Wednesday, April 19, 2000 - North Shore News - 25 . Uniess you have untold millions lying around, borrowing. isa necessity... But what if you ‘could lower: your borrowing costs? Well, you can with the Scotia Total Equity” Plan.: ‘It gives: you something back for all you've put Ys ; into your home. Lower rates, to be a Precise. Only the Scctia Total Equity . Plan lets you | use your. mortgage” to get other forms of credit at a Potentially “ “much lower cost. It’s a plan that you : ‘manage. “And it lets you acceas ‘fonds. whenever you need them: You may ever have to apply for credit again. ; ‘So whether it's paying down your, H ‘mortgage. sooner, saving for your: Par ; children’s education or doing: ie ‘A iiesncet isnot thesameasa..- 3 fe ‘something ona whim, you'll have the . registration certificate. _ a -_ : 5 : ee means to do it. Now, if having extra 8 a : ~- {money every month appeals to you “call 800-628-8211, drop by your - nearest Scotiabank branch or visit, For more information, application forms - and help filling theme out: Scotia ‘Thal Equity Plan 1 ademara of The Bank of Nor Seti * Saari appear etni Bee branch ft eta. 7 Life's looking wpe *,%, oie (1 awe ee eh