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etting up a financial

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; unknown future nan

‘seem impossibly
complex and confusing
And the time is wi
ticlting hiway

But.a little knowledge
goes along way here
tips from local experts
can help you plan for
a carfartable retirement .
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Did You Know...

Bank of Montreal has

*

a
WILL & ESTATE PLANNING

e Local Specialists

* Complimentary Consultaticns

¢ Creative Solutions

* Tax Savings

¢ Income Splitting

¢ Reduced Probate

: Tom Ellan, Bryan Terrace, Randy Terrace, (Funeral Directors)
Serving Canadians for over 175 Years Norm Yates (Manager) Shelia Smith (Office Manager)

This service is best suited for those individuals over 55 years of | Before you think about investing in a funeral

age and having assets over $500,000.00 pre-arrangement or joining a memorial society, be sure it's
; “ the right choice for you. We will take the time to help you

For Further Details Contact: understand all of your options, so you can make the wisest

. _ : a decision.
West Vancouver Bey ee

te ae "Not all funeral homes appreach it this way,
Russ eon , Me but we do because it's the right way to
. Bo pre-arrange funeral services."
North Vancouver 7m mes .
Darry! Chung ee ee a
668-1143 aig HOLLYBURN FUNERAL HOME
, : ee. : . ; Job 1807 Marine Drive, West Vancouver
for all your te ar rn) Ph. 922-1221
Banking needs saps ‘d ; mt, an ; 200-1401 Lonsdale Ave., North Vancouver

i ’ A ve Ph. 985-3454
pA oe oe : - an H Serving the North Shore for the past 60 years.
Bank of Montreal . Cnt "Our Caring Staff Makes the Difference"
11 branches on the ee
North Shore to serve you.