woo snout Hep? | Do you need financial FINANCIAL planning is a rapidly growing service in- dustry in Canada today and more and more people are seeking help in organizing their financial affairs. This is not surprising when you consider the complexity of our tax laws and the uncertainty of the economic situation. So, what should we expect to gain from careful financial plann- ing and who should we turn to for help? retirement planning First of all, you must assess your present situation and see exactly where you stand. Then you must examine your personal goals and lifestyle to see if you are, in fact, moving in the right direction. Are you, for example, paying too much in taxes through ig- norance of the numerous tax con- cessions available to you? Do you have a regular program of saving and investing? Are you prepared to take risks to achieve a better than average return or do you prefer a more conservative, guaranteed route? Once you get started, you will find that much of the financial planning process is just plain common sense. Most of us could do it for ourselves were it not for the horrendous complexity of the constantly changing income tax regulations and the highly punitive rates of taxation once our income reaches a certain level. Furthermore, we are bombarded with financial products and ser- vices of all shapes and sizes so that it is difficult for the untrained pei- son to find a sensible way through the maze of conflicting claims. So, having decided we need a fi- nancial planner, what will it cost and how do we set about finding one? Some planners work on a fee only basis. Good professional ad- vice does not come cheap and most such planners are highly skilled ac- countants, actuaries or other pro- fessionals whose fees can run into thousands of dollars. Such plan- ners are frequently employed by large corporations as a service to their employees or will be hired by wealthy clients who have large and See Look Page 17 Snowmobile to the Hotsprings! S each/doeuble occupancy Includes: Transportation — pick up at Whistler Village at 8:00 p.m. e Dance. Arrival 9:00 p.m. Tickets to Pemberton New Year's Ev depart 10:30 p.m. Snowmobiles (2 per snowmobile), 2 quides. helmets, safety gear, small freight sleigh Guided ride to Hotsprings, approx. 1.5 hrs. Hot soak, fun, cheer, and a lunch Depart 2:30 a.m. Hotel Suite - Pemberton. Arrive 5:00 a.m., Depart 11:00 a.m. The end to ‘86 - arrive Whistler 12:00 noon Booking Deadiina is Dec. 24, 6:00 p.m. 932-4086 BOX 463, WHISTLER, B.C. VON 1BO IISTLER ai BOOK SNOWMOBILE HOW! AS SD NAN NAAN ANAN ANA NaN g Choose from coats, jackets & snow suits, Boys & girls sizes 4-6X, 8-16. Childrens Dept. Main Floor SNS Y PANS SAVE.$19 CRAFTSHAN 7 "PCE: NOT BRVER ~ “Set. in plastic pouch-. Sears Reg: 38.99 - Hardware 2nd: Ficor. ra S20 OFF SUPER RADIO II BY GE igh performance long range amiim ‘EPP portable radio. Sears Reg. 89.99. 20 in stock ALANA SRA AD 0 OFF CRAFTSMAN. 40 PCE. DRILL Y sears Aes, wit ne screwariver, bits, torx bits. F Hardware 2nd Fioor : SALE Z LADIES BRUSHED LONG GOWNS Ass't styles. pastei shades, S-M-L. Sears Reg 7.99-8 99 Lingerie Main Floor SSSASES SSS ¥; PRICE DECORATED CHRISTMAS TREES ay yout tree fully decorated with lights & trim. 6 on lo choase from. ears oo f Reg 119.99. 399.99 ; RABBIT TACKETS Gy? styles, white or grey, S-M-L. ears Reg. 160.00 LISS LPOOs ~ save 19% | Housewares 2nd Floor ‘SAVE 50% GIFT BOXED | LINGERIE SALE Le 66" |e SALE 4% a! Lal Specials 1 hour only while quantities last | AMIFM STEREO bia cassatie recorder continuous SALE 289% ave 2973] § Hardware 2nd Floor F 50% OFF MEN’S GLOVES 15 - Sunday, December 21, 1986 - North Shore News +O kkk kk kok tk ok 4 It's fun It’s socially interest Learn how to word elallelelilelhelalalalsleleletalele It's challenging and you'll meet people with a common Dance City chacha, swing, waltz & jive — just to name a few. Be prepared always, for future social events. Dance City — a club in the true sense of the 730 Marine Dr., North Van., B.C. 984-7999 Ask about our New Year's Eve Party — onty $10.00 per person, in- cludes full Professional Dance Show y perp a OO ee Oo oe oo oe oo oo a. stick to? rewarding dance, foxtrot, Limited quantities while they last 40% OFF ALL INSTOCK FRAMED PRINTS Good selection to choose from. For 1 hour only. Television cet 2nd Floor 4 "50% OFF Original Price CHILDREN’S WEAR Ts20 OFF CANISTER SET Gorame @ nece, choose fram red, yellow or blue. 30 only. Sears Reg. 39.99 SALE a Bikinis, hip huggers, ‘briefs,’ 5+ Sears. Reg,'7.00-23.51 Bri di Main Floor: PERCALE SHEET SET Double only, imperiect percale sheet set. tinene andFlow MY SALE $8 OFF DIGGER DAN’S CONSTRUCTION CO... 3 styles.. Dump truck with power crane, rescue truck with water pump, dump truck with ae 9)” power mixer, Sears Reg. 17.99 50% OFF CORD REEL 25 it. extension cord reels back into case for neat storage. 30 only- Sears Reg. 27 99 SALE 399 lan, suede, shell. Acrylic pile fining. Sizes 942-11%. 100 only.’ Sears Reg. 12: 09 Mens Wear Main Fioor SEARS your money's worth.,..and more save 5°? | SAVE S510 PERSONA ARE APPL includes shavers, hairdryers; makes eos. bea j Sears Reg. 9.99. 439) SAVE 70% OFF OUR ENTIRE STOCK OF TROPICAL PLANTS Outdoor Shop end Fioor - "$200 OFF TEMPO: 7 SOE GOLF ST ca Se Fright hand: only, top grade jaminated ¥ solo woods,:3-9 Irons plus pitching wedge. ' 7 only. Sears Reg. 499. 99 © $10 OFF FOLDING HAIR DRYER 60 only Sears Reg. 1999 Cosmetics Main Floor 50% OFF NYLON: Tore BAG in blue, brown’ & tan. 80 Sears Reg.:6:00.... -# Luggage Main Floor” 40% OFF OUP. ENTIRE Stock uf glass & satin xmas | ball decnration's. Outdoor Shop ond Floor s canstaracmmasoiet play system. Sears Reg. 1 hour only... Television 2nd Floor LADIES VELOUR ROBES Choose from a wide selection of styles, sizes and full colors, Reg. 60.00-76.00 OPEN EVERY NIGHT ‘TIL 9 (EXCEPT DEC. 22 & 23 TO 11 PM) SUNDAYS 12 NOON TO 5 PM NSN NNN NA NANA Aaa yw JOO IOI Rk dese te SSS SSS SSS SSS SSS SAAN sentra Why not make this year’s * resolution one you can AOAAANAAAAT SSSA SS % g Z Z Z Z Z Z SS MNS xnnlananearns NARMMAANN CERN