees io ATM
transactions and over-the-counter

certain precautions you should take = withdrawal limit. This means that services.

to ensure you're not exposed to risk.

The first thing you should do is
real your cardhelder agzeement
carefully. Zt comes with your card

on any day you will only be able to
withdraw that amount; for example
$200 per day. If you need more than
the set limit, you will not be able to

Wher using an ATM, be sure that

people don’t stand tcoclosely behind
you. They could see your PINpumber.
Continued on page 4

Slipping into styiish new Domini cycling shorts are, Jennifer Cowian,
12, Amanda Finn, 14, Scott Munro, 13, Stuart Pelly, 13, Xesier Svendsea,
15, Stacey Cecconi, 16, and Adrian Richteo, 14.

Shirts and bike caps were also won by many others.

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