FIRE AND THEFT PROTECTION

e
Just about the only inhabitants of the mud-flats in North Vancouver are the collection
of birds feeding off the broad tidal estuary. (lan Smith photo)

Photos aid insurance claim

It burglars stnpped your
home tomght, how long
would tt take vou to itemize
evervihing that was missing?
Would you miss your jewell-
ed cuff links mght away or
would they ship your mind
until you wanted to wear
them again”

According to Alan D
Cameron, Claims Manager
for Canada, at SAFECO In
surance Companies. few
who file a claim against their
homeowner's insurance have
an inventory of household
belongings. and claim
payments could be held up
indefinitely while they rely
on memory for their wemiz
Ing

Most insureds tend to
think of the necessity of an

inventory only in terms of a
total loss -- 1e. the home
that’s destroyed by fire or
tornado.

But records also are im-
portant when smaller losses
from burglary and theft oc-
cur With the = steadv in-
crease in the number of
burglames reported = each
year each homeowner's
chance of suffemng a loss in
creases proportionately
Cameron said

Many i insuranve com
panies provide their insureds
with booklets to ald them in
hsung all their belongings
but it appears that memizing
tn this manner os too tedious
and ume consuming for the
majority of people

Fast simple alternative in
ventones which will assist

you in recalling details when
proof of loss is required by
the insurance company,
have been proposed by
SAFECO.

They include

Photographs of — all
household goods The in-
sured can photograph large
areas of aroom, getting 1n all
household details such as
knick-knacks, ash trays, pic
tures accessones, furniture
and miscellaneous items

Silverware and items of
value which are not normally
displayed can be spread out
on a table and photograph:
ed Most kinds of photos are
accdptable slides.
Polgtoids and snapshots as
long as they are clear

a

Use a tape recorder to
record serial numbers, book
titles, record albums,
clothing. furniture) -- in
general, a total inventory.
The recorder could also be
used in conjunction with
photos of some items such as
antiques or jewellery

In some cities there are
firms that specialize in tak
ing inventones For a fee,
they will come to your
home. take the inventory
and keep duplicate records

in case yours are ever
destroyed
All inventory records

should be kept in a safe
deposit box where they will
be readily available in the
event of a loss, Cameron
said

George Robb

C19-Sunday News, February 3, 1980

Dave Jenneson

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