22 ~ Friday, August 2, 1996 - North Shore News How to hui Better Business Bureau offers lips for maintaining credit CREDIT is a conve- nience. It allows you to take out a loan, rent an apartment, finance an automobile, obtain a mortgage, and can even help. you to secure employment. But how should college graduates or others seeking to be fiscally responsible establish ~ good — credit records? Valerie MacLean, general manager of the Retter Business Bureau suggests the following steps: @ Open a savings chequing account. This heips you prove your financial responsibility and offers a convenient, safe way to pay your bills. @ If you have a steady income ‘and have lived in the same area for more than one year, try applying for credit with a local business, or MOUNT OLIVET LUTHERAN CHURCH: 1700 Mountain Hwy. N.Van. > Worship 10:00 am Bible Study =. 11:15 am ac Child care available Paetor Rena Faro 987-5710 § ee Se. Agnes Churels (Angican) 530 12th Street East, North Vancouver . saa ae ‘ ; : funder § Secisns : 10:15am Eucharist . “aoe Ole re sn ' fs Christien community dedicated to eebrating and demunstrating : Christ's love on the North Shore” . * Summer Service Time i is at 10:00 a.m. FAMILY BIBLE SCHOOL includes . Boy Nursery, Children, Youth & Adult Classes | _Thisday: Senior High (Gr. 10-12) meet at 7:. 30 p.m. Fridays: Junior High (Gr. 7-9) bi-monthly events Weekly: Home Groups © 450 Mathe hive. inW t Vane bay Winning Your Gold Medal” ‘A positive message on per’ sonal success d success from Pralns 1 Join us {for a an hour of “Worship _ and Praise — 10a. m. CEDARDALE CENTER (forme7 elern, school) 926-8680 Directions: In West Vancouver, one block below freeway on ‘Taylor Way. } Turn East on Inglewood then immediately South on Burley Dr. TA AeA BT Delbrook Baptist Church - “515 W. Windsor Road 985-4011 985-1664 B & Sunday Services 10:45 a.m. fforning Worship Pastor Virgil Olson Wed. 7:00 p.m. Midweek Prayer & Bible Study Youth Ministries & Small Groups Pastors: Virgil Olson, Srian Cooper & Jack Tsal “NORTH SHORE ALLIANCE CHURCH 201 East 23rd Street, North Vanceuver 984-6422 _ doin Us For Worship This Sunday: 9:15 and 11:15 a.m. Pastor Brian Buhler will be speaking : ae Nursery and child care available Rev. Brian Butiler - Senior Pastor Rev. Mitch Curby - Youth Pastor ° : .Or, Floyd Grunau - Associate Pastor — aa Shirley Love - Minister of Christian Education : Pau! Cottrell - Minister of Worship & Music - H 10. am Sunday Service & Sunday Schoo! f : S185 East Keith Rd., NORT# VAN, 905-1144 J B 3rd Sunicy gach mnonth 7:30 em Sunday Service @ Y. Randiny Room 116 E. 14th Street, N.V. je Ps an fs = MS , IARMONY HOPE HAPPIM " | SUNDAY WORSHIP, Covenanted with Gud and 120 Unitel churches, ; Make sure the business sends the informatien on your new credit account to one or more of the credit reporting bureaus, & Ask someone — a friend or family member to co-sign your credic application. By co-signing, the person promises to pay if you don’t. After you have used the credit account for a year, apply for credit on your own, Hf you are unable to pay your bills on time due to a crisis, contact your creditor and explain your problem. They may be able to work out a new payment plan to help you until the crisis is over. Once you have estab- lished credit, be careful who has access to personal infor- mation such as your Sacial Insurance Number, bank account and credit card AVYLORMOTIVE SEAVICE Lio. BRAKES ~ GUR 38TH YEAR 176 PEMBERTON AVE. N.VAN. ST JOHN'S | ANGLICAN CHURCH 986-1151 W. 13in & Chesterfield, N.Van, Invites you to worship Sundays R8am & 10am (Nursery & Sunday Schoo! st 10) & to NOONTIME PRAYERTIME f MONDAY 10 FRIDAY 11.00 - 4:00 SUTHERLAND BIBLE CHAPEL 630 East 19th Street, N.Van. 906-6925 _ 11:00 AM WORSHIP & SURDAY SCHOOL Pastor: Dan Cochrane CHRISTIAN SCIENCE. FIAST CHUACH GF CHRIST, SCIENTIST | 714 + 20th Street, WEST VAN 922-2023 | 8 am Wednesday Testimony Childcare Provided Reading Rocm 1353 Marine Give, W.V. Mon. - Sat, 70-5 pm ; FIRST CHUGH OF CHRIST, SOCENTIST | 11 am Sunday Service & Sunday Schoo! f Now registering for Pre-school 3 & 4 Program, Fall ‘96. . : Call 988-2163 _ 7:30 pm Wednesday Testimnry Childssre Provided . Tue. = Sai. 11-3 pm " Presbyterian’ Church. 2641 Chesterfield ‘Ave., North Van. 9: 30 A.M. informal Worship. , 11 :00 A. M. Worship & & Sunday School . . Minister: Rev. Gordon Kouwenberg ‘Church: Please call us at 937-6200 ~ NORTH LONSDALE | ST. CATHERINE'S. | UNITED | nen Charch 3380 Lonsdale 985-4911 Rev. Dr. Don Faris 1258 RIDGEWOOD DRIVE NORTH VAN 985-0663 Sunday Schoo! & Nursery 10:30am THIS WEEK: i The Muttiplication Factor Sunday 8:00am Holy Eucharist §:45 am Summer Fun Program & Nursery , ve joyfitlly pruise the one God, Father, Son and 16:00 am Holy Buchariat Holy Spirit, and confess Jesus as Saviour did Lord and the Holy Scriptures as our guide. Rev, John P. Mash, Rector “VALLEY CHURCH” mae you to join us this Sunday, August 4th . » Summer Sundays - One Service at 18:00 a.m. ‘= Pastor Owen Scoit speaking . “Treasure In the Earthen Vesse!” B.C.A.A. « A.R.A. - APPROVED LIFETIME WARRANTY (en shows or peds) * CONSULTATION [ WESTLYAN BAPTIST | . Youth Director: Todd Wiebe | § Ken oe numbers, The — Better — Business Bureau is a non-profit pre- ventative reporting agency that urges consumers to inves: tigate before they invest. For more information, call 681- 7476, Pumps ¢ Genwrotors © Tillers Gas-Powered Engines ae Ayo AUTHORIZED DEALERS. COASDALERENTAD 985-9321 105 Fell Avenue at 1st Street North Vancouver BRAKE SPECIALISTS TALKING YELLOW PAGES 299-9000 985-7455 (714155. WANIs bane DENOMINATIONAL ©: * SERVICE . © es fe tHis SUNDAY: 10: 15 “aalf a ~ Jam christian Minister: lan’ Andrews se Tht Rey. Ke [990 22nd Street | LYNN VALLEY UTED CHURCH | West Vancouver: 3201 Mountain Highway « 922-763 0 987-2114 | : : AS 10:30 am WORSHIP SERVICE |S MARTIN SANGHICAN A Surcay Sera 8 tzzey Cao SUNDAY SERVICES gg hénister Rev. Sharon Copeian 8:00 am & 19 am Sunday’ ‘School & Nursiry begin again : Sept. & ia ‘ST. . STEPHE ENS ANGLICAN CHURCH 22nd and Gordon, W.V, 926-4381 WELCOME TO OUR . SUNDAY SERVICES ~ §:00am Traditional Communion 10:00am Contemporary Communion Friday Youth Programe The Rev. Keith Gilbert: Rector 1341 Eset 27th, NAV. Prone 988-4018 Ww :00 am woRNING WORSHIP } 6:30 pm ‘EVENING WORSHIP “405 West 12th Street North Vancouver 988-6040 s nday Worship: 10:30 a.m. ‘ nday School/Nursery available Captains arian & Lyne Aamtrong tOam Service & Sunday School Rev. Ed Hird- Rector. § Youth Minis! ‘Cosdinator T, CHRISTOPHER'S. “ANGLICAN. ith & Inglewood, W.V. 922-5323 * Sunday Sorvicds . > Sam, Wam °° |. “ chusch School & Nursery 7 100 any’ ‘The Vanerable Lou Rivers Rector and Archdeacen of of Cnpilano West VANCOUVER PRESBYTERIAN CHURCH 2893 Marine Or, West Van 926-1812 Rev. Dr. Gtlan Fraser Organist Ed Rumohr 10:30am SUNDAY SERVICE Evaryone Welcome Nurser Care” 1044 St Georges Avent North Vancouver. 985- 0408 : Worship Service’ ft . 10:20 am. LHIGHCANDS ONITED CHURCH 3255 Edgement Bivd., ae North Vancouver ej , 980-6071 in ~ 10am Sunday Service Green Balloon Program : Ages 3- 10 years: “TRANSCULTURE NIGHT” Aug. 4, 7pm, Ail Welcome, ..f - YWAM Japan Presentation Sumner Sarles -.“Living The Adventure” Wednesday evenings at 7:30 p. m. | yn Vatey Full Gospel Church, 1160 East 29th Sheet, North Vancouver, B.C. Ph, 280-0007’ “Pastors - Cwen Scott, Glen Ryland, Patrick Elaschuk Wr 5 not about rek igion .. it 's- about your telationshio with God" ON TENA :