-commerce sess . THE North Vancouver - Chamber of Commerce "is presenting a series of breakfast seminars that will consider e-com- merce from a small business perspective. The series will wrap up with an e-commerce vtrade show. - ‘The: breakfast sessions are set for 7:30 to 9:30 a.m., Oct. ; 19 and Nov..2.. The trade ‘show i is scheduled for 3-6 p.m, Nov. 16." .. M Oct. 5, Internet 101: Let's Talk,’ presented by... Mike ‘Agerbo,' : co-founder ‘COO, Chalk Network. Agerbo will provide an overview of the Internet economy considering . including the and | present state of online sales and the prospects for the future. M@ Oct. 19, E-Commerce Toolkit: A How To, presented by Clay Braziller, president of Triumph Communications and a lecturer at UBC's Internet: Marketing program. Braziller will present a five-step plan for setting up. an online store. BH Nov. 2. 23st Century Marketing, presented by Fred Armstrong, publisher’ of the Maple Ridne Times and Pitt Meadows Times newspapcss., .. Armstrong will discuss the costs and benefits of using the Internet: as a marketing tool” and connect online marketing « to traditional advertising. -. Meridex Corporation direc- tor Bill Swansborough will act as MC. The « breakfasts will take —— BUSINESS ms hosted by chamber Clay Braziltzr, president, ‘Triumph Communications place at Cheers Restaurant, 125 East 2nd St. : The trade show takes place Hing with debts re but-now needs an extra $350 a month te cover expenses, it, has also lost value. Two ~ mortgages and a line of cred- Fred Armstrong, pub-— lisher of Maple Ridge and Pitt Meadows Times ° at the North: Shore Winter Club, 1325 East Keith Rd. in North Vancouver. Test the group home approach. Do: your * rch carefully, make best-case and worst-. case business plans and Projections, Avoid more borrowing. At the same time, decide if you are willing - Bill Swansborough, Meridex Network | Corporation Breakfast sessions are $25 each cr $60 for all three. The trade show is free to breakfast Agerbo, | .co- founder and coo, Chalk Network "participants. All others are S10 per person. Call the chamber at 987- 4488. pineey iaeladine how to live on | « you earn. Include personal pros and CONS as well as financial detail holidays, : is working at anothe it are heading tor $250 000. ‘Two more interest-only’. “mortgages owed to parents plus other debt coral another - $170,000... “WS. wondered about four’: .~ possible solutions: a “Sell th ental to awe aan % "; with that risk and (b) have agreed ona specif”. : @ “Hope s some real estate miracle will get . to make some major.changes (move to a less expensive home, sell one car) so you don’ e : ‘have to live inonth to month. » -If the group home approach’ doesn’t - “. ‘appear feasible; sell the rental property. Only hang on or go “really high-risk (borrowing |. - more to buya fixer-upper) if you (a) can live: Then choose what rakes most sensé — again “personally” well as financially. Good luck. Mike Grenby is a colursnist and independen ersoal financial adviser; he'll answer question in this caluran'as space allows but cannot repl "personally — contact him'at P.O. Box 50029 South Slope RPO, Burnaby, ‘B.C. VE] 5G3; mail \ and. sec™ previon: couple bisilr ‘and arental 1994. for $214,000 with, us our.money back...°._ . *.." “Operate the place as a group ‘home. I could work in such a home for a while to find out how things work... <3 “The last option you w won't ‘believe: Use: the $80,000 we have left on our line of credit.” to carefully buy a fixer-upper and resell. We.” id this with our first two heu: es and it: worked wel fe plan if things don’ t work cut. . columns at