ey i iy » + wet : asm ‘dor payment ‘of:10: per “cent of the. purchase pzice of ~ the ‘home. -you have: in mind. _ - You: must. ‘also’ con- sider the financing you will : ‘be: able to obtain, which. will depend on 26 - Friday, May 2, 2986 - North Shore News Real Histate _should have in the form’ of cash’ in hand before ~ the: ‘monthly « payment | you. can carry. rates will ‘be (a--major. . factor’ in “determining _ your’ ‘monthly. payment : -If- you. find * yourself still short, you may try ‘to, find -another, - less expensive way: of fi- nancing. Alternatively, you. ‘might. lower. your expectations or even postpone, your purchase for a year or-two.. 2), : There will be other expenses as well. T hese: ; include “egal: fees, -reg- istration | /3es, appraisal "fees, moving : expenses, °: ran “Interest ‘ ‘aside 10 per cent of. possibly additional will represent. what: you making, a commitment to buy % a house. . If you’ve been. think- ing for ° some time about buying: a home, you ‘probably have put: some savings aside already. If you’re just starting to think about it, you ‘should: begin a systematic ‘savings plan. Check with ‘your’ finan- cial institution’ for. up- to-date information: on the best .interest’ bearing accounts to suit you. Consider ‘setting your net. income: every’ .month. Put ‘iit in a high interest savings. count. ‘You can have your financial institution set ‘up -an/automatic > furnissre" or appliances “and so forth,- ; “Add these: costs to’ ‘the :total of. the. down: . payment and this :figure ‘>it- your. pay. check. so’ owner. . ac- yout’ down payments “ready, you can actually: 0) A PACIFIC REAL ESTATE 1516 Marine Drive ' West Vancouver 925-1135 TRADES/OFFERS BRAND N 4699 CAULFEILD DRIVE _ Executive living at its best! Amenities in- . Clude: 2800 sq. {t. of luxurious living area, 3 bedrooms plus a den, formal skylit en- - try with spiral staircase, huge master suite with jacuzzi and gas F/P, farnily room with wet bar and F/P, Jenn-air, intercom, - security: system. All this is on a totally private 82x147 jot & available for im- mediate possession. Owner will con- sider accepting smaller North Shore S|. home in trade. Excellent value at’ ‘| asking price of $275,000 BRAND NEW ‘PINETREE CRES., WEST VAN If yours is a California Dream you must. see this: home. its. features - include |" cathedral’ ceilings, 4 bedrooms’ plus den - off master, 4 fireplaces; marble jacuzzi : and 2800 pius sq.ft. of: iuxurious living: area. Over 2000,sq.ft. of decks, offers a Superb city & ocean view & bring the ou doors inside, Now's ; i sonalize this perfect ho f NEW CONSTRUCTION CEDARDALE, WEST VAN Classic Victorian offering 4 bdrms., 3 baths, 2900 sq.ft. on a wooded perfectly level lot in an established neighborhood. This top quality smartly designed home features a spacious & flowing floor plan, | formal entry, sunken living & family rooms, huge gourmet kitchen, fireplaces, skylites, plus a full basement. Buy now and choose your lighting, cabinets, flooring. $289,900.: IT’S'A PRETTY GOOD BUY so 2117 QUEENSBURY. AVE. : Step” inside: & you'll sense’ something missing — small rooms. The dining room : Seats 12, the entrance foyer — skylit to . give an airy open feeling — the master. suite huge, with separate reading area & a full 5 piece ensulte. Your next sensa- ‘tion will be‘one of genuine comfo! , esfamily room i with a brick fip, and adj cent ‘games room, 2 large sundecks and.a lu urlous sunker ing room with’ comer th ~ eran ‘from the. ac- count where you depo that- every month that: -. 10 per. cent is put away and starts earning in- terést. : afd Look into . gOv- ernment programs designed to assist home buyers and be sure to contact the nearest - regional office of.. Canada. Mortgage and § Housing Corporation,.: the: federal .government agency charged with | administration of the.-f National Housing Act. - This is a good source of information on gov- ernment-insured loans and other matters af-. fecting the home’ ONE BEDROOM TOWNHOUSE Located in one of West Vancouver's finest “ developments with 2 pools: squash court, gymnasium. and’ beautifully manicured gardens..’ Meticulously kept TH with fireptace and updated kitchen. Askin: $104,900. #§07-235 Keith. 2s . "WATERFRONT —?P EI HARBOUR. We ‘11+ Acres Premlum waterfront property in Bargain Harbour. Over 650 feet WIF wit southwest exposure. Protected | moorage. Plus “% acre zonin Ex 1 fi inancin: availab! ‘Asking $595, 000. pe ‘WATERFRONT = ’ SECHELT VILEAGE 5 : Lever 1404128 it. semi waterfront lot. Southern exposure ‘ oramic views to Van. Is. “Once yo u have assessed your . needs, decided”on a price range and figured out’ when you will have La RALPH BENNETSEN MAURICE GRAY 980-9640 929-6210 weak teat ~VADIM- KOBASEW start looking :at proper- ; 922. 3482 * ties for sale, ee LAS ier Ser