“+ major Trend identi From page 24 by. people who understand one or ‘more of the following critical fac- tors: How to identify the major ‘underlying trends; better ways of realizing value; staying ahead of the crowd when buying and selling real estate. Today, in some parts of the coun- try, certain real-estate sectors won't “recover for another tO years, while other, previously sleeping, areas will. boom tomorrow. Values in some suburbs of certain cities will plunge, ‘while ‘some out-of-town areas will “rise sharply. ° .. Eight new truths ‘that Ozzie Jurock will - debate in his financial : forum " Presentation ‘Truth ‘ts: The old “of “Location, ‘when to buy. Whea it comes to con-. sistently ' good investment, timing can be : rath 2 Good investment sate gies ate “based on timing foca- tion. In today's confusing, challeng- ring ‘times,..you. need unbiased, informed, ‘insightful information Presented to you on an n efficient and timely basis. : Trath 3: ing location must be done in context of buying’ into trend-line’ —- what flew yesterday could easily crater tomorrow, even as hidden markets soar. Today, the only consistently successful way to invest in real estate is to understand that all real estate isn’t the same and not all real estate will appreciate in the ‘90s. th 4: The secret to future investment success: anticipating wends and using them to get in ahead of the buying public. In today’s accelerating world, to be uninformed is to risk financial death. In the ‘90s our evolving technology- driven economy will continue to suf- 66 Staggering under self-induced debt and perilous overspending, include: - government will continue to seek new -sources of income. Property taxes are a natural target. 99 ‘fer employment upheavals as huge amounts of investment shifts away‘ from the old, large companies to small, new and very hungry enire- preneurial firms. Where the “new” will be, so should your investment dollars. Truth 5: ‘Tragically, many people “unknowingly buy at the top of the market — and then kung on desper- ately as values fall and so be forced to sell at the bottom. But some other people, armed with the right RRSP Tip #7 ification insights, know exactly when to buy and sell. Truth 6: Money will be harder to make and even harder to keep. Preservation of capital wil] become paramount. Unemployment will remain high. The face, and aspira- tions, of buyers will continue to change. Previously “hot” areas will become deathly cold even as new areas are discovered. Trath 7: Staggering under self- induced debt and perilous over- spending, government will continue to seek new sources of income. Property taxes are a natural target. But what type of property — and what types of taxes? Truth 8: Every day, business people and potential investors are . inundated with infor- - mation pouring from daily newspapers, financial papers, maga- zines and the electron- ic media. But almost all real estate investors get lost in the flow; much of the truly vital information is diffused, buried in the overlying material. Ozzie Jurock is the publisher of a leading real estate newsletwr. He is. § the former president of NRS Bleck Bros. Ozzie has a 26-year back- i ground in reai estate. He will be Speaking at the North Shore News’ Financial Forum at 1:30 p.m..on § Saturday, Feb, 10. . Set objectives. Invest for the long “term. And resist the temptation to accept free investment advice from ~~" your brother-in-law Herb. 2) if you prefer Wednesday, January 31, 1996 — Norih Shore News ~ 25 FOR ALL YOUR ESTATE PLANNING NEEDS: ¢ Will preparation * Application for probate * Power of attorney FREE INITIAL CONSULTATION BAIDWING COMPANY | Barristers & Soiicitors : LYNN VALLEY CENTRE (N.VAN) MUTUAL FUND IDEAS FOR YOUR RRSP Every year since 1980 ua tiave taken it upon curselves fo prepere a ist cf recommendations which we think are the most appropriate for your RASP: Wo have prepared a MEW LIST f= 1300/88, adjest- ing for the economic changes wo have scen and sre exzaciay to e0e. OUR 1985/86 RRSP KIT : BSCLUDES ALL OF THE FOLLOSeINE:- i y Oar 20 PREMIER etal Fund ctcea which nie 8 tep-enad Canadian Eat | Funds, 4 stocks to Mutual Funds we have prapsred a short iist of § which we believe witl do well. Bany thlak that copiial galas should. be confined to nog RESP accouzts. H ceams to us that growth of your RRSR, Oy whatever manne, ts atao important. Plua:- b ae Some lnvestore rete *Gusreniees” in thee ARSP. ‘This rection of THE RASP MEE. tote cova of cur ty ostoes tn et ns bg coeal RRSP contfiation limits — Spovset Corsstoetion leaits - Pha .” We sense that having just ono Seif-Administerad RAS? ail under'ene root ts galntag f ecceptance with investors. it's cheap, it's efficiont, 2 can incisde af RAS? eligible ‘nae he mats lhe eu oon Satanic ow Gleceas tha mortts of having your oun Solt-Administerod Pisss. : 1-800-327-4888 www.scotiabank.ca The uncomfortable truth is while a majority of Canadians worry that they won't have enough for their retirement, many aren’t certain how much they need to save. So we developed the Scotia RRSP Reality Check. You will receive a seven page - personalized report that will help you determine the amount you'll require, and includes a confidential action plan designed to help you reach your target. Simply phone the number above to get yours at no charge. Now what could be more comforting than that. The Scotia RRSP Reality Check™ scotiabank : ag Pity ™ Trade-mark of The Bank of Nova Scoda.