32 - Sunday, February 3, 1991 —- North Shore News 1 VARIABLE RATE RRSP ; . p> Guaranteed as to principal and interest > Statements mailed semi-annually — - e p> Rate can fluctuate at any time to take advantage of current pb Redeemable without penalty at any time 0 tions money market conditions b> No "frontend" or "sfartup" charges _ in > Interest calculated on daily closing balance from day of > No “termination” or "closing-out" fees if opened for eo a . derosit . minimum 90 days cs p> Interest compounded quarterly for higher annual yield _ » No commission or service charges 2 FIXED RATE RRSP p> Guaranteed as to principal and interest b> $500 minimum contribution p> Choice of 1-month to 5-year terms l No "front-end" or "start-up" charges p> Interest rate guaranteed for entire term No "termination" or "closing-out" fees if opened for . p> Interest compounded annually minimum 90 days = p> Stctements mailed semi-annually p> No commission or service charges 3 _ SELF-DIRECTED RRSP 7 | oo > The investment opiion requires that members determine and = B> Annual fee and administrative costs _ i ote ; direct their own investments, such as Term Deposits, Bonds, D> Please contact our Retirement Planning Department for full .. _ Stocks, T-Bills, Mutual Funds and Mortgages cost details > The mortgage option enables members to hold their own mortgage or make mortgages to family p> Guaranteed as to principal and interest > Invest in any number of term or saving options A aes if yes > Payments can be increased each year until age 90 No "frontend" or "start-up" charges ' fo he na : oO Upon death: Spouse receives payments; : No “termination" or "closing-out" foes if opened for oe Anv! y: — , > Spouse receives vatue of fund; or | minimum 90 "8° ‘Options , . Value of fund paid toesiate > No commission or service charges 7 wa "ANNUITY TO AGE 90 (VARIABLE RATE) | RRIF& | : - | 1 REGISTERED RETIREMENT INCOME FUND (RRIF) Minimum rate guarantee is to oge 90 > Guaranteed as to principal and interest Md a isto oe veo ; p> Payments to surviving spouse can continue; or ts for each five-year period MO p> Estate receives after-tox value on death{s) BNo “frontend” or "startup" charges ; ge p> Rate adjusted every five years, based on our 5-year Term b> No commission or service charges Deposit Rate at each 5-year renewal date 3. UFEANNUTY | ee Guaranteed periods available > NorCu Insuranes Services Lid., a wholly-owned subsidiary > . . of North Shore Credit Union, acts as an annuity broker to b> No fee to you, the annuitant,for this service . find the best rate from the leading insurance companies ‘> Annuitant selects option on guarantesd annuity period and/or companies of your choice }® Full details - please phone o NorCu insurance Services Ltd. >> Joint survivor contracts available office, or contact our Retirement Planning Depariment > Income payments for life of annuitant{s} ; *Service Charges and Rates subject to change without notice ALBERNI STREET BRANCH DOLLARTON BRANCH PARK ROYAL BRANCH WORCU INSURANCE SERVICES LTD. 101 - 1166 Alberni Street 399 Dollarion Hwy. North 2080 Park Royal So., Lonsdale Office Vancouver, B.C. V6E 3Z3 North Vancouver, B.C. Gollery West Level 101 - 1112 Lonsdale Ave. : — Phone: 685-9302 V7G IM? West Vancouver, B.C. North Vancouver, 8.C. > Phone: 929-8111 V7T 2W4 V7M 2H2 . Phone: 926-8571 Phone: 986-4321 . BURNABY BRANCH 6626 East Hastings Street LONSDALE BRANCH Burnaby, B.C. V5B 1S3 1100 Lonselale Avenue VILLAGE BRANCH LYNN VALLEY NORCU OFFICE Phone: 299-1404 North Vancouver, B.C. 3131 Edgemont Boulevard 1247 Rass Road V7M 2H3 North Vancouver, B.C. North Vencouver, B.C. Phone: 986-4321 V7R 2N7 W7J iV) DAVIE STREET BRANCH Phone: 985-8221 Phone: 986-035] 1395 Davie Street Vancouver, B.C. V6E 1IN2 LYNK VALLEY BRANCH Phone: 688-0436 1247 Ross Rood WHISTLER BRANCH ADMINISTRATION OFFICE North Vancouver, 8.C. 432] Village Gate Boulevard 301 - 1112 Lonsdale Ave. V7} 1V1 Box 810, Whistler, B.C. North Vancouver, B.C. Phone: 980-6556 VON 180 V7 2H2 Phone: 932-5314 Phone: 980-6728 ’ MARINE ORIVE BRANCH [3 NORTH SHORE . 1080 Marine Drive NE CREDIT UNION North Vancouver, B.C. bb V7P 185 Fepitatns ingour Community Phone: 986-1116 Aen nhcth bins nih in Veta AER Mee, Were! Rive My deh 6, fase ~ FON eae oe A EN pane, hee nts Coben elmore ena te