Do You Know How Much Money You Could Have in Your RSP When You Rettre? Now, You Can Find Out, Thanks To The New RBC Dominion Securities RSP Calculator. Do You Know... * ...how much your RSP we could be worth when you recire? ° :,,how much more your > RSP could be worth if you contribute at the beginning of the year, rather than at the end? * ...how mich income ne- your RSP could provide when you retire? ° ...how long your RSP “No” savings could last? ‘DOMINION SECURITIES If You Answered Any | _ Question With —- A “No”, We Will Be Glad To Analyse Your RSP ' With The RSP Calculator Today! Our Investinent Advisors are ready to provide you with free RSP and RIF projections, so you can see what your RSP and/or RIF will look like in the future. To obtain your free RSP Calculator report, please call today. 981-6600 The only full-service i investment firm located on the North Shore 250 West 15th St.. West Vancotver _ Finally - a a Far East Fund with 7 00% RRSP Eligibility! Now there's an investment product that brings you the dynamic growth ofthe . ‘Far East economies with 100% RRSP eligibility. LUSINESS | me role in helr ing environ IF YOU think individuals can save both money and the envi- ronment when they set their minds to it, just think what businesses can do. -“Taking care of the environment has to be a major concern of the “90s which is why we make the environment onc of our top priori- ties, “ said Dan Cheetham, Director of Professional Services for the Certified General Accountants* Association of B.C., one of the province's largest professional associations. “All small and large businesses have a role to play. And our mem- bers are making a special effort to point business in the right direction.” Cheetham said accounting for the environment makes good dollars and sense all around. ; He suggested the: following steps “to help put your office on the green track.” . . f4Put.someone in charge. Choose an enthusiastic person to manage the program and act as liaison with management, cleaning staff, employees and recycling markets. i Conduct'a waste audit. Review your office’s current operations, identify areas for improvement, collect data and —'to really get ; motivated — calculate potential revenue from recyclables, _GWeigh your recycling options. A ent small office with a low volume of.’ recyclables can collect and deliver. -the material to a local depot..A large volume office might be able to find a recycling company that. will pick up the material.- “ '. Start’ small. think big: Introduce an environmental. work- place program with some no-cost, eusy- to-participate-in activities like’. reusing envelopes and file folders,” or collecting waste paper. : As you focus on the three Rs— Reduce, Reuse and Recycle — look’. ’ : at various areas around the office: fax machines,-your desk, photo-”’ copier, supply cupboard, mail, pur chasing, lunch and breaks. 35)20- “For example, design a fa cover sheet with enough. space.for writing messages, rather than hav- ing. a. separate .cover sheet,” Cheetham said. « ; “Send electronic or. phone mes sages rather than written memos. Use the clean side of waste. letter- ‘head and other paper for scratch pads-and even in) the, photocopie and laser printer for drafts. Hany “When it comes to food, stoc up on reusable rather. than throw-: away cups and napkins. Dees Carpools can help ‘employee save money, “And an employe with less financial stress is likely to: be a more productive employee,’ Cheetham said. Guido Tirotto - Vancouver 86'ers Assistant Manager Lewer Lonsdale NN Financial is proud to present... the Can-Asian Fund | ° With the RRSP deadline approaching quickly, time is | of the essence. Bank of Montreal offers you instant- RRSP foans at prime. If you! re investing in any RRSP ~ i). at Bank of Montreal you're automatically approved for. an RRSP loan from $1,000 to $5,000. So don’t delay call Bank of Montreal ° today and we'll help you get in’ the game. ft The Can-Asian Fund lets you participate in some of the world's fastest ' growing economies, like Hong Kong and Japan. 10 YEAR AVERAGE" Bo RETURN TO DEC, 31/93 NN Financial is a member company of _ Internationale Nederlanden Group (ING). With over $225 billion in assets, ING is the third largest financial services organization in the world. “Based on a portfollo of 50% Hang Seng Total Return Index (Hong Kong) and 50% Nikkel 225 Total Return Index (Japan), For'r more information , . call your investment adviser, insurance broker or: NN Financial (brokerage) 350 - 2600 Granville Street, Vancouver Phone: (604) 736-0251: Toll Free: 1-800-663-6725 Fax: (604) 737-2266, . Contact these North Shore Branches Lonsdale/Esplanade Marine/Lloyd » ° 668-1234. - 668-1243» Main/Mountain Hwy __ | Parkgate Village 668-1261: 668-1271. 15th / Lonsdale 668-1292 Edgemont Village 668-1225 Lynn Valley 668-1255