-Multi-million
cleanup

From page 13

in trust fur the Fisheries and
* Oceans department. (‘Phe
$35,000 was to be used for
three community groups
involved in conservation,
enhancement and fish protee-
tion.) Stella-Jones was fined
after a company. representa-
tive pleaded guilty to deposit-
ing a harmful substance into
fish-bearing: water.

Charges ‘against Domtar

. and Srella-Jones were laid
onder the federal Fisheries
Act.

Environment Canada offi-
cials stated that Stella-Jones
and Domtar operated the
-business in such a manner
that more than three million
wlitres of harmfal effluent

‘could leak from the site dur-
ing a single winter rain storm,

Environment Canada esti-
mates Domtar has paid more

‘than $5.7 million so far for
environmental assessments, —.
groundwater control and a -

* treatment system.

“Stella-Jones - completed

» court-ordered pollution pre-
‘vention measures at a cost to

‘the. company of more. than

“$850,000. :

“Pressure treated wood

- made’ at the plant was used in

= telephéne Poles and. for
decks “

“North Vancouver: provin-

ial::court. Judge* William: -
Diebolt fined Domtar on Jan. :
icbolt fined Stella-Jones

Catch- U p loan. nn
neh a firebombing SS oe oe a - Believe it it or not, the Scotia? RRSP Catch- -Up™ loan actually allows ;
an come you: ‘to save money by borrowing money. Maybe that’s why more
‘Cariadians have. used it to, top up their RRSPs: than’ any other.
loan. If money’s a little bit tight this year, or-you have, unused

nd a'1995 Jeep a 7 oe s “eontribution room in your RRSP from previous years, | the Cateh- -Up
Cherokee Were firebombed inf. loan can make a world of difference.

public’s assistance in:

° Catch up and take full advantage of unused contribution room
“ in your RRSP. ee

- a Build for the future by reducing taxes now.

Robin Waldron at OME. BM. F = o 2 4 ee Try this exercise. Borrow $15,000. ‘(or as’ much as $50, 000" 7
asked :t0 amber 9 to. ac Da at rates a as low as Scotiabank Prime’) eS a

: ae Get back £86, 000 on your tax return’ and pay down your foal
_ Assumes a 40% tax bracket. Yours may be different. ds

® . Pay back $173/month. (Seem possible? You can n choose whatever
¢ ‘repayment period works best for you, frem one to fifteen years. )

Oe Watch your RRSP grow to $21,246 in 5 years s and 4 months when . .
--your Ioan i is paid out. ;

. In 25 years youll have $6, 787.

prits apparently. waited inside oa oS we ge 7 ‘Obtain your RRSP Catch-Up | loan byiphone,

ore ,until. closing’ time oF 800. 523 Sait

The: cornpuiter thieves left “ www. scotiabank, ca

the’store and: fled. ina small.

® Register trade-mark’ af The Bank of Nova ‘Scotia. ™ we. criarks of Th ‘Bank of Nova Scotia. * Subject to applicable ‘credit criteria, ** Scoliabank’s rime rate as of January 13; j999 was >
6.75% and is subject to change. The example above is based onthe following assumptions: 1) Loan is amortized over. 10 years and is subject to applicable credit criteria, Loan ate aver the life
~-of the Joan is 6.759. Rate is fixed for each term of the loan ~ 1 to 5 year terms available. 2) Tax refund is used to pay down principal at the fourth month = you pay back an ad
"(59,000 of princpal and $1,876 interest) over the remainder of the’ amartizatio 3) RRSP in