16 — Wednesday, May 26, 1999 — North Shore News north shore news _@BUSINESS Controlling family purse Strings Best and worst money habits WE don’t usually talk about our money habits. So here’s a chance to com- pare your dollar doings with those of other people. Lasked the university stu- dents, faculty and staff who attended a recent ‘money management seminar my wife Mandy and I gave to tell us their best and worst moves — and, because we learn so often by example, how their parents mana e(d) their money. *d be pleased to read and share with other readers your reactions to these responses, Or your own parent/best,“worst/future Money moves. Please send me an e-mail or letter (see addresses below). Ob my papa/mama — stu- dents have their say. “My father does most of the money managing — pay- ing off our mortgage an finding the cheapest rates while my mother just stands | back and has minimal i input.” “Mum takes care of it, writes what comes in and. goes out on a daily or weekly basis, gives dad spending money as such — he’s hopeless.” “Mum made the rule never to argue about money, which is good.” When I’m good ... “Best thing I did was to invest in a business (a factory) in partnership with a family member.” “I travelled, bought nice clothes, a house, furnishings - and still left some money for emergencies.” “Bought land for $35,000 and it’s gone up in value.” ..and when P’m bad “My worst experience was The Pro Nova Ensemble Special 6“ co” concert going on a spending spree with all my credit cards.” “ATMs!” “When I’m in a bad mood, I shop and shop and buy things I end up not lik- ing. Looking abead “E have rented out a mobile home on my property and an apartment underneath my house; the rent covers my two mortgage payments.” “Make automatic contri- butions to an RRSP or other savings pro; “The rules change all the time so I'l! try to keep up — though it’s tough because there’s never enough time.” “I don’ t make any financial lans. If everything else is in Prder, honey wal naturally fall into place.” —~ Mike Grenby is a colum- nist and independent personal financial adviser, He'll answer questions in this column as space allows but cannot reply personally. Contact him at P.O. Box 50029, South Slope R.P.O., Burnaby, B.C. V5] 5G3; e- mail . ____Apply now on-line for a low cost _ SPEED IS HOME EQUITY » MORTGAGE KELLENG US. www. ER com ~~ — UISTAPUND sense Pa Part of the Provincial 687-2020 Road Safety Program. lender Broker fees may apply THE MONEY MORTGAGE WITH 3%* CASHBACK, YOU CAN GET RID OF YOUR OLD FLAME. Came to the Laurentian Bank for a mortgage loan or transfer, and we'll snstantly give you up to 3% of the amount of vour Ioan. ‘As for how you spend it? That's entirely up to vou. This offer ends Jub 31, 1999. For LAURENTIAN BANK more inforoation, pay us a visit at any OF CANADA Laurentian Bank beanch. Pacrick Yong 903-7560 1578 Marine Drive West Vancouver Kim Hoggarth 903-2900 1452 Lonsdale Avenue North Vancouver Nancy Lee 903-7557 1575 Marine Drive ‘West Vancouver f teven t7) years. The actus! Cashback ¢: warced gezends on the term selected. Ther and 1s gubject to cradit approval by t! Percentage cashbeck sppiicadle to cused mortg based on the amount of your loan. the percen condasons apply. Thr oiter cannot ve combined Four Goodyear tires for the price of tree. coonfrear REGA Our ARGSATE ant 36 isn’t that great?” GOCDSYEAR EAGLE GA Touring Perforrnance S812 Pilaraais BUY A SET OF FOUR featuring the Quintet by Ernst von Dohnany and Quartet no. 1 by Murray Adaskin Friday May. 28, 7:30pm Mt. Seymour United Church” 1200 Parkgate, N. Van _ADMISSION by donation _ GA ties forthe price of theese. 4 For 3 oes ends Hoy 3E, 1 IE toa price for 3 ha 999, Orter sizes avedoble, see retrses for complete AM WASS® kerri Hott i ialece toe be ce Richmond Surrey Abbotsford 44540 Riverside Road stazs ony) 33286 South Fraser Way...... Burnaby 5850 Kingsway at Imperial .. Coquitlam 2764 Bamet Hwy. ...... Delta 8209 - 120th St 7489 Hume Avenue. 20616 Lougheed ule ; 5891 No. 3.Rd. sopen suncey:.. 273-3751 19392 Fraser Hvy......... 583-1948 13689 - 104th Ave........ 588: 1750 Clark Drive 2725 Kingsway iOpen Sunday). 2546 King George Hwy. ... 535 3973 Vancouver White Rock Maple Ridge P.. ir increase your gas 5 mileage by 15-38% ¥Y¥ PVI will increase your gas mileage by a POUR MINIMUM OF 15%. Guaranteed. JECTION Ask about PVI today...only at Fountain Tire.