18 - North Shore News — Wednesday. May 3, 2000 Unless you have untold millions lying around, borrowing is a necessity. But what if you could lower your borrowing costs? Well, you can with . the Scotia Total Equity” Plan, It gives you something back for afl you've put into your home. Lower rates, to be precise. Only the Scotia Total Equity Plan lets you use your mortgage” to get other forms of credit at a potentially. much lower coat. It's a plan that you manage. And it Jets you access funds whenever you need them. You may. - never have to apply for credit again: So whether it's paying down your mortgage sooner, saving for your children’s education or doing something on a whim, you'll have the means to do it. Now, if having extra money every month appeals to you, , call 1-800-526-8211, drop by your nearest Scotiabank branch or visit www.scotisbank.com. : Scotia Total Equity Plan . Life's looking ups _ THE following pcople have appeared in North Vancouver provincial court: Before Judge William Diebolt on March 29: Erik Madsen, 27, of Vancouver, received six months" probation after he pleaded guilty to possessing marijuana on on May 22, 1999 ic West Vancouver. Madsen. was required to perforin 25 hours of commu- nity work. A charge against Madsen of possessing the drug Ecstasy for trafficking purposes was dropped. _ 7 He received a conditional discharge for the marijuana conviction, meaning that he docs not have a criminal record after probation. According. to — federal Crown lawyer John . Whyte during sentencing proceed- ings, Madsen and his girl- friend were on their way to. Whistler when stopped by a police officer on May :22,° 1999. The officer noted a strong. odor of marijuana comin from the vehicle. fue HP51; 61 $50.00. Madsen’s lawyer Lawrence Myers said his client and his girlfriend had a small amount of marijuana they planned to smoke at Whistler. The defence lawyer said his client’s gitlfriend decided to smoke marijuana in the vehicle. Myers said the police con- stable promised not to charge Madsen if he turned over the marijuana and if there were no other drugs in the vehicle. As it turned out there was a “quantity” of the rave drug Ecstasy in a backpack in the vehicle. Myers said the Ecstasy and the backpack belonged to his client’s friend. The friend had asked Madsen to take the back pack to Whistler. Madsen ew there was Ecstasy in the backpack. Said Judge Diebolt, “He was 2 mule with knowledge.” The Crown lawyer said the’ backpack’s ownership was in question, which contributed to the more serious drug: charge being dropped. - ~ Madsen had _ no: previous | criminal record. He works as a valet and was born in North vate fudge Ss fore Doug Moss: on March 29,1999: =... Josefus Franciscus Van . Berkel, 33, of Burnaby,. was. fined 300 and apr seven ays after he pleade driving while prohibited on: July) 24, 1999. in’ West Vancouver. The jail sentence was recommended. served by ~ Michael Henry Wilmot. SI, of North Vancouver,‘ was- Pip wPSS950 - Cannon Copiers from $45.00. st Cte 6-0 0 tes a ase Cts ik