Fantasy RV 984-8298 Lynn Valley One week bookings available for July & Aug. *70™ day - 12° Km. BRITISH COLUMBIA INSTITUTE OF TECHNOLOGY SCHOOL OF CONSTRUCTION AND NATURAL RESOURCE STUDIES BE ON THE THRESHOLD of an exciting and rapidly developing field The British Cotumbia tnstitule of Technology ts pleased 'o present a new two-year diploma program in BIO-ENGINEERING TECHNOLOGY Biotechnology is one of the most important and challenging dreak- throughs of the 20th Century. offering fascinating new answers to old problems Here is an opportunity to be a part of itt Grounded tn the tife sciences and engineering, the field of biotechol- ogy involves the application of a number of techniques to the pruruc- lian of biologicat matertals Research 1s currently being vigorously pursued throughout the world on the use of biotechnology ir fuel production, developrnent af new sources of industrial chemicals: and health-care products, crop fertilization and plant breeding. waste treatment and pollution control The diploma program will involve the student in the application of newer techniques such as genetic engineering (including recombinant DNA:, enzyme processes, plant cell and tissue culture, and relevant process and systems engineering Graduates can expect to find rewarding employment in government and university research laboratories and private companies. Call today for more details. Contact Torn Neilson, department head, Biological Sciences, 432-8319, Counselling at 432-8327 or the Regis- trar's Office at 434-1610 Classes start in September Burnaby Campus, 3700 Willingdon Ave., Burnaby, B.C. VSG 3H2 Nancy Olsen This week we have the pleasure of introducing Nancy Olsen as our star carrier. Nancy has been delivering our paper in the Deep Cove area for 7 years now and is well deserving of our appreciation. Nancy is 17 years old and will be attending grade 12 at Windsor in the fall. She enjoys working with animals and hopes to pursue a career in that field. Along with her job with the News, she also babysits and works part time at a movie theaire. Earnings from the News are used for spending money, gas for her car and she tries to bank some. We enjoyed meeting this fine young lady and for being our star this week, she received, complimentary movie passes and a North Shore News baseball cap. Enjoy the movies and your summer and thanks for a job very well done. Joan Cripps z rae Circulation Dept. 1139 Lonsdale Ave., N.V. 986-1337 SUNDAY » WEDNESDAY » FRIDAY 21 ~ Sunday, July 13, 1986 ~ North Shore News PUT GUM ANP CANDY HERE | WHOLE TOY PEPARTMENT BY THE CHECKOUT COUNTER | THERE AND_REALLY MAKE WELL, BARNEY, HOW DO YOU UKE ITZ THE. FIRST GLASS OF MY AV HOME-MADE. VINO: AGATHA C THAT LOW-DOWN SCOUNDREL. HORACE GREEDY JUST BOUGHT CONTROLLING INTEREST IN ACCIDENTAL ~ LINOLEUM ! | [THe WoRD 1S: ALL THE GOVERNMENT FUNDING IS DRYING OP! ANYONE CAN CRUSH AN ALUMINUM CAN! [THE WORLD WHERE EVERYBODY NICE COLOR... ASSERTIVE NOSE... DISTINCT OVERTONES OF... OF... ANO HE ALSO ACQUIRED THAT BiG OIL REFINERY RIGHT OUT FROM UNDER YOU, AGATHA! —_——~. THE ONLY BUS IN A Dneflin 2 4 + | AOMIRE Hid TACTICS. 7 ©1008 Trpene teca Sernces, Ine. ‘Au Ragan Reserved WELCOME TO FREEBOR pRESeRye OLE PLEASE FEED THE ANIMALS | Treat insurance as an investment From Page 19 would pay for one of Alico’s $100,000 policies would be $104 in the first year. (In comparison, a female of the same age who smoked would pay $157. For a 35-year-old male, the first year’s premiurn on the same policy would be $110 for a smoker, or $177 for a non-smoker.) Gowman stresses that a life in- surance policy should be seen as just one of the many investment options open to you. While a cash value policy can force you to save, other forced savings plans are available. And is the rate of return offered by a cash value policy comparable to the rate your money could zarn elsewhere? ‘“7ou can no longer look at life insyrance as a separate entity,’’ says Gowman. ‘“‘It’s just another asset on the balance sheet."* Gowman suggests this strategy as an alternative to purchasing a cash value policy: First, determine how much you can afford to spend on investments in a year. Then, borrow money to invest in something that offers a higher rate of return than the in- terest you will be paying on the loan (ie: mutual funds). Make sure that the payments on this loan do not exceed the amount you have determined you can afford. Because you borrowed for in- vestment purposes, the interest payments on your loan are tax deductible. Use the money you save at income tax time to pur- chase a low-cost, term insurance policy. Then, once vour loan is repaid, the profits from your ‘n- vestment may offer mory of az. in- heritance than a life insurance pol- icy would.