clipping No matter how satisfying a midday meal can be at your favorite restaurant, disputes over who pays for the tab or confusion over how much to tip can give anyone indigestion. Lunchtime is thar magical, much-needed break in the mid- gry dle of the working day when you can relax and re-fuel yourself for the afternoon ahead. Ir's hard to relax however, if you’re wor- ried about committing asocial blunder. Here’s a quick overview of restaurant com- monsense that will see you through your dining experience with case: If you are arranging to meet someone for lunch, the easiest rule to follow is: “Expect to go Dutch’’. It’s no longer the case thar men automatically pay for women — usually people pay for their own portion of the bill, so they can tailor cheir menu choices to their own budget. If you would fike to invite your companion to be your guest, however, it is nice to make that clear when you ask them for lunch — this will help you avoid arguments once the hill has heen presented. If you decide to ask for separate cheques, be sure the tip is still 15 per cent of the total bill. Speaking of tipping, whac amount is appropriate? Fifteen per cent af the rotal bill — in- cluding che amount you may have saved by using a two-for- one or discount coupon — is the standard rule, but char is flexi- ble. If your waiter was especial- ly attentive ro your special re- quests or dietary necessities, a larger tip may be in order. If, on the other hand, you felr you were treated rudely, your tip, if you leave ane, should reflect that. Remember, however, kit- chen delays aren't the fault of your server. If you do have a special re- quest, or aren't satisfied with the quality of your meal, you should feel comfortable expressing that to your waiter. He or she may nor he able to accommodate you, but chere’s no harm, and perhaps much to be gained, in letting your feelings be known — ina polite, reasonable man- ner, of course.