36 - Sunday, February 16, 1986 - North Shore News Students earn tax breaks TODAY'S empioyment situation to his or her parents. Fad , may pul some students in a posi- The student’s parent may § tion where they have more deduc- clann him as a dependant. tions than income. 4 4 \ Some of the deductions that Tuition fees of more than $100 & HEAD the student cannot use because of are deductible for any academic [& i lack cy income, may be transferred year beginning or ending in 1985. Anti RRSP Seminar swat Don't Contribute — Improve Your Return An Autoplan reminder — While Receiving an Added Tax Deduction An incorrect rate classification can invalidate your Autoplan insurance. If Additional Topics: Investment return, safety, deposit in- you drive to or from work or school, your vehicle must be insured in rate surance, income splitting, RRSP types, fm class 002 (not 001 — pleasure only). Be sure your vehicle } ted i u mC (not C I . y icle is rated in the ong gee and Fees. annuity vs RRIF, RRSP’s right classification for its use Date & Time: — Wednesday Feb. 19, 7:30-9:30 p.m. ' A Y Place: inglewood “Y" 17th & Inglewood West Vancouver, B.C. ROBINSON This seminar is complimentary MCCAULLEY but reservations are suggested & COMPANY INC. Please call Terri The Personal Financial Planners 682-5232 “LOVE T0 FINANCE REAL ESTATE’ John Ribalkin North Shore Residential/Commercial Mortgage Specialist NOVA FINANCIAL SERVICES INC. $85-9511 When it comes to security E-L FINANCIAL iS NUMBER ONE! Al the end of 1984, the balance sheet for the combined life insurance operations of The Empire Life Insurance Com- pany and The Dominion of Canada General Insurance Com- pany, indicated a policy owners/share-holders’ surplus of over 90 million. This equity gives our clients an additional security margin, greater than any other company in the Canadian industry. Empire Life and the Dominion of Canada are in- dependent subsidiaries of E-L Financial Corporation Limited. Empire Life’s mission is to excel in providing financial ‘ gars security services to Canadians and to this end we market oS onmemanienhnnnn i iam a2 competitive range of life, income replacement and pen- feoveen sion plans for individuals and comprehensive employee benefit plans for corporations. We are also a leader when it comes to growth in RRSP Equity funds! Empire Life’s segrated fund has enioyed outstanding growth in 1985. 1 YEAR UP 34.1% (over 1984) Rates subject o change wihout natce 10 YEAR UP 536.2% (over 1976 NORTH SHORE Although past performances is no guarantee of future . : results, long-term investing in our lop performing fund may Seven convenient locations to serve you. yleld positive results. . . VILLAGE ““% The Empire Life 3131 Edgemont Boulevard ter (NSUTaNce Company 985-8221 a pledge of service, @ commitment to excellence LONSDALE MARINE DRIVE PARK ROYAL 1100 Lonsdale Avenue 1080 Manne Drive South Mail (Gallery West) 986-4321 986-1116 926-8571 RASH-WANAMBKER AGENCIES LTB LYNN VALLEY DOLLARTON WHISTLER 1925 Lonsdale Ave., North Vancouver 1247 Ross Road 399 Doilarton Hwy. North 4313 Skiers Approach For Information call | 980-6556 929-8111 932-5314 Reg Cooke 980-5091 or Res. 988-9233