vel ondominium

_» Whistler Inn on a time
: dd basis. The

added “bonus
Interval Ownership at

Whistler Inn is that

preselling. ae ru
- members must’ mak
their purchase prior t
- October 3ist,-1979.
The owners, Mr. and

: It’ Ss R. 4.0. 0.S. PL ;
time again! )

We want to remind all our. imeinbers that it's
time to be: thinking about Registered: Home

Ownership Savings Plans. You must purchase

~ your new R.H.O.S.P. or make contributions to
your existing plan prior to December 31, 1979
in order to take advantage of tax savings for the
1979 financial year. :

At the North Shore Community Credit Union

we have competitive plans for our-members.
‘An R.H.O.S.P. is a sound investment. It gives
you:

-—tax savings while helping you save for that
first home of your own

—a fair rate of interest on ‘your money so
your Savings grow during the saving period

——interest compounded quarterly
Members who already plan to have an
R.H.O.S.P. this ‘year are asked to come into

their’ branch as soon as possible in order to -

avoid the line-ups at the end of December.
Buy or make your 1979 deposit to your
R.H.O.S.P. at the North Shore Community

Credit Union, where your money is working for
your community.

B.C.R.LC. reminder

All members are asked to pick up their

B.C.R.1.C. Shares at their branch prior to .

September 28th, 1979.

Lonsdale Branch
1100 Lonsdale Ave.
986-4321

your vacation location - oh lem
‘to:one of 160 ‘exciting: nto» ‘the * “branch to
. resort areas: spannin

collect, a letter are ~ |

30" countries. ee

- Because ~
cyclical -
. Some. members will

~ receive. this. -

- earlier than others..As ._
a result; . ‘copies, -of the .
letter will be available: ....

in ‘your branch after —
_ September. oth, 1979. a

with

you gan - Gxehonge

Lynn Valley Branch

of our
“statements,

a with Members" ‘Optional Loan : urance

- MEMBER'S OPTIONAL
LOAN INSURANCE II

‘offer oo

your branch staff at .

the ‘same. time. The

~~. Staff will be’ pleased to

. help» ally ‘members
‘interested in
Profects' -

this

“For. “tal particulars,
enquire. at.
branch after |
tember Sth.

‘your
Sep-

When you borrow a lot of. money from your Credit —
Union, give your family a lot of protection, too. Take
out a Member’s Optional Loan Insurapce II plan
(MOLI: 11), MOLI II loan insurance protects your
family from a crippling financial burden if you die

before your loan is repaid.

The cost is modest, and the security it gives your

family is great.

HOW DOES MOLIII
WORK FOR YOU?

MOLI II provides you
with loan insurance up to
$200,000 on any type of
loan. If you should die
before the loan is paid off,
MOLI I pays off the in-
sured balance (less. any
amount covered by other
Credit Union loan = in-
surance),

Your premiums are
taken directly from your
Credit Union account. You
don’t have to worry about
making payments.

You pay nothing until
after your MOLI II plan
application is approved.

You can receive insurance
coverage until your 80th
birthday.

. Marine Drive Branch
1247 Ross Road 1080 Marine Drive
980-6556

~

“If an insured member

commits suicide within two |

years after taking out a
plan, ‘insurance is limited
to the amount of the
premium paid.

WHO CAN APPLY?

You can apply for MOLI
II protection anytime
between age 16 and 65
inclusive.

Depending on the in-
formation in your = ap-
plication, you may be
required to have a medical
examination. The ex-
amination can be made by
your own doctor at no cost
to yourself.

Under a joint loan with a
spouse, both of "you can
apply for MOLI II
protection on an individual
or joint basis.

986-1116

Loan guarantors. may
also be insured.

HOW DO YOU APPLY?

Just fill out a MOLI Il
application for any Credit
Union loan you have, or for
a loan you're in the process
of taking out.

CAN A MOLIII PLAN
BE CONVERTED?

When your residential
mortgage loan agreement
is terminated before the
end of the amortization
period, the amount of
Insurance Coverage
remaining may be con-
verted to an individual
reducing term policy. This
can be done without
evidence of insurability if
you're under age 65, and if
you don’t already have
such a converted policy.

Village Branch
3131 Edgemont Blvd.

985-6221

Clive Taylor and Don Rac

Page A13, ‘September 5; 1979 North Shore News.

A Publication —
‘ofthe.
- North Shore
-. Community.
Credit Union

If the loan agreement
was a joint one between
you and your spouse, each
of you may obtain in-
dividual policies of not
more than 50% of the
insurance amount.

HOW IS COVERAGE
TERMINATED?,

It terminates when: -

® you pay off the loan

® your loan is covered by
other Credit Union loan
insurance

® you request termination

® you become 80 years
old.

For full particulars, on
this plan at its highly
competitive premiums,
phone 9 -4321 and ask for

Don, or Clive,

NorCu Insurance Services Ltd.

1100 Lonsdale Avenue, N.V.

A wholly-owned subsidiary of the North Shore Community Credit Union

North Shore Community Credit Union

With five branches serving North Vancouver

Dollar Branch

399 Dollarton an North

929-8111

oom”

nod