he righ
of cre

i makes a lot of financial sense.

“At. 12. 9%, Value’ VISA offers the.

lowest VISA interest rate in

‘Canada’. With other cards:

charging rates of 17.5%, 18.9%
~-and’even up to 28.8%, you
“could save hundreds of dollars a
year. And when you switch the’
‘balances on your-other higher
interest. rate cards; you'll save
-even more.

2 Everyone should be entitled.

. to have dreams. And they shouldn't’

“have to: ‘pay a premium to make

: them a reality. | So. when you' talk
to us about a personal loan, we'll ”
-offer it to: you at the very, lowest

possible interest rate. -And we'll
make sure you're informed and
comfortable with the process.

We'll even try to: > approve your ;

loan in as.
little as
justa
few hours. Ask about our personal
loans for as low a as Prime’ today,
for a new-car, a renovation or
simply to consolidate your debts

into one convenient. payment.

Scotiabank

firms. And this program is ie ail ”

able even if your mortgage is with

another financial. institution’...

Get the credit you deserve.

www. scotiabank. ca

Salyers to change. a SThis rate is ava wate o on 12 > month t term loans of at leas $7,500, and i is ane to meeting specie cevdit requirements. ‘As ‘of “March 25, 1996, $e votiabank Prime Pe

existing mortgage by the current financial institution when it is transferred to Scotiabank,

te

6.75% per annum and is ‘sithject to change. Offer expires June 29, 1996. “Offer expires October 31,1996, ? Costs do not include pre- payment penalties or interest rate ditferential that may spply to an