Motoring

Dear Editor:

Imagine my surprise following
perusal of Ken Hardie’s column
of Feb. 19, wherein he suggested
thai private insurance companies
would charge ‘tan extra $200 or
more, per policy, than we are pay-
ing new.”

My policy, with a private com-
pany, is less expensive and pro-
vides better cover. There are near-
ly 100,000 drivers in B.C. enjoy-
ing similar benefits. ;

Hardie also comments on the
efficiencies of ICBC and how they
are passed on to the consumer. He
even went so far as to state that
an average private insurance com-
pany needs between 26¢ and 30¢
of every dollar for administration
costs and that ICBC needs only
1S¢,

As a member of the private in-
‘surance fraternity for many years,
I can assure your feaders that any

public misinformed

company writing only automobile
insurance would have administra-
tion costs similar to ICBC.
Insurance companies which
have higher administration costs
deal in such covers as commercial
property, commercial liability,
home-related products and: occa-
sionally bonding and marine.

The expertise required to une -

derwrite these covers would natu-
rally exceed that which would be
required 10 underwrite automobile
insurance due to the complexities
involved in assessing these types
of covers,

Hardie indicates that the in-
vestnent income of ICBC iy used
to lower insurance premiums and
that. by implication, this is some-
how different than private in-
surance companics.

All insurers, of every descrip-
tion, in every jurisdiction in the
world, treat investment income in

ricil all over the ma ap

Dear Editar:

With’ regard to the March 19
headiine ‘House restrictions nix-
ed,’? 1 am concerned about the
caprice of the North Vancouver
District Council.

1 realize that a “poll ac the
time cof the public hearing (to
discuss the proposed bylaw
restricting the size of infill homes)
revealed: n@- council support for
the bylaw,

And yet, a8 recently as last
week, councii reviewed: plans for
new homes entirely in the context
of the proposed (restrictive)
bylaw.

he issue last week was whether:

the. plans for a few homes which
did not conform to the proposed
bylaw should be approved or not,

This - question is only relevant

assuming a belief in the passage of

the bylaw.

(none of the councillors were

intending to support the bylaw, or
even second the motion ta support
discussion. of the bylaw (as last
_.Wweek’s 1th hour poll would sug-
gest), why. were they -debating
matters. as they pertain to the
‘proposed bylaw at all?
Did council, recoil fast week in
the face of 150 dissenting citizens?

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totally different set of citizens,
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Now council is focusing on
soliitions based on the nature of
individual neighborhoods ...
probably a good idea, until. the
next wind blows.

| believe council succeeds in
reaching . fair-minded decisions
when considering tssues on an in-
dividual basis.

rlowever, there does not seem
ta be any overall direction for the
formulation, passage and im-
plementation of local policy initia-
tives,

Council is all over the map, J
hope future housing in the district
is not so hap-hazard,

Pam Goldsmith-Jones
North Vancouver

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the same manner.

luvestment income is an integral
part of every insurer's revenue

“c. Ho you make enough reve-
nue, rates don’t go up; if you
don't make enough, rates do go
up.

ICBC has enough problems
without its chief spokesman
misinforming the motoring public.
Fred Baker
North Vancouver

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