SEE Mets PA ace. NAL ND ea HEE Ask the right questions Best investors are those who are informed IF YOU want to know what's the best investment for your RRSP,. don’t expect financial consultant Roger Latta to pro- vide an immediate reply. By lan Noble News Reporter To answer that query he needs to know what the purpose of the investment is. What's right for one person may not be right for another, Latta told the News. __ Investors have to ask themselves a number of questions before decid- ing how to invest their money, said Latta, of North Vancouver's Roger Latta and Co. Ltd. _ Such questions include: _...-— Does the investment meet my objectives? — Does it meet my financial goals? - vo! == What is: my desired result “.? from investing? Is it wealth, com- fort, early retirement, travel, something else? What are the tax implications of the investments? = “It’s knowing how to ask the questions to make the information . work’: for -you that’s - ‘important in designing . your. program,” said Roger, noting there’s no shortage of - information available. “It’s kind of like the Internet,” , Said. his ‘son. Marc, an. investment consultant with Roger Latta and Co. “A whole bunch of information, but Unless you are able to define and. know what you're after it’s totally useless.” - Such,‘ is. also. the way with RRSPs, say the two. People should tep back from the RRSP fervor at ‘this time of year and ‘ask the right questions. «Roger recommends . RRSPs for - people’ in'a high ‘tax bracket, who. _can afford to put money in an RRSP. - ~ without borrowing, and who use an’ : RRSP a as a part of long-term retire- rient planning. For low income earners, putting . ney into‘an RRSP may not be a - : good idea, said Roger. For:those who attempt to pick One of Canada's 50 "| Bast. 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Georgla St, Van. | | 990-0547 NORTH VANCOUVER’S Roger and Marc Latta recommend that before juraping Into investments, investors should get to know their own needs and answer pertinent questions. the perfect opportunity to invest, Marc warns that “timing the mar- ket” is difficult to do: “If people are looking for ways to maximize their return on their RRSPs they should have their portfolios structured in a way that they have different assets in categories that perform different- ly at different times.” Roger and Mare Latta will be speaking at the Nerth Shore News Financial Forum on Saturday, Feb. 10° at the Capilano College Sportsplex starting at 10:30 a.m. Tickets are available through the North Shore News (985-2131). -Bring in your old computer § for consignment. All systerns come with a 30 @ day warranty . YANCOUVER'S FINEST COMPUTER CONSIGNMENT STORE “£49 Lonsdale Ave. ‘¥. : * Steve Canning Jane A. Milner, president and CEO, of North Shore Credit Union (NSCU), announces the appointments of Steve Canning as director of business develop- ment. and Sheifa_ Kilpatrick, John Allen and Tom Dutta as sales managers, _ Canning has served with NSCU eight years and was pre- viously manager at Lonsdale and Landmark branches. He Norra VANCOUVER 2744 V4. 4th Ave. 732-7816 Sheila Kilpatrick will be directing new business development for all branches of the credit union. Kilpatrick's appointment re- flects the significant contribution she has made to NSCU in many capacities over the past 21 years. She returns as sales manager to the Lynn Valley branch after having served in various management positions in other areas of the credit union. Sunday, January 21, 1996 — North Shore News ~ 17 SEAVICE £10. B.C.A.A. - 1.C.B.C. - A.R.A. APPROVED CENTRE ALIGNMENT - BALANCING - TIRES E TALKING OUR 37TH YEAR NSUCATION yam CONSULTATION 97} 259. _176 PEMBERTON AVE, N.VAN. 985-7455 trates TAYLORMOTIVE’ ALIGNMENT SPECIALISTS We are happy to annourice the opening of a small Private Training facility on the North Shore. We have an excellent fully trained & certified instructional staff teaching in the area of MicroSoft Office, AccPac Plus, Simply Accounting, and Business Visions. Our schedule for January and February 1996 is as follows: Course Time Intro to Comp 8:30-12;30 Tot hrs 8 8:30-1:00 Tot hrs 18 8:30-1:00 Tot hrs 18 8:30-1:00 Tot bre 18 Date Price Jan 23/25 $175.00 MS Office Word dan 29/31 $225.00 Feb 5/7 Excel Jan 30/Feb1 $225.00 Feb 6/8 Feb 12/14 Feb 19/21 Simply jectng Feb 13/15 8:30-1:00 for Windows Feb 20/22 Tot hrs 18 Located at: 220-545 Clyde Avenue, West Vancouver, B.C. Tetephona: 925-0413 Fax: 925-8416 Access $225.00 $225.00 Planning Group Why the 6:00 news should - 2vVeEr Aa affect where you place He your RRSP investment! with Barry Lavalley Fidsiiy sawectmaeta: : Before you make any RRSP investment decision this. 7 year, you owe it to yourself to attend this important: presentation! Tuesday, January 23 Lonsdale Quay Hotel Peter Conlon 685-2214 Free admission with advance reservation ie had 7:30pm. North Vancouver » Alan McNulty | John Allen Tom Dutta | Allen's work with two national financial institutions has provided him with branch management and customer ser- vice experience. He is a gradu- ate of UBC and has completed his CSC designation. . Dutta joins NSCU with 12 years of experience in the finan- cial industry. His strengths are, in training, development, mar- keting and sales. Dutta holds a diploma in Sales and Marketing from UBC. North Shore Credit Union has been providing financial . services to its members since 1941. With nine branches situ- ated in North Vancouver, West Vancouver, Whistler, North Burnaby and downtown Van- couver, NSCU also operates. four offices of North Shore Insurance Services Ltd. NS Sea Sines COCREDIT UNION Fest ingens Communi e West Vancouver ° Burnaby © VANCOUVER © WursTher