BUSINESS BRIEFS

"WATER NEWS

NORTH. VANCOUVER-based
Coastal’ Mountain Water Ca. .is
now. offering five-gallon service
on-a pick-up basis from its North
Vancouver plant.

-North and. West Vancouver res-
~ idents can now-come io the local
_ plant: and pick up their water and
: 2.a bottle, said Don Wood,

BANK COINS

THE ROYAL Canadien Mint has
reached an agreement with a net-
work of coin dealers and al! bran-
ches of the Royal Bank in Canada
to accept Canadian collectors’
coins from the public at face
value.

Until now, owners of collectors’
coins, such as the Montreal and
Calgary Olympic coin sezies, who
have tried to cash them in at
banks, have either not been able
to do so or have not received what
they consider fair value for their
coins.

Although most people buy such
coins as souvenirs oy gifts, there
has been some debate as to their
acceptability as legal tender. As
banks cannot. redeem coins of any
sort with the Bank of Cenada,
Canadian banks generally have
not been accepting collectors’
coins for cash.

The mint believes this new coin
exchange program will further
Strengthen the attractiveness of
collectors’ coins in the market-
place.

‘Royal Bank, as a primary sell-
er of collectors’ coins, has agreed
to facilitate their redemption from
the public,” said Royal Bank
North Shore area manager Gary

Bader. -

“People can either receive cash
at face value or exchange them for
the purchase of new mint pro-
ducts. The bank, in turn, will ex-
change all such coins received for

- = new products from the mint.””

ee

, ormal” in your sit-
following _ fi igures
from eport Expenditure .in

sehold

-®) Se ,000-$19,999, (c) 320,000-
a. $24,999," (d): $25,000-$29,999, .{e)
!. -.$30,000-$34,999, (f). $35,000-
a “(g) .$49,000-49,999, (h)
(i) $60,000-
:$70,000-584,998, (Kk)

income

(f):$1 "344," (g) $2, 357, (hy 32. 955,
8 $3,523, .(j) $4,002, (ky $5,522.
Private ‘transportation: (a) $760,
: ) “$1, 509: {c) $2,443 (d) $3,053,
ze - (e). $4,027; *(f) $4,594 (g) $5,225,
{h): $6,368, : @ $6, 690, G) $7,180,
. &) $9,46 :
TEM: Average: soperating cost

‘ Public transportation: (a) $333,
9,~(c). $409, (d) $642 (e)

$490, (g) 3489, (h) $677, -

+ (@} $871; (j) $878, (k) $1,098.
th care: (a) $292, {b) $638,

- @ $529, (€) $639, (©) $745, (6
$748,

: ‘(g). $869, (h) $1,016, (i)
“$991, G) $1,123, (kK) $1,415.

- pay less than face value,
‘more. Collectors hoping to receive
- “higher value for their coins ca‘s ei-
‘ther hold onto them until market

Bader added that under no cir-
cumstances will the Royal Bank
nor

value increases or try to sell them

DOLLARS AND SENSE

Personal care: (a) $381, (b)
$559, (c) $601, (d) $667, (e} $732,
(f) $773, (g) $852, th) $1,041, (i)
$1,126, G) $1,278, (k) $1,410.

Recreation: (a) $483, (b) $964,
(c) $943, (d) $1,439, (e) $1,490, (
$1,971, (g) $2,349, (h) $2,571, (i)
$3,219, (j) $3,784, (k) $5,034.

ITEM: men under 45 who live
alone spend most of their enter-
tainment budget on home items
like compact discs, records and
audio/video tapes and the
associated electronic equipment.
Women under 45 who live alone
tend to spend their money going

_ out to movies and live staged per-

formances.
Couples who both work full-

time and whose children are all 14 _

or over spend the most on home
entertainment equipment. They

“own an average four radios, three —

audio components, 1.5 audio
combinations, 2.5 TVs and 1.1

to other dealers or collectors.

HOTEL BIRTHDAY ©

THE PARK Roys! Hote! cele;
brated its 20th anniversary on
Aug. 14.

SECURITY SALE
INTEGRATED NETWORK Ser-
vices Inc. (INSINC) recently com-
pleted the sales of $3,400,000 in
securities.

The securities include
$1,530,000 in convertible, retrac-
table preferred shares; $1,870,000
in convertible secured debentures
and also warrants allowing securi-
ty holders to purchase additional
common shares in INSINC for a
period of up to three years.

The lead investor was Trimin
Enterprises inc., 2 public com-
pany trading on the Toronto
Stock Exchange.

Trimin combines the established
financial and acquisition skills of
its corporate management with the
strong management teams of .ac-
quired businesses.

INSINC management and
Trimin believe Trimin can add
substantial value in its partnership
with INSINC. On a fully diluted.
basis, Trimin will hold 42% of the
outstanding shares of INSINC for
a total investment of $5,900,000.

“We look forward to this part-
nership with Trimin; their proven
track record in helping manage-
ment teams achieve their business’
opportunities in the marketplace

i help us achieve the service.

sevels we must deliver to. our. cus-.

tomers for their missicn : critical
wide area networking. applica-
tions,"* said Jim Yeates, INSINC
chaisman and chief exeuctive of-
ficer.

VCRs. Married couples. with
children undcr 14 own the highest
number of video cameras...
Reading material and other
printed matter: (a) $106, (b) $153,

(c) $167, (d) $192, (e) $232, (A)

$205, (g) $252, (h) $310, (i 5318,
G) $386, (k) $524.

Education: (a) $154, &) $206, .

(c) $208, (d) $238,. (e). $248, (D)
$279,’ (g) $318, (h) $470, @ $525,

* G) $538, (k) $1,106.

Government lotteries and ‘pools:

. (a) $77, (b) $93, {c) $93, (d) $159,
~ &) $137, (f) $148, (g). $166, th)
- $220, (i) $179, Gj), $235, (k) $151.

Tobacco: (a) $327, (b} $419,. (c)
$451, (d} $560, (e) $503, (f) $584,

-(g) $768, (h) $824, (i). $805, G)

$831, (k) $621. .
Alcohol: (a) $167, (b) $223, (c}
$411, (d) $556, (e) $500, (f) $603,
(g) $681, (h) $685, (i) $896, &)
$919, (k) $1,206.
Interest on personal loans: (a)

FREE BOOKLET
Onc often hears Canadians com-
Plaining sbout the high amount of
tax they pay. What many individu- f
als do not realize is that simply by
structuring their investinents carc-
fully, they can pay fur less tax.
‘This guide will provide you with
ideas for saving tax through your
investment program.

Call today to receive your com-
plimentary booklet.

Mark Osachoff
661 -7433

Pe | ScotiaMcLeod

Trusted nvestment edece ween 192!

BRIAN PETHERBRIDGE, ft, Bill Eberly and Donald Ww oad

North Vancouver-based. Coast

‘Mountain: Water Go, now

pick-up service, to their North Shore ‘customers. .

$51, (b) $142, (c) $211, @ $271,

(e) $312, (f) $490, (&). $502,

$740, (i) $741, () $650, (KE) $831. .
Personal taxes: - (a): $299, - (bo)

$1,283, (c) $2,651, (d) $3,986, ©).

$5 "449, (f) $6,481, (g) $8,691, (h)
$12,031, (i). $14,324, oO. $18,151,
(k) $31, 395.

'TEM: | Married couples with
children account for 43% of all

pet expenses. Of all households -
with pets, 38% owned cats, but .

no dogs, 28% owned dogs but no

cats and 10% owned both cats

and dogs.

The remaining 24% presumably .

owned birds, fish and assorted
other creatures.

Gifts to people . outside “the
household: (a) $704, (b) $488, (c)
$560, (d) $1,150, {e) $936, (f)
$1,513, (g) $1; 321, (h) $935, i)
$2,464, G) $1,521, &) $3,085. —

Religious and charitable dona-

(h) : dd) $195,° (e)- $261,

sr you I have fe expenses but are e they normal?

tions: (a) .$84,. ): $182,: © $145, : o

f) $203," (g)
$273, th) $279, : @. 3377, $5245
(k) $879... > .
Reduction. ‘of - mortgage’ “prine
cipal: (a) -, (b)'-, () $1, 218; (a): 5
$177,- (e).. $980, (fF). $2,666" -(g) :
$1,690, (h)_ $1,874, (i), $3,891, OO)
- $1,554, (&) $1,229. ane :
RRSP contributions: @): ‘0, oo
$181 withdrawn, :(c). $87, (d) $57 --

$869, (h): $852,“ $1,157, 9
$1,957, (k) $3,989.

‘Mike Grenby: ds ‘a. North
Shore-based -° columnist:..and’. in-
dependent financial adviser: ‘who
‘works wit individuals; “he- will
answer | your. questions : as ‘space

allows. —- write to him c/o’ The -.

North Shore News, 1139 Lonsdale’
. _ North : Vancouver ‘VIM -

our West Vancouver branch will be
amalgamating with our North Vancouver
branch at 1452 Lonsdale Avenue.

Peter Frankham and the staff welcome
our West Vancouver clients and look
forward to serving the North Shore.

P?AAN

Peter Frankham,
Bronch Manager
1452 Lonsdale Ave
Horth Vonceuver
980-7440

Pam Doughty,
Branch Manager
2118 West 41st Ave
Vancouver
263-2787

Mike Hope,
Branch Manager
595 Howe St
Voncouver
662-8330

623 PRENOR TRUST

withdrawn, :(e) $354, (f '$722, (g).: