>* B4 - Wednesday, December 28, 1983 - North Shore News Hi business 2 4 ae ii INCREASING EXPORTS Lumber, copper take lead VALUE OF exports laden in British Columbia was paralleling a decline in the up slightly for the first nine months of 1983, says a report released recently by the Employers’ Council of Bntish Columbia. Exports increased to $6,073 million, up 0.4 percent over the smae period last - year. The value of most key ex».__a_sharp decline between July ports fell with the exception of copper and lumber during the first three quarters of 1983. Sales of lumber and copper increased by 42.4 and 18.7 per cent, respectively. The majority of the drop in vlaue exported can be at- tributed to price declines, ex- cept for modest price in- creases in coal, aluminum and zinc. ‘“*British Columbia's ex- port performance in the last nine months would have been far better had it not been for an ptember. But recent export, improvement in key areas sich as wood pulp and natural gas and rising lumber prices expected in the new year should assist the economy in the months ahead,’’ said Employers’ Council President and Chief Executive Officer Jim Matkin. For the third quarter of 1983, BC exports fell 8.8 per cent from the. previous quarter to a total of $1,957 million. This marks the first quarterly dechine of 1983, LOOKING AT INSURANCE race of growth in the BC conomy Fatty. wever, mpared to the er last year total exports are up two per cent. Similarly, Canadian ex- ports in the third quarter declined by seven per cent from the preceding quarter but increased by five per cent over the same quarter of 1982. In comparing British Col- umbia’s third quarter perfor- mance with the previous quarter, a disturbing decline in the value and quantity of key exports was identified in the months July to September. The value of coal and zinc exports fell by 51.9 and 23.9 per cent, respective- ly. Only wood pulp and natural gas exports showed increases during that period. United States continues to be the major destination of BC exports. January to September figures for 1983 show that the United States accounted for 48.1 per cent of total exports, compared ta 41 per cent in the same period in 1982. Shipments to Japan made up 22.6 per cent of total exports so far this year, compared to 27 per cent in the equivalent period last year. Also, the percentage of trade to Western European countnies slipped to 16 per cent during the first nine months of 1983 from 19 per cent last year. The council report noted that BC’s two largest customers, the United States and Japan, accounted for 70 per cent of total exports. GOVERNMENTS MUST continue to provide essential services while standing firm in their resolve to live within their means, Consumer and Corporate Affairs Minister Jim Hewitt said recently. ‘‘It is time we put _ exhibition. economics back into the -*These recommendations economy,”” he told the B.C. Hotels’ Association. While the status quo is more comfortable, more re- assuring and more Manageable, economic change °- inevitable and essential, he said. Hewitt said an important element in economic recovery would be Expo 86 and that the hotel industry has an im- portant role to play throughout the province. In this regard, he said he intends to appoint a con- sultant to advise on the public’s desire for change and improvements in B.C. li- quor laws to bring them up to world standards for the 1986 Covering marriage breakup A MARKETING specialist sent a bulletin to all agents recently describing a different kind of sales situation I hadn’t considered to that point in time. It had to do with the fact that more marriages are breaking up these days. The basis for life insurance — the reason it exists — is to make sure that people we care for won't suffer finan- cially when we die. hen marriages are dissolved through separation and divorce, if life insurance has been purchased it might be cancelled and the policy's cash values taken; a different - beneficiary (or beneficiaries) could be designated (children, perhaps) and the policy kept in force for the new beneficiaries; policy might be kept in force with new beneficiary (the policy- owner's estate, perhaps) on the chance that a new spouse may be acquired in the By MARILYNNE A. KING future; or it might be kept in force with the same beneficiary for the purpose described in the following. What I hadn't considered was the fact that when a cou- ple separates, the husband (in tare cases, the wife) might be obliged to provide Maintenance income to the ex-spouse. In the bulletin mentioned earlier, the author suggested that ‘‘agreements”’ between marred couples should specify what is to hap- pen if the marriage is an un. succesful one (she gets the house, he gets cottage and FROM ONE PRO TO ANOTHER. Ate you satisfied with your answering se ruic e? Tf nor, consider how much more you get with Wes-Tel's professional answering service: expertly trained operators accept your calls for business or residence around the clock, and relay messages to vou at your convenience, We're the preferred answering service in the West, We're proud to help you communicate better, Depend on.us,, References qladly provided, wesfi free 980-3611 boat; she gets most of the furnishings, he gets all the rec room contents including pool table and hi-fi components; he will pay monthly maintenance income of a specified amount - percen- tage of salary, maybe - until she re-marries or dies). The company’s expert went on to say that in some cases the maintenance payments will continue even after the payer’s death — either by the terms of the agreement or because, in the circumstances, it’s logical that they would continue (and the courts may so rule if the matter goes to litigation). Because the provision of income to an ¢x-spouse could use up all the assets left by the deceased (penalizing the beneficiaries of the estate) the company expert had a sug- gesuon: he said it would be practical, with any agreement that provides income for an ex-spouse after the payer’s death, to add the purchase of a life insurance policy on the payer’s life for this specific SE. Should the ex-spouse who is receiving maintenance payments happen to die first, the payer can surrender the policy for its cash value, or keep it in force with a beneficiary change — or any other of the options open to any life insurance policy owner. Marilyone A. King is a North Shore life insurance agent, licensed by Manufac- turer’s Life. She may be HUUUENULVOGAL LAU UEA A. E.LEPAG E / REAL ESTATE SE mam nc REAL ESTATE TRAINING How successful you ae of can be ah a real estate sates person Gepends greatly on the Company that is behind you Ensure your succes by working fora Company that offers the essential backup services Is natonmwide and that wt give you the pecsonalized atlenton and training you need CONSIDER A.E. LePAGE 1 Draining is Carned Gut theougt iste tian try Gall Gene Professional educatons at oun Training GConmtee an wel as additional peactte al fret tearing try he tear t ATvaanvaeageses, VY The Manager: Joes not sell 4 At hos threrne ter assist yous tePage i Canadas largest real estate oormpary You deserve the Gest Opportunity to tbe suceanstul At f tres: LePage i offenng you (hat oppoclunrty we want to talk to you CALL TODAY NORTH VAN Chuck Traunwetser 985 9544 leTerress teres reached at 681-5411 to answer any questions about the column. will be made after broad con- sultation with the industry and the public in the hope that we can continue to upgrade our liquor laws to meet the desires of our peopie.’’ One change Hewitt said he 1s considering would be to allow commercial wineries to sell and deliver their products direct to licensees, a move that would encourage B.C. wineries to; show the world some of their finer wines that aren’t currently listed in li- quor stores. B.C. wineries and Expo of- ficials are already looking at the possibility of developing a special edition wine to carry the Expo 86 label. 24 HOURS TELEPHONE ANSWERING SERVICE ONLY $SO PER MONTH CLASSIFIED ANSWERING SERVICE 669-7973 New Display Advertising Deadlines start January 1984. Wednesday edition All advertisers coy to the News by Friday 4 00 pm “Ona atm with Sunday edition All advertisers cupy fo the News by Wednesday 4:00 pin all fisplay advertisers is to make ads that sell and to provide high Quality service by oni sales representatives Gaur ad traff hers, and ou dispatches 7 To hetp us proctace efter tive advwettising and to provide better serve owe will bring ona deadlines forward beginetng in the New Year ~ “Die mew cheats will be easy to remember ednesday tor Sunday Friday for Wednesday Tim Francis Advertising Director Sen lcnanemeoedernnahtudoummbenaadten trae sunday news north shore. iInews 1139 Lonsdale Avenue, North Vancouver. (604) 980-0511