"Tm sleeping much better since I diversified.’ ‘ - “For 3 years I had myself convinced invest- ing was for people who enjoyed taking chances. So I played it safe. You’ know, GICs, savings bonds, T-Bills. Then one day I woke up and realized that after taxes and inflation, I wasn’t getting very far. That's when | got in touch with a per- sonal banking representative wie at Scotiabank. She introduced uv me to a whole new approach *” to investing. To start we worked out an investment plan that was just right. for me. We looked at my age, earnings, future needs and objectives—all the important elements of my life. Together we set some realistic goals. Next we used a planning tool called ‘The Scotia Investment Worksheet! It helped me. Scotiabank ® Regatyted [rage-rnasas ot The Bana of Nowe Scotur ™ Mogstoied Tactesmark of Montreal Trutt Company Scot Secunbes inc os a bcunsed user of ther Tridy natty build a diversified mix of investments best suited to my objectives as well as my profile for risk. I’ve added Scotia Autopilot* Service so the mutual funds in my portfolio are fine-tuned every quarter to keep things right on track.” If the performance of your investments . seems a little sleepy, perhaps it's time you spoke with us. * Scotiabank would like to intro- duce you to the proven performance of the ' Scotia* Excelsior” Family of Funds: a world class selection of RRSP eligible mutual funds and the perfect partner to our secure and highly flexible range of GICs. Looking for an uncomplicated, common sense approach to investing? Why not sit . down with a representative at Scotiabank. a TAT ‘ie, 7