SATUS TART PSECU PERV DAE NER By tetova pa maaicee MENG TRE EA, To ANS LET: 2S SENSEI HET Saas Be PR TEI: S: y Se SUP LI arent ar LO EMteh erro TAX TIPS for seniors will be given at a series of free afternoon lectures on the North Shore. The Income Tax Puzzle - Am I Getting All My Benefits? will be the theme. Among the topics to be covered will be the special tax deductions for people over 65, installment payments and transfers from spouse. There will also be a discus- sion of tax changes and their im- plications, The first lecture will be on Fri- day, Feb. 13, at 1:30 p.m. at the West Vancouver Senior’s Centre, 695 - 2ist Street. Guest lecturer will be George Morris, CA. Call 926-4375 to register. The second lecture will take place at the North Shore Neigh- bourhood House, 225 East 2nd Street, North Vancouver, on Thursday, Feb. 19 at 1:30 p.m. Senior counsellor Joyce Schmaltz will lead the discussion. Cali 987- | } 8138 to register. Morris will again be the speaker on Friday, Feb. 20 at 1:30 p.m. at Silver Harbor Centre, 144 East 22nd Street in North Vancouver. To register, call 980-2474, Seniors are advised to bring their Guaranteed investments may be answer From page 20 tahid ; become: payable. ‘to your ‘estate on death, they will. have to ~ be liquidated regardless of the state of the market. A surviving spouse may not have the same expertise in - handling volatile equities once you ,,Are.gone. ‘ Guaranteed ’ investments” include “such items’as: Bonds, Guaranteed. Investment : “Term Deposits; Treasury Bills, etc. and, in many cases, these are issued: by governments or. guaran- - fj teed by Canada Deposit: Insurance ‘Corporation. Although interest rates. have dropped; and may even “drop further, they are still substan- ally above the rate of inflation. On this basis, the real rate of | return, after inflation, is still high. ’ This is not the time to be taking unnecessary risks witi retirement funds. Bert Wickham’s TV show, Retire- _ ment Planning is being shown in two parts. Part I will be shown at 6:30 p.m, Sunday, Feb. 8 and repeated at 7 p.m. Thursday, Feb: 12, Part 2 will- be shown Friday, Feb. 13 at 9:30 p.m. and will be repeated Thursday, Feb. 19 at 6:30 p.m. OPEN EDUCATIONACCESS CENTER CAREER TRAINING Microcomputer courses. Learn a living at your pace and time. « Profescional assistance @ MULTIMATE ¢ LOTUS 123 « dBASE Ill ® BOS Basic Operating Skills) Facilities for rent; individual and company rates. ACCESS CENTER: located in North Van. next to Lonsdate Quay and Sea Bus Terminal, 984-4671. “Certificates. (GICs), - # tax forms. A question period is planned. These lectures are spon- sored by the North Shore Informa- tion and Volunteer Centre. The ors given tax tips centre will also be offering a free tax preparation service in March and April for people on a limited income. Call 985-7138 for details. 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