ADRESS BRASS LAI BOT A BRAY LOO EET,

Key questions
about no-fauit
need answers

Dear Editor:

Julianne Lucier and Linda
Huber raised a couple of
questions about no-fault aute
insurance in their Dec. 4 letter
(Just say no to no-fault insur-
ance plan for B.C

In a no-fault auto insur-
ance plan, “ no-fault” does not
mean “no responsibility.” If
Ms. Lucier and Hube
broadsided by another vehi-
cle, the driver of that vehicle
weuld face higher premiums
and aii of the appropriate legal
penalties including fines and
possibly jait.

Drinking and criminally
negligent drivers who are also
injured in the crash they cause
have their accident benefits
reduced in some no-fault sys-
tems. However, some people
wonder if doing so might be
unfair to the negligent
mutorist’s family, who are
every bit as innocent as others
injured in the crash.

This is a fundamental issue
of values that will certainly be
a part of the forthcoming
debate on the future direc
of auto insurance in B.C.

Interestingly, the auto
insurance we buy now is
focused mainly on protecting
us finan
negligence
age, an average B.C. moto
could go out today and c:
$1 million dainage and if they

were unhurt, they would face
nothing more than an
in cin premiums.

The fact that we aren't all
out there wilfully running
into cach other “because
we're insured” suggests that

fears expressed by Ms.
ier and Huber would not

80, creation of a no-fult
system would not leave TCRC
as “judge and jurv” on claims.
: fem used in
Saskatchewan's no-fault pro-
gram invelves lawyers acting
on behalf of clients in their
mediation Disputes
not settled mediation
could ultimately go to the
Court of Queen's Benck.
Clearly, British Columbians
would want some medi
or arbitration operating in
pendently of ICBC or any
other auto insurer,

Can no-fault. auto insuc-
ance cut costs and still be fair?
Or can we improve our cur-
rent system and satisfy the
majority of people who feel

e too high?
Those are key questions that
all of us will be able to answer
for cur. once a public
report on auto insurance
options for B.C. is re d
later this month.
Ken Hardie
Manager, Public Affairs
ICBC

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on’t force district on city

r Editor:
Re: Methods proposed by Saddam
Crs motion for amalgamation.
Lam appalled ar the type of methods
North Vancouver District Coun.

Crist is suggesting to shove the issue of
throats of

amalgamation down the
North Vancouver City residents.

What concerns me even more how:
ever, is that his motion was actually con
sidered and unanimously approved by
the rest of district council.

Tn case Mr. Crist, Mayor Bell and the
rest of the councillors in the district
have forgotten, we do five in a free
country,

The methods suggested to force this
proposal on the city are exactly the same
type of tactics that have caused 4 con:
siderable amount of strife throughout
the history of mankind.

Wars have been fought over this type
of thing.

Have the district mayor and council-
lors collectively forgotten the principles
upon which this country is Gased and
which se many Canadian lives have been

Selected Ladies’

sacrificed ta protect? In the democratic
system of government under which J
believe must of us assume we sul live, tt
requires the majority support. of both
parties before an agreement (and I
emphasis agreement; of this sort can
occur.

What Mr. Crist and Co,
have forgotten im their totally sel
ested way, is that we residents of North
Vancouver City also elected a council to
protect and guard our interests.

As a tree Canadian citizen, I must
take a stand and say that f find ir very

fticult to believe thar Mr, Crist is seri-
ous about what he has proposed.

Of even greater concern to me
though, is the fact that his proposed
method of stripping us of our funda-
mental freedom of choice, appears to
have been unanimously supported by
the rest of district council.

hough he did very well in’ the
polls, nobody has given, Mr. Crist, or
the district council for thar matter, the
mandate to change the law in order to
persecute a group of their neighbors for

not agreeing with the
pect of the motives thind S propo
al. Is the district in such bad financial
shape, or has it over-extended itself to
such a point, that it can see no way out
other than to attempt the forceful
pure of the assets of its closest neigh-
bor? Whatever the reason or the ci
cumstances leading to it, the way this
proposal has been pre ented is funda-
mentally wrong and should not be pr
moted any further in its present for

{ trust that Mayor Loucks and the
other elected representatives on our city
council will continue to prevail in this
issue and unanimously tell che district
to back off.

If there are legitimate concerns that
should be addressed, of if there are
underlying financial co ns which the
city can help the district with, itis up to
Loth councils to talk together sanely
and rationally about them and come to
solutions which will benefit both com-
munities.

William G. Johnson
North Vancouver

Starts Thursday December 26

to Tuesday December 31

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